Heritage Insurance Holdings, Inc. (NYSE:HRTG) Receives Consensus Recommendation of “Moderate Buy” from Analysts

Shares of Heritage Insurance Holdings, Inc. (NYSE:HRTG) have been assigned a consensus recommendation of “Moderate Buy” from the five brokerages that are covering the stock, MarketBeat reports. Two investment analysts have rated the stock with a hold recommendation and three have given a buy recommendation to the company. The average twelve-month target price among brokerages that have issued a report on the stock in the last year is $33.50.

A number of equities analysts have recently weighed in on HRTG shares. Zacks Research cut shares of Heritage Insurance from a “strong-buy” rating to a “hold” rating in a research note on Monday, January 5th. Truist Financial raised their price objective on shares of Heritage Insurance from $37.00 to $39.00 and gave the company a “buy” rating in a research note on Monday. Weiss Ratings reissued a “buy (b)” rating on shares of Heritage Insurance in a report on Monday, December 29th. Finally, Citigroup reaffirmed a “market perform” rating on shares of Heritage Insurance in a report on Tuesday.

Insider Buying and Selling at Heritage Insurance

In related news, CEO Ernie J. Garateix sold 8,334 shares of the business’s stock in a transaction dated Friday, February 20th. The shares were sold at an average price of $24.12, for a total value of $201,016.08. Following the sale, the chief executive officer directly owned 1,120,170 shares in the company, valued at $27,018,500.40. The trade was a 0.74% decrease in their position. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available at this hyperlink. In the last 90 days, insiders sold 33,002 shares of company stock valued at $891,731. Corporate insiders own 14.00% of the company’s stock.

Hedge Funds Weigh In On Heritage Insurance

Hedge funds have recently added to or reduced their stakes in the business. Y Intercept Hong Kong Ltd bought a new stake in Heritage Insurance during the third quarter worth $984,000. Annis Gardner Whiting Capital Advisors LLC increased its stake in shares of Heritage Insurance by 514.4% in the 3rd quarter. Annis Gardner Whiting Capital Advisors LLC now owns 76,798 shares of the insurance provider’s stock valued at $1,934,000 after purchasing an additional 64,298 shares during the last quarter. Arrowstreet Capital Limited Partnership raised its holdings in shares of Heritage Insurance by 69.6% during the 2nd quarter. Arrowstreet Capital Limited Partnership now owns 526,377 shares of the insurance provider’s stock worth $13,128,000 after buying an additional 216,019 shares in the last quarter. Principal Financial Group Inc. raised its holdings in shares of Heritage Insurance by 201.7% during the 3rd quarter. Principal Financial Group Inc. now owns 64,490 shares of the insurance provider’s stock worth $1,624,000 after buying an additional 43,113 shares in the last quarter. Finally, Russell Investments Group Ltd. lifted its position in shares of Heritage Insurance by 829.3% during the 2nd quarter. Russell Investments Group Ltd. now owns 125,828 shares of the insurance provider’s stock worth $3,138,000 after buying an additional 112,288 shares during the last quarter. 59.03% of the stock is currently owned by hedge funds and other institutional investors.

Heritage Insurance News Roundup

Here are the key news stories impacting Heritage Insurance this week:

• Positive Sentiment: Q4 beat — Heritage reported EPS of $2.15 versus $1.61 expected and revenue of $215.3M (also above estimates); management highlighted record net income, a 17.7% net margin and 41% ROE, which underpins the market’s upbeat reaction. Heritage Reports Fourth Quarter and Full Year 2025 Results
• Positive Sentiment: Growth & pricing initiative — Management outlined entry into the Texas market and is targeting ~90% rate adequacy for 2026, signaling improved pricing power and planned premium expansion from a new geography. Heritage Insurance outlines Texas entry and targets continued growth with 90% rate adequacy in 2026
• Positive Sentiment: Market reaction — Media reports note the stock jumped after the earnings beat and guidance/strategy items, reflecting investor confidence in the company’s underwriting performance and capital returns potential. Heritage Insurance shares climb more than 5% after strong Q4 earnings beat
• Neutral Sentiment: Analyst/value commentary — Zacks and other outlets are flagging Heritage’s strong profitability and low P/E as evidence the stock may be undervalued, but note valuation depends on sustaining underwriting gains and expansion execution. Are Investors Undervaluing Heritage Insurance (HRTG) Right Now?
• Neutral Sentiment: Deeper metric analysis available — Coverage of Q4 key metrics (loss ratios, combined ratio drivers and year-over-year comparisons) may affect near-term sentiment as investors parse whether the earnings beat is durable. Here’s What Key Metrics Tell Us About Heritage Insurance (HRTG) Q4 Earnings
• Neutral Sentiment: Earnings call/transcript — The full earnings call transcript and summaries are available for investors wanting management comments on loss trends, reinsurance, capital deployment and Texas launch timing. Heritage Insurance Holdings, Inc. (HRTG) Q4 2025 Earnings Call Transcript

Heritage Insurance Price Performance

Shares of Heritage Insurance stock traded up $0.22 during trading on Tuesday, reaching $27.31. The company’s stock had a trading volume of 72,776 shares, compared to its average volume of 324,861. The business has a 50 day moving average price of $26.37 and a 200-day moving average price of $26.22. Heritage Insurance has a 12-month low of $9.89 and a 12-month high of $31.98. The company has a market capitalization of $844.15 million, a P/E ratio of 5.68 and a beta of 0.95. The company has a quick ratio of 0.82, a current ratio of 0.82 and a debt-to-equity ratio of 0.18.

Heritage Insurance (NYSE:HRTG) last released its quarterly earnings data on Monday, March 9th. The insurance provider reported $2.15 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.61 by $0.54. Heritage Insurance had a return on equity of 41.44% and a net margin of 17.72%.The firm had revenue of $215.32 million during the quarter, compared to analysts’ expectations of $212.60 million. As a group, sell-side analysts anticipate that Heritage Insurance will post 1.86 EPS for the current year.

Heritage Insurance Company Profile

Heritage Insurance Holdings, Inc (NYSE: HRTG) is a property and casualty insurance holding company that offers homeowners insurance and related coverage products in the United States. Through its primary subsidiary, Heritage Property & Casualty Insurance Company, the firm underwrites standard and non-standard personal lines insurance, including homeowners, dwelling fire, flood, and condominium policies. Heritage leverages a network of independent insurance agents to distribute its products across select regional markets, with an emphasis on serving property owners in areas prone to severe weather events.

Founded in 2011 and headquartered in Jupiter, Florida, Heritage Insurance has grown to become one of the leading providers of residential property insurance in the state.