Encore Capital Group (NASDAQ:ECPG) Price Target Raised to $90.00

Encore Capital Group (NASDAQ:ECPG) had its price objective upped by analysts at Citizens Jmp from $75.00 to $90.00 in a note issued to investors on Thursday,Benzinga reports. The firm presently has a “market outperform” rating on the asset manager’s stock. Citizens Jmp’s price target indicates a potential upside of 39.79% from the company’s previous close.

Other research analysts have also issued reports about the company. Citigroup restated an “outperform” rating on shares of Encore Capital Group in a research note on Tuesday, January 20th. Northland Securities set a $70.00 price target on shares of Encore Capital Group in a report on Thursday, January 22nd. Zacks Research downgraded shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a report on Monday, January 5th. Weiss Ratings reiterated a “sell (d-)” rating on shares of Encore Capital Group in a research report on Wednesday, January 21st. Finally, Truist Financial upped their target price on shares of Encore Capital Group from $59.00 to $80.00 and gave the company a “buy” rating in a research note on Thursday. Four equities research analysts have rated the stock with a Buy rating, one has assigned a Hold rating and one has given a Sell rating to the company. According to data from MarketBeat.com, the company has a consensus rating of “Moderate Buy” and an average price target of $75.50.

Encore Capital Group Stock Up 8.8%

Shares of ECPG traded up $5.21 during midday trading on Thursday, reaching $64.38. 174,607 shares of the stock were exchanged, compared to its average volume of 162,177. The company has a market cap of $1.44 billion, a price-to-earnings ratio of -35.18 and a beta of 1.41. The company has a quick ratio of 0.66, a current ratio of 0.66 and a debt-to-equity ratio of 4.13. Encore Capital Group has a 12-month low of $26.45 and a 12-month high of $64.00. The firm has a 50 day simple moving average of $56.16 and a 200-day simple moving average of $49.18.

Encore Capital Group (NASDAQ:ECPG) last posted its earnings results on Wednesday, February 25th. The asset manager reported $3.37 earnings per share for the quarter, topping the consensus estimate of $2.20 by $1.17. Encore Capital Group had a positive return on equity of 25.27% and a negative net margin of 2.89%.The firm had revenue of $473.55 million during the quarter, compared to analyst estimates of $423.14 million. During the same period in the previous year, the company earned ($9.42) EPS. The company’s revenue for the quarter was up 78.3% on a year-over-year basis. Research analysts forecast that Encore Capital Group will post 5.09 EPS for the current year.

Insiders Place Their Bets

In other Encore Capital Group news, Director Laura Olle sold 1,423 shares of the firm’s stock in a transaction that occurred on Wednesday, December 3rd. The shares were sold at an average price of $52.79, for a total value of $75,120.17. Following the transaction, the director directly owned 35,024 shares of the company’s stock, valued at approximately $1,848,916.96. This trade represents a 3.90% decrease in their ownership of the stock. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through the SEC website. Also, insider Ryan B. Bell sold 2,500 shares of Encore Capital Group stock in a transaction on Wednesday, December 10th. The stock was sold at an average price of $55.00, for a total value of $137,500.00. Following the sale, the insider directly owned 55,410 shares of the company’s stock, valued at approximately $3,047,550. This trade represents a 4.32% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders own 2.54% of the company’s stock.

Institutional Investors Weigh In On Encore Capital Group

Several large investors have recently bought and sold shares of the company. Nisa Investment Advisors LLC acquired a new stake in Encore Capital Group during the 2nd quarter worth approximately $27,000. IFP Advisors Inc grew its position in shares of Encore Capital Group by 1,729.6% in the 4th quarter. IFP Advisors Inc now owns 494 shares of the asset manager’s stock valued at $27,000 after acquiring an additional 467 shares during the period. EverSource Wealth Advisors LLC boosted its stake in shares of Encore Capital Group by 185.7% during the 4th quarter. EverSource Wealth Advisors LLC now owns 717 shares of the asset manager’s stock worth $39,000 after acquiring an additional 466 shares during the period. Allworth Financial LP increased its holdings in shares of Encore Capital Group by 29.1% in the fourth quarter. Allworth Financial LP now owns 1,139 shares of the asset manager’s stock valued at $62,000 after purchasing an additional 257 shares during the last quarter. Finally, LSV Asset Management acquired a new position in shares of Encore Capital Group in the third quarter valued at approximately $88,000.

Trending Headlines about Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Q4 results materially beat expectations — EPS $3.37 vs. $2.20 consensus and revenue $473.6M vs. $423.1M, with revenue up ~78% year‑over‑year. Management hosted a call and released detailed slides backing the performance. MarketBeat Q4 Earnings
• Positive Sentiment: Company set FY‑2026 EPS guidance at $12.00 (vs. street ~$8.76), signaling considerably stronger forward earnings power and confidence in cash‑flow generation. This is a major catalyst for re‑rating the stock. Seeking Alpha Guidance
• Positive Sentiment: Management expects ~10% EPS growth to $12 in 2026 and is targeting $1.4B–$1.5B in portfolio purchases — an aggressive growth push that supports higher future earnings and revenue scale. Seeking Alpha Portfolio Purchases
• Positive Sentiment: Analyst sentiment turned more bullish: Truist raised its price target to $80 (buy), implying meaningful upside from recent levels — this increases buy‑side interest and can support further upside. Benzinga Truist Upgrade
• Neutral Sentiment: Detailed earnings call transcript and highlights are available for investors who want management commentary and execution details on portfolio purchases, collections trends and capital allocation. Earnings Call Transcript
• Neutral Sentiment: Press coverage and Q4 snapshots summarizing results and company outlook are broadly available for further reading. Yahoo Finance Highlights
• Negative Sentiment: Despite the beat, Encore still shows a negative net margin in the quarter (reported ~‑2.9%) and carries high leverage — factors that raise execution and credit risk as the firm scales portfolio purchases. Investors should monitor margin improvement and balance‑sheet metrics as the company deploys capital. MarketBeat Margin Detail

About Encore Capital Group

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore’s business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.