Analysts Issue Forecasts for NMI’s Q1 Earnings (NASDAQ:NMIH)

NMI Holdings Inc (NASDAQ:NMIH) – Equities researchers at Zacks Research boosted their Q1 2027 earnings per share estimates for NMI in a report released on Wednesday, February 11th. Zacks Research analyst Team now anticipates that the financial services provider will earn $1.40 per share for the quarter, up from their prior forecast of $1.38. The consensus estimate for NMI’s current full-year earnings is $4.62 per share. Zacks Research also issued estimates for NMI’s FY2027 earnings at $5.48 EPS.

A number of other equities analysts have also commented on the company. Weiss Ratings reiterated a “buy (b)” rating on shares of NMI in a research note on Thursday, January 22nd. Barclays lifted their price target on NMI from $43.00 to $44.00 and gave the stock an “equal weight” rating in a research report on Tuesday, January 6th. UBS Group set a $43.00 price target on NMI in a report on Monday, January 12th. JPMorgan Chase & Co. raised their price objective on shares of NMI from $42.00 to $43.00 and gave the stock an “overweight” rating in a research note on Monday, January 12th. Finally, Keefe, Bruyette & Woods raised shares of NMI from a “market perform” rating to an “outperform” rating and boosted their target price for the stock from $46.00 to $48.00 in a research report on Thursday, December 18th. Four analysts have rated the stock with a Buy rating and two have issued a Hold rating to the company. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus price target of $43.00.

NMI Stock Performance

Shares of NMIH opened at $40.92 on Thursday. The company has a market capitalization of $3.15 billion, a PE ratio of 8.33, a price-to-earnings-growth ratio of 1.21 and a beta of 0.64. NMI has a one year low of $31.90 and a one year high of $43.20. The company has a debt-to-equity ratio of 0.17, a current ratio of 0.86 and a quick ratio of 0.86. The company’s fifty day moving average price is $39.58 and its 200 day moving average price is $38.54.

NMI (NASDAQ:NMIH) last issued its quarterly earnings data on Tuesday, February 10th. The financial services provider reported $1.20 earnings per share for the quarter, topping analysts’ consensus estimates of $1.17 by $0.03. The business had revenue of $152.46 million during the quarter, compared to analysts’ expectations of $180.69 million. NMI had a net margin of 55.05% and a return on equity of 16.07%. During the same period in the previous year, the company earned $1.07 earnings per share.

Institutional Inflows and Outflows

Several hedge funds have recently added to or reduced their stakes in NMIH. Allworth Financial LP grew its stake in shares of NMI by 196.0% in the 3rd quarter. Allworth Financial LP now owns 660 shares of the financial services provider’s stock valued at $25,000 after purchasing an additional 437 shares during the period. Maseco LLP acquired a new stake in NMI in the 4th quarter valued at $31,000. IFP Advisors Inc grew its position in NMI by 189.5% in the fourth quarter. IFP Advisors Inc now owns 796 shares of the financial services provider’s stock valued at $32,000 after acquiring an additional 521 shares during the period. BNP PARIBAS ASSET MANAGEMENT Holding S.A. acquired a new position in NMI during the second quarter worth $36,000. Finally, Harbor Capital Advisors Inc. lifted its holdings in shares of NMI by 51.5% during the third quarter. Harbor Capital Advisors Inc. now owns 856 shares of the financial services provider’s stock valued at $33,000 after acquiring an additional 291 shares during the period. Institutional investors and hedge funds own 94.12% of the company’s stock.

Insider Activity

In other news, Director Michael J. Embler sold 20,000 shares of the firm’s stock in a transaction dated Wednesday, November 19th. The shares were sold at an average price of $36.90, for a total transaction of $738,000.00. Following the completion of the transaction, the director directly owned 46,046 shares of the company’s stock, valued at approximately $1,699,097.40. This trade represents a 30.28% decrease in their position. The transaction was disclosed in a legal filing with the Securities & Exchange Commission, which is accessible through the SEC website. Corporate insiders own 3.00% of the company’s stock.

Key NMI News

Here are the key news stories impacting NMI this week:

• Positive Sentiment: Q4 EPS beat and solid profitability — NMI reported $1.20 EPS vs. $1.17 consensus and net income of $94.2M for Q4; the company shows strong net margin (~55%) and ROE (~16%), supporting near-term earnings strength. NMI Holdings, Inc. Reports Fourth Quarter and Full Year 2025 Financial Results
• Positive Sentiment: Management set an ambitious growth roadmap — NMI outlined a target of $221.4B insurance-in-force and mid-teens returns through 2026, which signals strong growth ambitions and gives investors a multi-year thesis if execution holds. NMI Holdings outlines continued growth strategy with $221.4B insurance-in-force, targets mid-teens returns through 2026
• Positive Sentiment: Analyst commentary highlights value appeal — recent pieces (Zacks/MSN) flag NMI as a top value stock based on low P/E (~8x), modest PEG and attractive cash flows, which can attract value-oriented buyers. Why NMI Holdings (NMIH) is a top value stock for the long term
• Neutral Sentiment: Earnings quality mixed — while EPS beat, revenue came in below expectations ($152.5M vs. ~$180.7M est.). Premiums and investment income rose year-over-year, but lower persistency and a higher loss ratio were noted — factors that could mute topline momentum. NMI Holdings Q4 Earnings Beat, Primary Insurance in Force Rises Y/Y
• Negative Sentiment: Rising short interest — short interest grew ~28% in January (to ~2.5% of float, ~4 days to cover), indicating a non-trivial portion of the market positioned bearishly and potential volatility if sentiment shifts or catalysts disappoint.

About NMI

NMI Holdings, Inc (NASDAQ: NMIH) is a publicly traded mortgage insurance company that provides private mortgage insurance to lenders across the United States and Canada. Through its principal subsidiary, National Mortgage Insurance Corporation, NMI underwrites and issues policies that protect originators and investors against losses arising from borrower default on residential mortgage loans. By mitigating credit risk on higher‐loan‐to‐value mortgages, the company supports homebuyers’ access to financing and contributes to overall market liquidity.

Beyond its core mortgage insurance products, NMI offers credit risk‐sharing and reinsurance solutions designed to help clients optimize capital utilization and manage portfolio exposure.