MoneyHero (NASDAQ:MNY) Releases Quarterly Earnings Results, Beats Estimates By $0.02 EPS

MoneyHero (NASDAQ:MNY) issued its quarterly earnings data on Thursday. The company reported $0.01 earnings per share (EPS) for the quarter, topping the consensus estimate of ($0.01) by $0.02, reports. The firm had revenue of $19.97 million during the quarter, compared to the consensus estimate of $23.92 million. MoneyHero had a negative return on equity of 56.10% and a negative net margin of 35.36%.

Here are the key takeaways from MoneyHero’s conference call:

• Profitability inflection: MoneyHero reported Q4 net profit of $0.5M and its first-ever adjusted EBITDA gain of $0.7M, while full-year adjusted EBITDA loss narrowed 73% to $6.4M and net loss improved (~86%) to $5.2M, signaling a move from turnaround toward profit.
• Strategic revenue mix shift toward higher-margin verticals: insurance and wealth accounted for ~30% of Q4 revenue (wealth grew 50% YoY in Q4), helping cost of revenue fall to 51% and expanding margins.
• AI-driven operating leverage: AI now touches up to 70% of customer queries (47% fully resolved in December), enabling technology costs to drop ~59% year-over-year and supporting 12% more approved applications without proportional headcount growth.
• Leadership transition: the board appointed an interim CEO and is searching for a permanent CEO to lead the next scaling phase—management frames this as deliberate, but the change at a profitability inflection adds executive leadership uncertainty.
• Balance sheet and outlook: MoneyHero ended the year debt-free with $31.2M cash and $37.5M net current assets (cash up $3.3M sequentially) and expects 2026 adjusted EBITDA to exceed 2025 levels.

MoneyHero Trading Down 0.9%

Shares of NASDAQ MNY traded down $0.01 during trading on Friday, hitting $1.32. 7,774 shares of the company traded hands, compared to its average volume of 21,901. MoneyHero has a 1 year low of $0.66 and a 1 year high of $2.40. The company has a 50-day moving average price of $1.37 and a 200-day moving average price of $1.31. The firm has a market capitalization of $55.23 million, a P/E ratio of -1.88 and a beta of 1.26. The company has a quick ratio of 1.96, a current ratio of 1.96 and a debt-to-equity ratio of 0.01.

Analysts Set New Price Targets

Separately, Zacks Research upgraded MoneyHero from a “strong sell” rating to a “hold” rating in a report on Tuesday, March 10th. One investment analyst has rated the stock with a Strong Buy rating, one has assigned a Hold rating and one has given a Sell rating to the company’s stock. According to data from MarketBeat, the stock currently has a consensus rating of “Hold” and an average target price of $4.00.

Institutional Trading of MoneyHero

A hedge fund recently bought a new stake in MoneyHero stock. Virtu Financial LLC acquired a new stake in shares of MoneyHero Limited (NASDAQ:MNY) in the 3rd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The fund acquired 26,445 shares of the company’s stock, valued at approximately $38,000. Virtu Financial LLC owned 0.06% of MoneyHero as of its most recent SEC filing. Institutional investors own 30.86% of the company’s stock.

About MoneyHero

MoneyHero Group Ltd (NASDAQ: MNY) operates an online comparison marketplace that helps consumers research, compare and select a broad array of financial and lifestyle products. Through its digital platform, MoneyHero presents side-by-side comparisons for credit cards, personal loans, mortgages, various insurance policies, broadband and mobile plans, as well as utility services. The site features interactive tools such as personalized calculators, user reviews and curated offer alerts, designed to simplify complex product information and enhance consumer decision making.

Founded in Hong Kong in 2014, MoneyHero has expanded its presence to serve customers in Singapore and Malaysia.