Bread Financial Holdings, Inc. $BFH Shares Sold by LSV Asset Management

LSV Asset Management cut its stake in shares of Bread Financial Holdings, Inc. (NYSE:BFH) by 2.5% in the 3rd quarter, according to the company in its most recent filing with the Securities & Exchange Commission. The fund owned 280,700 shares of the company’s stock after selling 7,240 shares during the period. LSV Asset Management’s holdings in Bread Financial were worth $15,655,000 as of its most recent SEC filing.

Other hedge funds and other institutional investors also recently modified their holdings of the company. Franklin Resources Inc. raised its stake in shares of Bread Financial by 16.9% during the second quarter. Franklin Resources Inc. now owns 1,720,613 shares of the company’s stock worth $98,281,000 after purchasing an additional 248,401 shares during the last quarter. American Century Companies Inc. raised its position in Bread Financial by 2.0% during the 2nd quarter. American Century Companies Inc. now owns 1,490,745 shares of the company’s stock worth $85,151,000 after buying an additional 28,901 shares during the last quarter. Arrowstreet Capital Limited Partnership lifted its stake in shares of Bread Financial by 25.1% in the 2nd quarter. Arrowstreet Capital Limited Partnership now owns 1,233,121 shares of the company’s stock worth $70,436,000 after acquiring an additional 247,437 shares during the period. Allianz Asset Management GmbH boosted its holdings in shares of Bread Financial by 44.5% in the third quarter. Allianz Asset Management GmbH now owns 943,659 shares of the company’s stock valued at $52,628,000 after acquiring an additional 290,803 shares in the last quarter. Finally, Goldman Sachs Group Inc. increased its stake in shares of Bread Financial by 104.8% during the first quarter. Goldman Sachs Group Inc. now owns 736,604 shares of the company’s stock worth $36,889,000 after acquiring an additional 376,920 shares during the period. 99.52% of the stock is currently owned by hedge funds and other institutional investors.

Bread Financial News Roundup

Here are the key news stories impacting Bread Financial this week:

• Positive Sentiment: Zacks raised near-term estimates — Q1 2026 EPS to $2.78 (from $2.47), Q2 2026 EPS to $2.47 (from $2.37), and FY2026 EPS to $9.27 (from $9.12). These upward revisions suggest stronger expected performance in the coming quarters, supporting near-term earnings momentum.
• Positive Sentiment: Zacks also bumped Q1 2027 to $2.30 (from $1.99) and Q2 2027 to $2.41 (from $2.37), indicating improved early‑2027 visibility versus prior forecasts.
• Neutral Sentiment: Zacks maintained a “Hold” rating across its notes — signaling the firm sees limited upside from current levels absent clearer fundamental catalysts.
• Neutral Sentiment: Zacks published an FY2028 estimate of $10.76 (new), giving a longer‑term baseline but not yet changing the analyst stance materially.
• Negative Sentiment: Zacks lowered several later-quarter estimates — Q3 2026 to $3.02 (from $3.10), Q4 2026 to $1.00 (from $1.18), Q3 2027 to $3.68 (from $3.91), and Q4 2027 to $2.09 (from $2.29). These cuts reduce visibility for back‑half performance and could cap longer‑term valuation expansion.
• Negative Sentiment: FY2027 estimate was trimmed to $10.48 (from $10.56), signaling modest downward revision to multi‑year growth expectations and leaving upside dependent on execution or better macro trends.

Analysts Set New Price Targets

A number of brokerages recently commented on BFH. Morgan Stanley raised their price objective on shares of Bread Financial from $62.00 to $68.00 and gave the company an “underweight” rating in a research report on Friday, January 30th. Wall Street Zen raised Bread Financial from a “buy” rating to a “strong-buy” rating in a research note on Friday, January 23rd. TD Cowen lifted their price target on Bread Financial from $85.00 to $88.00 and gave the company a “hold” rating in a research note on Friday, January 30th. UBS Group began coverage on Bread Financial in a research report on Thursday, January 8th. They issued a “buy” rating and a $92.00 price objective for the company. Finally, JPMorgan Chase & Co. reissued an “underweight” rating and issued a $72.00 target price on shares of Bread Financial in a report on Thursday, December 4th. One analyst has rated the stock with a Strong Buy rating, five have issued a Buy rating, six have given a Hold rating and three have issued a Sell rating to the stock. According to MarketBeat.com, the stock currently has an average rating of “Hold” and a consensus target price of $80.09.

Bread Financial Stock Performance

NYSE BFH opened at $72.51 on Friday. The business has a 50 day moving average price of $74.52 and a 200 day moving average price of $66.47. The company has a market capitalization of $3.31 billion, a P/E ratio of 6.69, a PEG ratio of 0.46 and a beta of 1.26. Bread Financial Holdings, Inc. has a 1-year low of $38.21 and a 1-year high of $82.03. The company has a debt-to-equity ratio of 0.27, a current ratio of 1.17 and a quick ratio of 1.19.

Bread Financial (NYSE:BFH) last posted its earnings results on Thursday, January 29th. The company reported $2.07 earnings per share for the quarter, beating the consensus estimate of $0.40 by $1.67. Bread Financial had a return on equity of 17.92% and a net margin of 11.02%.The company had revenue of $975.00 million for the quarter, compared to analyst estimates of $954.74 million. During the same quarter in the prior year, the company earned $0.41 earnings per share. Sell-side analysts expect that Bread Financial Holdings, Inc. will post 6.45 EPS for the current fiscal year.

Bread Financial Announces Dividend

The firm also recently announced a quarterly dividend, which will be paid on Monday, March 16th. Shareholders of record on Friday, February 27th will be issued a dividend of $0.23 per share. This represents a $0.92 annualized dividend and a yield of 1.3%. The ex-dividend date is Friday, February 27th. Bread Financial’s dividend payout ratio (DPR) is 8.49%.

Bread Financial announced that its board has approved a stock repurchase plan on Thursday, October 23rd that allows the company to repurchase $200.00 million in outstanding shares. This repurchase authorization allows the company to purchase up to 7.1% of its stock through open market purchases. Stock repurchase plans are usually a sign that the company’s board of directors believes its shares are undervalued.

Bread Financial Profile

Bread Financial, formerly known as Alliance Data Systems, is a Columbus, Ohio–based financial services company that specializes in providing private label credit programs, co-brand credit cards and digital payment solutions for retail partners. The company designs, issues and services proprietary credit products, enabling merchants to offer branded financing options that drive customer loyalty and increase basket sizes at the point of sale. Through its Bread technology platform, Bread Financial delivers installment-based payment options that integrate directly into e-commerce and in-store checkout experiences.

In addition to its core credit offerings, Bread Financial provides analytics, marketing and loyalty services to help merchants better understand consumer behavior and optimize promotional strategies.