Tian Ruixiang (NASDAQ:TIRX) & Hippo (NYSE:HIPO) Head-To-Head Survey

Tian Ruixiang (NASDAQ:TIRX) and Hippo (NYSE:HIPO) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, dividends, risk, analyst recommendations, valuation and institutional ownership.

Profitability

This table compares Tian Ruixiang and Hippo’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Tian Ruixiang	N/A	N/A	N/A
Hippo	12.31%	-2.24%	-0.48%

Analyst Recommendations

This is a breakdown of current ratings and price targets for Tian Ruixiang and Hippo, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Tian Ruixiang	1	0	0	0	1.00
Hippo	0	3	3	0	2.50

Hippo has a consensus price target of $37.67, suggesting a potential upside of 32.19%. Given Hippo’s stronger consensus rating and higher probable upside, analysts plainly believe Hippo is more favorable than Tian Ruixiang.

Earnings & Valuation

This table compares Tian Ruixiang and Hippo”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Tian Ruixiang	$5.86 million	0.38	-$3.99 million	N/A	N/A
Hippo	$468.60 million	1.58	$57.70 million	$2.14	13.32

Hippo has higher revenue and earnings than Tian Ruixiang.

Volatility and Risk

Tian Ruixiang has a beta of 0.26, indicating that its share price is 74% less volatile than the S&P 500. Comparatively, Hippo has a beta of 1.61, indicating that its share price is 61% more volatile than the S&P 500.

Institutional & Insider Ownership

10.7% of Tian Ruixiang shares are held by institutional investors. Comparatively, 43.0% of Hippo shares are held by institutional investors. 39.6% of Tian Ruixiang shares are held by company insiders. Comparatively, 10.8% of Hippo shares are held by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company is poised for long-term growth.

Summary

Hippo beats Tian Ruixiang on 9 of the 12 factors compared between the two stocks.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.

About Hippo

Hippo Holdings Inc. provides property and casualty insurance products to individuals and business customers primarily in the United States. The company operates through three segments: Services, Insurance-as-a-Service, and Hippo Home Insurance Program. Its insurance products include homeowners' insurance against risks of fire, wind, and theft, as well as other personal lines policies from third party carriers; and personal and commercial, as well as home, auto, cyber, small business, life, specialty lines, and other insurance products. The company distributes insurance products and services through its technology platform and website, as well as operates licensed insurance agencies. Hippo Holdings Inc. is headquartered in Palo Alto, California.