Head to Head Contrast: Zhibao Technology (NASDAQ:ZBAO) vs. Ping An Insurance Co. of China (OTCMKTS:PNGAY)

Ping An Insurance Co. of China (OTCMKTS:PNGAY) and Zhibao Technology (NASDAQ:ZBAO) are both finance companies, but which is the superior investment? We will compare the two companies based on the strength of their profitability, earnings, risk, institutional ownership, valuation, analyst recommendations and dividends.

Risk and Volatility

Ping An Insurance Co. of China has a beta of 0.23, meaning that its share price is 77% less volatile than the S&P 500. Comparatively, Zhibao Technology has a beta of 1.89, meaning that its share price is 89% more volatile than the S&P 500.

Profitability

This table compares Ping An Insurance Co. of China and Zhibao Technology’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Ping An Insurance Co. of China	11.89%	10.48%	1.05%
Zhibao Technology	N/A	N/A	N/A

Valuation & Earnings

This table compares Ping An Insurance Co. of China and Zhibao Technology”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Ping An Insurance Co. of China	$158.77 billion	1.04	$17.61 billion	$2.13	8.49
Zhibao Technology	$38.66 million	0.65	-$8.66 million	N/A	N/A

Ping An Insurance Co. of China has higher revenue and earnings than Zhibao Technology.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Ping An Insurance Co. of China and Zhibao Technology, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Ping An Insurance Co. of China	0	1	0	0	2.00
Zhibao Technology	1	0	0	0	1.00

Institutional and Insider Ownership

0.0% of Ping An Insurance Co. of China shares are held by institutional investors. 0.1% of Ping An Insurance Co. of China shares are held by insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a company will outperform the market over the long term.

Summary

Ping An Insurance Co. of China beats Zhibao Technology on 9 of the 10 factors compared between the two stocks.

About Ping An Insurance Co. of China

Ping An Insurance (Group) Company of China, Ltd. provides financial products and services for insurance, banking, asset management, and technology businesses in the People's Republic of China. The company operates through Life and Health Insurance; Property and Casualty Insurance; Banking; Asset Management; and Technology segments. Its Life and Health Insurance segment offers term, whole-life, endowment, annuity, investment-linked, universal life, and health care and medical insurance to individual and corporate customers. The company's Property and Casualty Insurance segment provides auto, non-auto, and accident and health insurance to individual and corporate customers. Its Banking segment undertakes loan and intermediary businesses with corporate and retail customers; and offers wealth management and credit card services to individual customers. The company's Asset Management segment provides trust products services, brokerage services, trading services, investment banking services, investment management, finance lease, and other asset management services. Its Technology segment offers financial and daily-life services through internet platforms, such as financial transaction information service, and health care service platforms. The company also provides annuity insurance, IT and business process outsourcing, real estate investment and management, futures brokerage, project investment, currency brokerage, property agency, fund raising and distribution, real estate development and leasing, and insurance agency services. In addition, it provides factoring, equity investment, logistics and warehousing, management consulting, e-commerce, and credit information services; and operates an expressway, as well as produces and sells consumer chemicals. The company was incorporated in 1988 and is based in Shenzhen, China.

About Zhibao Technology

Zhibao Technology Inc., through its subsidiaries, provides digital insurance brokerage services in China. It also offers managing general underwriter services; and offline insurance brokerage consulting services. The company was founded in 2015 and is based in Shanghai, China.