Insperity (NYSE:NSP) Reaches New 1-Year Low Following Weak Earnings

Insperity, Inc. (NYSE:NSP) shares hit a new 52-week low during trading on Wednesday following a dissappointing earnings announcement. The company traded as low as $30.37 and last traded at $30.13, with a volume of 745047 shares trading hands. The stock had previously closed at $33.66.

The business services provider reported ($0.60) earnings per share for the quarter, missing the consensus estimate of ($0.47) by ($0.13). Insperity had a return on equity of 12.53% and a net margin of 0.25%.The business had revenue of $1.67 billion during the quarter, compared to the consensus estimate of $1.68 billion. During the same quarter in the previous year, the business posted $0.05 earnings per share. The firm’s revenue was up 3.4% on a year-over-year basis. Insperity has set its Q1 2026 guidance at 1.030-1.500 EPS and its FY 2026 guidance at 1.690-2.720 EPS.

Insperity Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Tuesday, December 23rd. Shareholders of record on Tuesday, December 9th were issued a dividend of $0.60 per share. The ex-dividend date of this dividend was Tuesday, December 9th. This represents a $2.40 annualized dividend and a yield of 8.0%. Insperity’s payout ratio is currently 521.74%.

Trending Headlines about Insperity

Here are the key news stories impacting Insperity this week:

• Positive Sentiment: Management reiterated a multi-year adjusted EBITDA target of $170M–$230M and highlighted progress on the HRScale rollout, which management says should drive margins and scale benefits over time. MSN: EBITDA target & HRScale
• Neutral Sentiment: Revenue grew ~3.4% year-over-year to $1.67B in Q4, showing top-line resilience even as profitability compressed. Business Wire: Q4 results
• Neutral Sentiment: Company posted its earnings presentation and held a call; slide deck and transcript provide detail on cost actions and product rollout timing for investors doing deeper diligence. Seeking Alpha: Presentation
• Negative Sentiment: Q4 EPS missed expectations: reported a loss (EPS -$0.60 reported by MarketBeat/Yahoo) vs. consensus loss of -$0.47; this was a sharp reversal from +$0.05 a year ago. Yahoo: Q4 highlights
• Negative Sentiment: Margins were pressured: gross profit declined materially year-over-year and management cited elevated employee benefits costs as a key headwind to profitability. Multiple outlets flagged higher cost of sales and a larger operating loss. Investing.com: Benefits costs
• Negative Sentiment: Company updated guidance below Street: Q1 2026 EPS guided to $1.03–$1.50 (consensus ~$1.55) and FY 2026 EPS guided to $1.69–$2.72 (consensus ~$1.98), creating further near-term uncertainty. Zacks: Guidance & Q4 miss
• Negative Sentiment: Operating cash flow weakened (reported negative operating cash flow) and gross-to-net dynamics reduced free cash generation in the quarter, increasing near-term balance-sheet sensitivity despite cash on hand. QuiverQuant: Cash flow & financials

Analyst Ratings Changes

A number of equities research analysts have issued reports on NSP shares. Weiss Ratings reiterated a “sell (d)” rating on shares of Insperity in a research note on Monday, December 29th. The Goldman Sachs Group set a $62.00 price objective on Insperity in a research note on Monday, January 5th. JPMorgan Chase & Co. cut their target price on Insperity from $51.00 to $34.00 and set an “underweight” rating for the company in a research report on Tuesday, November 4th. UBS Group set a $56.00 target price on Insperity in a research note on Wednesday. Finally, Roth Mkm set a $62.00 price target on Insperity in a report on Monday, January 5th. One analyst has rated the stock with a Buy rating, one has assigned a Hold rating and three have issued a Sell rating to the stock. Based on data from MarketBeat.com, Insperity currently has an average rating of “Reduce” and a consensus target price of $47.50.

Institutional Trading of Insperity

Large investors have recently made changes to their positions in the business. Royal Bank of Canada lifted its holdings in shares of Insperity by 205.4% in the 1st quarter. Royal Bank of Canada now owns 107,404 shares of the business services provider’s stock valued at $9,583,000 after acquiring an additional 72,241 shares during the last quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. raised its stake in shares of Insperity by 4.6% in the first quarter. MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd. now owns 21,384 shares of the business services provider’s stock valued at $1,908,000 after acquiring an additional 948 shares during the period. Dynamic Technology Lab Private Ltd bought a new position in Insperity during the 1st quarter valued at about $218,000. Goldman Sachs Group Inc. lifted its stake in Insperity by 54.2% in the first quarter. Goldman Sachs Group Inc. now owns 513,785 shares of the business services provider’s stock worth $45,845,000 after purchasing an additional 180,563 shares during the last quarter. Finally, United Services Automobile Association bought a new position in shares of Insperity during the first quarter valued at approximately $202,000. 93.44% of the stock is currently owned by institutional investors.

Insperity Stock Performance

The business has a 50 day simple moving average of $40.72 and a two-hundred day simple moving average of $44.80. The firm has a market cap of $1.14 billion, a PE ratio of 65.47 and a beta of 0.47. The company has a quick ratio of 1.12, a current ratio of 1.12 and a debt-to-equity ratio of 4.24.

Insperity Company Profile

Insperity, Inc is a leading provider of human resources and business performance solutions designed to help small and midsize businesses operate more efficiently. Headquartered in Kingwood, Texas, the company offers a comprehensive suite of products and services that span workforce management, payroll administration, employee benefits, risk management, and talent development. By leveraging its proprietary technology platform and team of HR experts, Insperity enables clients to focus on core business objectives while outsourcing complex administrative functions.

The company’s flagship offering is its Professional Employer Organization (PEO) service, which allows clients to outsource critical HR tasks such as payroll processing, workers’ compensation administration, and compliance with employment regulations.