Credit Acceptance (CACC) Expected to Announce Earnings on Wednesday

Credit Acceptance (NASDAQ:CACC) is projected to issue its Q1 2026 results after the market closes on Wednesday, April 29th. Analysts expect the company to announce earnings of $10.39 per share and revenue of $584.8370 million for the quarter. Parties can check the company’s upcoming Q1 2026 earning summary page for the latest details on the call scheduled for Wednesday, April 29, 2026 at 5:00 PM ET.

Credit Acceptance (NASDAQ:CACC) last posted its quarterly earnings results on Thursday, January 29th. The credit services provider reported $11.35 EPS for the quarter, beating the consensus estimate of $10.30 by $1.05. Credit Acceptance had a net margin of 18.29% and a return on equity of 28.86%. The business had revenue of $408.20 million for the quarter, compared to analysts’ expectations of $582.63 million. During the same period in the previous year, the company posted $10.17 EPS. Credit Acceptance’s revenue was up 2.5% on a year-over-year basis. On average, analysts expect Credit Acceptance to post $47 EPS for the current fiscal year and $53 EPS for the next fiscal year.

Credit Acceptance Trading Down 4.0%

Credit Acceptance stock opened at $521.23 on Wednesday. The company’s fifty day simple moving average is $473.01 and its 200-day simple moving average is $467.64. The company has a quick ratio of 16.91, a current ratio of 16.91 and a debt-to-equity ratio of 4.10. Credit Acceptance has a 12 month low of $401.90 and a 12 month high of $549.75. The stock has a market cap of $5.60 billion, a P/E ratio of 14.28 and a beta of 1.32.

Analysts Set New Price Targets

CACC has been the topic of several research analyst reports. TD Cowen boosted their price target on shares of Credit Acceptance from $460.00 to $470.00 and gave the company a “hold” rating in a report on Friday, January 30th. Weiss Ratings restated a “hold (c)” rating on shares of Credit Acceptance in a report on Wednesday, January 21st. Zacks Research upgraded shares of Credit Acceptance from a “hold” rating to a “strong-buy” rating in a report on Tuesday, February 3rd. Finally, Stephens boosted their price target on shares of Credit Acceptance from $450.00 to $540.00 and gave the company an “equal weight” rating in a report on Friday, April 17th. One equities research analyst has rated the stock with a Strong Buy rating and three have issued a Hold rating to the stock. According to MarketBeat, the company currently has a consensus rating of “Moderate Buy” and an average target price of $505.00.

Insider Buying and Selling

In related news, Director Kenneth Booth sold 2,000 shares of the company’s stock in a transaction on Monday, February 9th. The shares were sold at an average price of $508.00, for a total value of $1,016,000.00. Following the completion of the sale, the director directly owned 22,832 shares in the company, valued at approximately $11,598,656. This represents a 8.05% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is accessible through this link. Also, CFO Jay D. Martin sold 3,000 shares of the company’s stock in a transaction on Friday, April 17th. The stock was sold at an average price of $525.63, for a total transaction of $1,576,890.00. Following the completion of the sale, the chief financial officer owned 25,963 shares of the company’s stock, valued at $13,646,931.69. This represents a 10.36% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Over the last three months, insiders sold 18,638 shares of company stock worth $9,536,280. Corporate insiders own 6.60% of the company’s stock.

Institutional Investors Weigh In On Credit Acceptance

A number of large investors have recently bought and sold shares of CACC. Royal Bank of Canada boosted its holdings in Credit Acceptance by 31.6% in the first quarter. Royal Bank of Canada now owns 1,916 shares of the credit services provider’s stock worth $989,000 after purchasing an additional 460 shares in the last quarter. AQR Capital Management LLC boosted its holdings in Credit Acceptance by 230.6% in the first quarter. AQR Capital Management LLC now owns 7,885 shares of the credit services provider’s stock worth $3,961,000 after purchasing an additional 5,500 shares in the last quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC boosted its holdings in Credit Acceptance by 3.9% in the first quarter. UBS AM A Distinct Business Unit of UBS Asset Management Americas LLC now owns 23,886 shares of the credit services provider’s stock worth $12,334,000 after purchasing an additional 900 shares in the last quarter. Creative Planning boosted its holdings in Credit Acceptance by 35.6% in the second quarter. Creative Planning now owns 529 shares of the credit services provider’s stock worth $269,000 after purchasing an additional 139 shares in the last quarter. Finally, JPMorgan Chase & Co. boosted its holdings in Credit Acceptance by 4.8% in the second quarter. JPMorgan Chase & Co. now owns 5,077 shares of the credit services provider’s stock worth $2,586,000 after purchasing an additional 232 shares in the last quarter. 81.71% of the stock is currently owned by institutional investors.

About Credit Acceptance

Credit Acceptance Corporation, founded in 1972 and headquartered in Southfield, Michigan, is a specialty finance company focused on the indirect automotive lending market. The company partners with independent and franchised auto dealers to facilitate purchase financing for consumers who may not qualify for traditional prime auto loans. By purchasing retail installment contracts originated by these dealers, Credit Acceptance provides capital and credit insurance to support vehicle sales, enabling dealers to broaden their customer base and reduce credit risk.

Through its proprietary underwriting platform and risk management strategies, Credit Acceptance evaluates borrower applications, structures credit plans, and retains servicing rights on the acquired contracts.