Nu Holdings Ltd. $NU Holdings Lowered by TD Asset Management Inc

TD Asset Management Inc cut its stake in Nu Holdings Ltd. (NYSE:NU) by 13.7% in the 3rd quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 930,512 shares of the company’s stock after selling 147,858 shares during the period. TD Asset Management Inc’s holdings in NU were worth $14,897,000 at the end of the most recent reporting period.

Several other hedge funds and other institutional investors have also recently added to or reduced their stakes in the company. AXQ Capital LP boosted its stake in NU by 78.9% during the 3rd quarter. AXQ Capital LP now owns 35,488 shares of the company’s stock valued at $568,000 after purchasing an additional 15,650 shares in the last quarter. Compound Planning Inc. boosted its stake in NU by 4.4% during the third quarter. Compound Planning Inc. now owns 55,969 shares of the company’s stock valued at $896,000 after buying an additional 2,381 shares in the last quarter. Fortis Capital Management LLC grew its holdings in NU by 12.0% during the third quarter. Fortis Capital Management LLC now owns 17,199 shares of the company’s stock worth $275,000 after acquiring an additional 1,847 shares during the period. Legacy Financial Advisors Inc. bought a new stake in NU in the third quarter worth about $190,000. Finally, Verus Capital Partners LLC lifted its holdings in NU by 154.8% in the 3rd quarter. Verus Capital Partners LLC now owns 59,834 shares of the company’s stock valued at $958,000 after acquiring an additional 36,350 shares during the last quarter. Institutional investors own 84.02% of the company’s stock.

NU Trading Down 0.5%

Shares of NYSE NU opened at $14.99 on Monday. The company has a current ratio of 0.58, a quick ratio of 0.56 and a debt-to-equity ratio of 0.39. Nu Holdings Ltd. has a one year low of $9.01 and a one year high of $18.98. The business has a 50-day moving average price of $17.14 and a two-hundred day moving average price of $16.16. The firm has a market capitalization of $72.21 billion, a PE ratio of 25.84, a PEG ratio of 0.49 and a beta of 1.11.

NU (NYSE:NU) last issued its earnings results on Wednesday, February 25th. The company reported $0.19 earnings per share for the quarter, beating analysts’ consensus estimates of $0.18 by $0.01. The company had revenue of $4.86 billion for the quarter, compared to the consensus estimate of $4.55 billion. NU had a return on equity of 30.68% and a net margin of 18.19%. As a group, analysts predict that Nu Holdings Ltd. will post 0.58 earnings per share for the current fiscal year.

Wall Street Analysts Forecast Growth

NU has been the topic of a number of research reports. JPMorgan Chase & Co. boosted their target price on shares of NU from $17.00 to $18.00 and gave the stock an “overweight” rating in a report on Thursday, November 20th. UBS Group upped their price target on NU from $16.00 to $18.40 and gave the company a “neutral” rating in a report on Thursday, December 4th. Weiss Ratings raised NU from a “hold (c+)” rating to a “buy (b-)” rating in a research note on Wednesday, February 18th. Santander upgraded NU from a “neutral” rating to an “outperform” rating in a report on Thursday, December 4th. Finally, Itau BBA Securities reiterated an “outperform” rating on shares of NU in a research report on Tuesday, February 24th. One analyst has rated the stock with a Strong Buy rating, eleven have given a Buy rating and two have given a Hold rating to the company. According to data from MarketBeat, the stock currently has an average rating of “Moderate Buy” and a consensus price target of $18.34.

Key NU News

Here are the key news stories impacting NU this week:

• Positive Sentiment: Q4 / FY2025 results: Nu reported $4.857B in Q4 revenue (up ~62.5% YoY) and net income of $894.8M (up 50% YoY), alongside an EPS beat ($0.19 vs. $0.18 consensus), underlining strong top- and bottom-line momentum. Read More.
• Positive Sentiment: Financial metrics highlight profitability and efficiency: Market summaries cite a net margin of ~18% and ROE above 32%, supporting the thesis that Nu’s core franchise is generating high returns. Read More.
• Positive Sentiment: Independent coverage notes strong profit growth and customer expansion, reinforcing fundamentals as Nu scales across Brazil, Mexico and Colombia. Read More.
• Positive Sentiment: Analyst comparison sees Nu as well-positioned vs. fintech peers due to rapid revenue growth, an expanding credit portfolio and an “AI-first” push that could support longer-term competitive advantages. Read More.
• Positive Sentiment: Short interest fell materially in February (down ~15.7% vs. Jan), reducing one source of bearish pressure and signaling fewer outright bets against the stock in the near term.
• Neutral Sentiment: Wall Street coverage and analyst commentary are mixed; several pieces reiterate bullish views but caution that rating changes and headlines can swing near-term price action. Read More.
• Neutral Sentiment: Customer growth and product adoption remain strong (customer base reported up ~15% to ~131M), supporting long-term revenue runway even as investors parse near-term cost and credit trends. Read More.
• Negative Sentiment: Market reaction: shares slid after the earnings release with notable after-hours selling — headlines report a multi-percent drop following results as investors weighed costs, credit risk and execution timelines. Read More.
• Negative Sentiment: Valuation and risk debate: analysts and commentators point out that while the business is high quality, the stock carries an elevated valuation that leaves it sensitive to any guidance, margin or credit concerns — a theme cited in post-earnings commentary. Read More.

NU Profile

Nu Holdings Ltd (NYSE: NU), commonly known by its consumer brand Nubank, is a Latin American financial technology company that provides digital banking and financial services through a mobile-first platform. The company’s core offerings include no-fee digital checking accounts, credit cards, personal loans, payments and transfers, and a range of savings and investment products. Nubank emphasizes a streamlined customer experience delivered via its smartphone app, combined with data-driven underwriting and automated customer service tools.

Founded in 2013 by David Vélez, Cristina Junqueira and Edward Wible, Nu grew rapidly by targeting underbanked and digitally savvy consumers in Latin America with low-fee, transparent products.