Flywire (NASDAQ:FLYW) Shares Gap Up After Better-Than-Expected Earnings

Flywire Corporation (NASDAQ:FLYW)’s stock price gapped up before the market opened on Wednesday after the company announced better than expected quarterly earnings. The stock had previously closed at $11.24, but opened at $12.24. Flywire shares last traded at $12.0360, with a volume of 1,381,353 shares trading hands.

The company reported $105.55 earnings per share for the quarter, topping analysts’ consensus estimates of ($0.01) by $105.56. Flywire had a negative net margin of 0.42% and a positive return on equity of 0.80%. The business had revenue of $157.54 million during the quarter, compared to analysts’ expectations of $144.96 million. During the same period last year, the company posted ($0.12) EPS. The company’s revenue was up 34.0% on a year-over-year basis.

Key Stories Impacting Flywire

Here are the key news stories impacting Flywire this week:

• Positive Sentiment: Q4 beat — Flywire reported Q4 revenue of $157.54M, up 34% year-over-year, and reported EPS of $105.55, materially above consensus; revenue topped estimates of $144.96M, signaling strong demand. Flywire Reports Fourth-Quarter and Fiscal-Year 2025 Financial Results
• Positive Sentiment: Guidance raised/above consensus — Management provided Q1 and FY2026 revenue ranges ($162.2M–$167.3M for Q1; roughly $693.6M–$729.8M for FY2026) that sit above consensus, supporting expectations for continued growth and margin expansion. Flywire Q4 press release & guidance
• Positive Sentiment: 2026 growth/EBITDA outlook — Management outlined FX-neutral revenue growth of 15%–21% for 2026 while saying it will scale EBITDA margins, indicating operating leverage as revenue scales. Seeking Alpha: growth & margin outlook
• Neutral Sentiment: Positive market reaction and analyst attention — Multiple outlets noted the beat and moved coverage; press and analysts are updating models which can increase trading volume and volatility. Yahoo Finance: beats & market reaction
• Neutral Sentiment: Investor engagement — Flywire will attend upcoming investor conferences and has posted the earnings slide deck and call transcript for review, improving transparency for investors. Investor conferences announcement
• Negative Sentiment: EPS composition caution — The headline EPS ($105.55) is outsized relative to operating performance (modest net margin), suggesting significant one-time/other accounting items; investors may discount this when modeling recurring earnings. MarketBeat: earnings summary & transcript
• Negative Sentiment: Macro/geopolitical risk to education vertical — Coverage flags geopolitical and foreign-collection risks that could pressure international education payment volumes, a meaningful part of Flywire’s business. Investing.com: risks to education payments
• Negative Sentiment: Profitability still limited — Company reported a slight negative net margin (-0.42%) despite topline growth; runway to consistent GAAP profitability remains a key monitor. Zacks: metric comparison

Analysts Set New Price Targets

FLYW has been the topic of a number of recent research reports. B. Riley Financial upped their target price on shares of Flywire from $15.00 to $20.00 and gave the company a “buy” rating in a report on Friday, January 9th. Morgan Stanley reduced their price objective on shares of Flywire from $16.00 to $15.00 and set an “equal weight” rating on the stock in a research note on Tuesday. Zacks Research upgraded shares of Flywire from a “strong sell” rating to a “hold” rating in a research report on Wednesday, November 19th. Weiss Ratings reiterated a “sell (d)” rating on shares of Flywire in a report on Thursday, January 22nd. Finally, Truist Financial set a $17.00 price objective on Flywire in a report on Tuesday, January 20th. Six investment analysts have rated the stock with a Buy rating, eight have assigned a Hold rating and two have issued a Sell rating to the company. According to data from MarketBeat.com, the stock currently has an average rating of “Hold” and a consensus target price of $15.73.

Insider Activity

In other news, major shareholder Voss Capital, Lp bought 25,000 shares of Flywire stock in a transaction that occurred on Friday, February 13th. The shares were purchased at an average price of $10.99 per share, for a total transaction of $274,750.00. Following the completion of the acquisition, the insider owned 2,300,000 shares of the company’s stock, valued at $25,277,000. The trade was a 1.10% increase in their ownership of the stock. The acquisition was disclosed in a document filed with the Securities & Exchange Commission, which is available at the SEC website. Also, General Counsel Peter Butterfield sold 13,327 shares of the business’s stock in a transaction dated Wednesday, January 7th. The shares were sold at an average price of $15.01, for a total value of $200,038.27. Following the sale, the general counsel directly owned 374,933 shares of the company’s stock, valued at approximately $5,627,744.33. This trade represents a 3.43% decrease in their position. The disclosure for this sale is available in the SEC filing. In the last ninety days, insiders purchased 251,112 shares of company stock valued at $3,477,834 and sold 38,426 shares valued at $567,215. Corporate insiders own 4.40% of the company’s stock.

Institutional Inflows and Outflows

Several hedge funds have recently bought and sold shares of FLYW. Global Retirement Partners LLC purchased a new stake in Flywire during the fourth quarter worth approximately $32,000. Nisa Investment Advisors LLC lifted its holdings in shares of Flywire by 194.9% during the 2nd quarter. Nisa Investment Advisors LLC now owns 3,279 shares of the company’s stock valued at $38,000 after acquiring an additional 2,167 shares in the last quarter. Covestor Ltd boosted its position in Flywire by 217.9% during the 3rd quarter. Covestor Ltd now owns 3,233 shares of the company’s stock worth $43,000 after purchasing an additional 2,216 shares during the period. Daiwa Securities Group Inc. increased its holdings in Flywire by 78.4% in the 2nd quarter. Daiwa Securities Group Inc. now owns 5,681 shares of the company’s stock valued at $66,000 after purchasing an additional 2,497 shares in the last quarter. Finally, State of Alaska Department of Revenue acquired a new stake in Flywire in the 3rd quarter valued at $67,000. Hedge funds and other institutional investors own 95.90% of the company’s stock.

Flywire Stock Up 7.8%

The firm has a 50-day simple moving average of $13.09 and a 200 day simple moving average of $13.23. The company has a market capitalization of $1.48 billion, a PE ratio of -609.45, a price-to-earnings-growth ratio of 1.20 and a beta of 1.28. The company has a debt-to-equity ratio of 0.02, a current ratio of 1.53 and a quick ratio of 1.53.

About Flywire

Flywire Corp (NASDAQ: FLYW) is a global payments enablement and software company that specializes in facilitating complex cross-border transactions. Its cloud-based platform streamlines receivables and payer workflows across key verticals including education, healthcare, travel and hospitality, and commercial services. Flywire’s technology integrates with institutional systems to automate payment posting, reconciliation and reporting, aiming to improve the payer experience and accelerate cash flow for its clients.

Founded in 2009 by entrepreneur Iker Marcaide as peerTransfer, the company rebranded as Flywire in 2015.