reAlpha Tech Details AI-Powered Homebuying Platform, M&A Growth and 2026 Execution Focus at HCW Event

Executives from reAlpha Tech (NASDAQ:AIRE) outlined how the company is using artificial intelligence and acquisitions to build an integrated homebuying platform, while emphasizing operational discipline and a focus on key U.S. housing markets during a discussion hosted by HCW at Home.

Building an integrated homebuying platform

CEO Mike Logozzo described today’s homebuying experience as “fragmented,” manual, and often opaque, requiring buyers to use multiple tools and coordinate across multiple parties. reAlpha’s stated goal is to offer a single platform spanning home search and realty services through mortgage and title, with AI helping organize tasks and timelines, synthesize market and transaction data, and provide real-time guidance.

Logozzo stressed that AI is intended to augment—not replace—licensed professionals, with the aim of improving transparency, predictability, and consistency across transactions.

Current AI use cases: “Claire,” a Home Buying Hub, and mortgage workflows

Logozzo highlighted several areas where the company is already applying AI:

• “Claire” AI concierge: Positioned as a customer-facing tool that is evolving from guidance toward coordinating the buyer’s journey through the process.
• Home Buying Hub: A centralized “one-stop” experience where customers can track progress across realty, mortgage, and title.
• AI loan officer assistant: Back-end workflow support intended to help sort documents and data, flag missing items or inaccuracies, and improve efficiency for loan officers.

Logozzo said the AI is proprietary, supported by a full-stack AI development firm reAlpha acquired in early 2024 that is now integrated as its internal tech team. The acquired unit still services a small external client base, but reAlpha represents the majority of its work.

Products, footprint, and the role of M&A

Management described a product suite that includes the Home Buying Hub, the Claire concierge, real estate brokerage services integrated through the acquisition of digital realty company Prevu, mortgage services through reAlpha Mortgage, and title coordination. Logozzo said title is currently the “lightest” service and an area where the company plans to focus more effort.

CFO Piyush Phadke detailed the company’s geographic footprint and how it has expanded through M&A. reAlpha began its realty business in Florida, where it can provide title, mortgage, and realty services. With the Prevu acquisition, which he said closed in the November/December timeframe, reAlpha added another 11 states plus the District of Columbia, bringing it to 12 states plus D.C. for realty operations. He cited large and high-growth markets including Florida, California, New York, New Jersey, Virginia, North Carolina, and Texas, and said the company is intentionally focusing on population and transaction centers rather than attempting to operate in all 50 states.

Phadke said mortgage has the company’s largest footprint, with reAlpha Mortgage operating in about 32 states as a broker. He said that if the company completes its announced definitive agreement to acquire InstaMortgage—described as a lender—the footprint would increase and, importantly, reAlpha would be able to operate as a lender in those states, potentially increasing economics per transaction and enabling customer savings.

Customer target and the rebate proposition

Phadke said the company’s target customer is the “swath of America” where most transactions occur, describing an average transaction size of roughly $400,000 to $600,000. He argued that savings in the range of several thousand dollars can be meaningful for these buyers.

Logozzo and Phadke also discussed a rebate model they described as structural rather than promotional. Logozzo said it is driven by bundling services and reducing customer acquisition cost (CAC) across realty, mortgage, and title within a vertically integrated platform. According to management, customers may receive a higher rebate when using more services, and the rebate can be used flexibly, including as cash back, toward a down payment, or to buy down the mortgage interest rate.

Market outlook, capital structure, and 2026 priorities

On the macro environment, Logozzo said lower rates help confidence and affordability, but emphasized that rate moves are “a tailwind” rather than the company’s strategy. Phadke noted potential opportunity from both purchase activity if rates fall and from refinancing activity if borrowers seek to replace higher-rate mortgages originated in recent years.

Both executives described the current housing market as stable but selective, with buyers acting more thoughtfully and affordability continuing to drive behavior. They also acknowledged seasonality in real estate activity, with spring and summer typically stronger than winter months.

For 2026, Logozzo said strategic priorities center on execution quality, integration across services (particularly incorporating acquired assets), operational consistency, system reliability, and scaling efficiently. Phadke added that the company is not framing plans purely as higher operating expense, but rather as creating scalable investments—arguing revenue can grow without a proportional increase in headcount, helped by systems, workflows, and the use of lower-cost staffing environments such as India and Nepal for certain functions.

On the balance sheet, Phadke said reAlpha has no corporate-level debt and reported more than $7 million in cash based on recent “flash financials.” He said the company’s cash burn is roughly $750,000 per month and that management is focused on keeping the balance sheet flexible, including via an at-the-market (ATM) program. He also pointed to actions taken in 2025 to address warrant overhang, including a warrant inducement that he said generated more than $13 million in proceeds over the year.

About reAlpha Tech (NASDAQ:AIRE)

reAlpha Tech (NASDAQ: AIRE) is a real estate technology company specializing in the acquisition, renovation, and management of single-family rental properties across the United States. The company leverages proprietary data analytics and machine-learning models to identify undervalued houses in high-potential neighborhoods. Once acquired, these properties undergo a standardized renovation process designed to maximize rental value and minimize maintenance expenses, after which they are added to reAlpha’s rental portfolio.

In addition to direct property ownership, reAlpha Tech offers a subscription-based investment platform that enables accredited and non-accredited investors to participate in fractional ownership of residential real estate assets.