Financial Analysis: SiriusPoint (NYSE:SPNT) & Amacore Group (OTCMKTS:ACGI)

SiriusPoint (NYSE:SPNT) and Amacore Group (OTCMKTS:ACGI) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, dividends, analyst recommendations and profitability.

Analyst Recommendations

This is a breakdown of current ratings for SiriusPoint and Amacore Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
SiriusPoint	0	3	3	0	2.50
Amacore Group	0	0	0	0	0.00

SiriusPoint currently has a consensus target price of $28.00, suggesting a potential upside of 34.74%. Given SiriusPoint’s stronger consensus rating and higher possible upside, research analysts plainly believe SiriusPoint is more favorable than Amacore Group.

Earnings and Valuation

This table compares SiriusPoint and Amacore Group”s top-line revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
SiriusPoint	$3.21 billion	0.76	$459.60 million	$4.02	5.17
Amacore Group	N/A	N/A	N/A	N/A	N/A

SiriusPoint has higher revenue and earnings than Amacore Group.

Insider and Institutional Ownership

52.8% of SiriusPoint shares are owned by institutional investors. 12.2% of SiriusPoint shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, large money managers and endowments believe a company is poised for long-term growth.

Profitability

This table compares SiriusPoint and Amacore Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
SiriusPoint	15.38%	16.92%	2.88%
Amacore Group	N/A	N/A	N/A

Volatility and Risk

SiriusPoint has a beta of 0.61, meaning that its share price is 39% less volatile than the S&P 500. Comparatively, Amacore Group has a beta of 3.35, meaning that its share price is 235% more volatile than the S&P 500.

Summary

SiriusPoint beats Amacore Group on 9 of the 10 factors compared between the two stocks.

About SiriusPoint

SiriusPoint Ltd. provides multi-line insurance and reinsurance products and services worldwide. The company operates through two segments, Reinsurance, and Insurance & Services. The Reinsurance segment provides aviation and space, accident and health, casualty, credit, marine and energy, property to insurance and reinsurance companies, government entities, and other risk bearing vehicles. This segment offers medical insurance products, trip cancellation programs, medical management services, and 24/7 emergency medical and travel assistance services. The Insurance & Services segment provides accident and health, marine and energy, property and casualty, mortgage, environmental, workers' compensation, commercial auto lines, professional liability, and other lines of business. The company was formerly known as Third Point Reinsurance Ltd. and changed its name to SiriusPoint Ltd. in February 2021. SiriusPoint Ltd. was incorporated in 2011 and is headquartered in Pembroke, Bermuda.

About Amacore Group

The Amacore Group, Inc. provides and markets healthcare-related membership products for individuals and families. Its products include limited and major medical insurance programs, supplemental medical insurance, and discount dental and vision programs. The company also provides and markets lifestyle membership programs, including insurance discounts, discount benefit savings, ID theft, legal counsel, credit management, automotive warranties, employment protection, and a host of others. The company serves insurance carriers, financial institutions, affiliate marketers, direct marketers, insurance agents, and fortune 500 companies. It distributes its products and services through various distribution methods, such as its agent network, inbound call center, in-house sales representatives, network marketing, and affinity marketing partners, as well as through third-party direct response marketers. The Amacore Group, Inc. was formerly known as Eye Care International Inc. and changed its name to The Amacore Group, Inc. in April 2005. The company was founded in 1993 and is based in Maitland, Florida.