Comparing Raiffeisen Bank International (OTCMKTS:RAIFY) and BOC Hong Kong (OTCMKTS:BHKLY)

BOC Hong Kong (OTCMKTS:BHKLY) and Raiffeisen Bank International (OTCMKTS:RAIFY) are both large-cap finance companies, but which is the superior investment? We will compare the two businesses based on the strength of their profitability, risk, earnings, analyst recommendations, valuation, dividends and institutional ownership.

Dividends

BOC Hong Kong pays an annual dividend of $2.90 per share and has a dividend yield of 2.8%. Raiffeisen Bank International pays an annual dividend of $0.18 per share and has a dividend yield of 1.7%. Raiffeisen Bank International pays out 16.7% of its earnings in the form of a dividend.

Profitability

This table compares BOC Hong Kong and Raiffeisen Bank International’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
BOC Hong Kong	N/A	N/A	N/A
Raiffeisen Bank International	10.91%	6.19%	0.65%

Analyst Ratings

This is a summary of current recommendations and price targets for BOC Hong Kong and Raiffeisen Bank International, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
BOC Hong Kong	0	1	0	0	2.00
Raiffeisen Bank International	0	1	0	1	3.00

Volatility & Risk

BOC Hong Kong has a beta of -0.16, meaning that its stock price is 116% less volatile than the S&P 500. Comparatively, Raiffeisen Bank International has a beta of 1.1, meaning that its stock price is 10% more volatile than the S&P 500.

Valuation and Earnings

This table compares BOC Hong Kong and Raiffeisen Bank International”s top-line revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
BOC Hong Kong	$20.67 billion	2.68	$4.90 billion	N/A	N/A
Raiffeisen Bank International	$14.76 billion	0.94	$1.55 billion	$1.08	9.75

BOC Hong Kong has higher revenue and earnings than Raiffeisen Bank International.

Summary

Raiffeisen Bank International beats BOC Hong Kong on 6 of the 11 factors compared between the two stocks.

About BOC Hong Kong

BOC Hong Kong (Holdings) Limited, an investment holding company, provides banking and related financial services to corporate and individual customers in Hong Kong, China, and internationally. The company operates through four segments: Personal Banking, Corporate Banking, Treasury, and Insurance. It offers savings, current, and time deposit accounts; mortgage plans; corporate deposits, and payroll and e-cheques services. The company also offers cross-border financial and remittance services; and securities, funds, foreign exchange services, precious metals and FX margin services, currency linked investments, bonds, market information services, monthly savings plans, and structured products, as well as business and personal loans. In addition, it provides business and accident protection, medical, travel and leisure, family protection, RMB, and personal life insurance products; and credit cards. Further, the company offers safe deposit box, e-bill, and payment services; personal and corporate RMB, and RMB clearing bank services; business comprehensive, property, liability, group, and retailer comprehensive insurance plans; small business, asset-pledge, and syndicated loans; accounts receivable, machinery and equipment, SME green, and project financing; cross-border services for corporate customers; business banking, trade finance and services, investment, treasury, corporate collection and payment, e-commerce, and card services; and custody and cash management services. Additionally, it provides wealth management and overdraft services; mandatory provident fund schemes; and private and corporate banking services, as well as internet, phone, and mobile banking services; and trade related products and other credit facilities. BOC Hong Kong (Holdings) Limited was founded in 1917 and is based in Central, Hong Kong. BOC Hong Kong (Holdings) Limited operates as a subsidiary of BOC Hong Kong (BVI) Limited.

About Raiffeisen Bank International

Raiffeisen Bank International AG, together with its subsidiaries, offers banking services to corporate, private customers, and institutional customers. The company offers cash management, cross border accounts, electronic banking, payments solutions, sustainable and subsidized financing, leveraged and acquisition financing, project and structured financing, real estate financing, leasing, factoring, trade and export financing, investment banking, investing, hedging, and investor services to its institutional clients and corporate customers in agri food and beverage, automotive, construction and building materials, food and beverage, healthcare and pharmaceuticals, oil and gas, packaging, real estate, retail, technology, telecom, and utilities industries. It also provides retail and private banking services, including deposits, loans, wealth management, and advisory services to retail customers and small and medium-sized enterprises. In addition, the company offers clearing, reporting, settlement, guarantees, letters of credit, fund administration, acceptances, brokerage, asset management, and custody services; and investment banking services, including asset based finance, fund finance and alternatives investments, loan syndication, mergers and acquisitions advisory, and debt and equity capital markets services. It operates through a network of business outlets in Central, Southeastern, and Eastern Europe, as well as Austria, Czech Republic, Hungary, Poland, and Slovakia. Raiffeisen Bank International AG was founded in 1886 and is based in Vienna, Austria.