Oportun Financial (NASDAQ:OPRT) Updates FY 2026 Earnings Guidance

Oportun Financial (NASDAQ:OPRT) issued an update on its FY 2026 earnings guidance on Thursday. The company provided earnings per share (EPS) guidance of 1.500-1.650 for the period, compared to the consensus estimate of 1.430. The company issued revenue guidance of $935.0 million-$955.0 million, compared to the consensus revenue estimate of $983.8 million. Oportun Financial also updated its Q1 2026 guidance to EPS.

Oportun Financial Price Performance

NASDAQ OPRT traded down $0.05 during mid-day trading on Thursday, reaching $5.46. 447,849 shares of the stock were exchanged, compared to its average volume of 555,085. The stock has a market cap of $240.95 million, a P/E ratio of 8.27 and a beta of 1.18. Oportun Financial has a one year low of $4.05 and a one year high of $7.97. The stock has a 50 day simple moving average of $5.30 and a 200-day simple moving average of $5.57.

Analyst Upgrades and Downgrades

A number of equities research analysts have commented on OPRT shares. Wall Street Zen downgraded Oportun Financial from a “strong-buy” rating to a “buy” rating in a report on Tuesday, January 20th. JPMorgan Chase & Co. raised shares of Oportun Financial from an “underweight” rating to a “neutral” rating and set a $5.50 price target for the company in a research report on Monday, January 12th. Finally, Weiss Ratings restated a “sell (d+)” rating on shares of Oportun Financial in a research note on Monday, December 29th. Two equities research analysts have rated the stock with a Buy rating, three have issued a Hold rating and one has issued a Sell rating to the company. According to data from MarketBeat, Oportun Financial currently has a consensus rating of “Hold” and an average price target of $8.50.

Institutional Investors Weigh In On Oportun Financial

A number of institutional investors have recently added to or reduced their stakes in the company. Millennium Management LLC increased its stake in Oportun Financial by 28.9% in the 1st quarter. Millennium Management LLC now owns 1,936,797 shares of the company’s stock valued at $10,633,000 after buying an additional 433,827 shares during the last quarter. NewEdge Advisors LLC purchased a new position in shares of Oportun Financial in the 1st quarter worth approximately $132,000. Goldman Sachs Group Inc. grew its holdings in shares of Oportun Financial by 499.3% in the first quarter. Goldman Sachs Group Inc. now owns 313,446 shares of the company’s stock valued at $1,721,000 after acquiring an additional 261,147 shares in the last quarter. Empowered Funds LLC increased its position in shares of Oportun Financial by 7.5% during the first quarter. Empowered Funds LLC now owns 124,980 shares of the company’s stock valued at $686,000 after acquiring an additional 8,752 shares during the last quarter. Finally, Jane Street Group LLC increased its position in shares of Oportun Financial by 238.6% during the first quarter. Jane Street Group LLC now owns 191,066 shares of the company’s stock valued at $1,049,000 after acquiring an additional 134,643 shares during the last quarter. 82.70% of the stock is owned by institutional investors.

Oportun Financial Company Profile

Oportun Financial Corporation (NASDAQ: OPRT) is a financial technology company that provides consumer lending products aimed at serving the underbanked and credit-invisible population in the United States. Headquartered in Redwood City, California, Oportun operates a digital platform that enables borrowers to access credit through unsecured personal installment loans, secured credit-builder loans and a proprietary mobile wallet. The company leverages machine learning and alternative data sources to assess creditworthiness, extending financial services to customers with limited or no traditional credit history.

The company’s core offerings include fixed-term installment loans designed to help individuals cover unexpected expenses, consolidate debt or build credit.