Zacks Research Has Pessimistic View of Bank OZK Q1 Earnings

Bank OZK (NASDAQ:OZK) – Equities researchers at Zacks Research dropped their Q1 2026 earnings estimates for shares of Bank OZK in a note issued to investors on Tuesday, February 10th. Zacks Research analyst Team now expects that the company will post earnings per share of $1.46 for the quarter, down from their previous forecast of $1.50. Zacks Research has a “Hold” rating on the stock. The consensus estimate for Bank OZK’s current full-year earnings is $6.02 per share. Zacks Research also issued estimates for Bank OZK’s Q2 2026 earnings at $1.46 EPS, Q3 2026 earnings at $1.52 EPS, FY2026 earnings at $5.98 EPS, Q2 2027 earnings at $1.66 EPS, Q3 2027 earnings at $1.63 EPS, Q4 2027 earnings at $1.60 EPS and FY2028 earnings at $7.56 EPS.

Several other analysts also recently commented on OZK. Piper Sandler set a $62.00 target price on shares of Bank OZK in a report on Thursday, January 22nd. Keefe, Bruyette & Woods dropped their price objective on shares of Bank OZK from $53.00 to $50.00 and set a “market perform” rating on the stock in a report on Monday, October 20th. Stephens cut their price objective on shares of Bank OZK from $64.00 to $62.00 and set an “overweight” rating on the stock in a research report on Thursday, January 22nd. Wall Street Zen upgraded Bank OZK from a “sell” rating to a “hold” rating in a report on Saturday, January 3rd. Finally, Morgan Stanley dropped their price target on Bank OZK from $59.00 to $57.00 and set an “equal weight” rating on the stock in a research note on Thursday, January 22nd. Five research analysts have rated the stock with a Buy rating, five have issued a Hold rating and one has given a Sell rating to the company. According to MarketBeat.com, Bank OZK presently has an average rating of “Hold” and a consensus target price of $56.78.

Bank OZK Stock Down 1.5%

Shares of Bank OZK stock opened at $50.55 on Wednesday. Bank OZK has a 1 year low of $35.71 and a 1 year high of $53.66. The company has a debt-to-equity ratio of 0.08, a current ratio of 1.02 and a quick ratio of 1.03. The company has a market capitalization of $5.66 billion, a P/E ratio of 8.19 and a beta of 0.94. The business has a 50-day moving average of $47.78 and a two-hundred day moving average of $48.41.

Bank OZK (NASDAQ:OZK) last posted its earnings results on Tuesday, January 20th. The company reported $1.53 earnings per share for the quarter, missing the consensus estimate of $1.56 by ($0.03). Bank OZK had a return on equity of 12.65% and a net margin of 25.50%.The firm had revenue of $436.29 million during the quarter, compared to analyst estimates of $434.68 million. During the same quarter last year, the business posted $1.56 earnings per share.

Bank OZK Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Tuesday, January 20th. Shareholders of record on Tuesday, January 13th were given a dividend of $0.46 per share. This is a boost from Bank OZK’s previous quarterly dividend of $0.45. The ex-dividend date of this dividend was Tuesday, January 13th. This represents a $1.84 annualized dividend and a yield of 3.6%. Bank OZK’s payout ratio is presently 29.82%.

Institutional Inflows and Outflows

Several large investors have recently bought and sold shares of the stock. V Square Quantitative Management LLC bought a new position in shares of Bank OZK during the fourth quarter worth approximately $25,000. Root Financial Partners LLC bought a new stake in Bank OZK in the 3rd quarter valued at about $27,000. BOKF NA acquired a new position in shares of Bank OZK during the 3rd quarter worth approximately $27,000. Hantz Financial Services Inc. increased its holdings in shares of Bank OZK by 58.2% during the second quarter. Hantz Financial Services Inc. now owns 590 shares of the company’s stock worth $28,000 after purchasing an additional 217 shares during the period. Finally, Highline Wealth Partners LLC bought a new position in Bank OZK during the 3rd quarter worth $28,000. 86.18% of the stock is owned by institutional investors and hedge funds.

Bank OZK Company Profile

Bank OZK, formerly known as Bank of the Ozarks, is a regional commercial bank headquartered in Little Rock, Arkansas. Established in 1903, the bank offers a full suite of banking products and services to both individual and corporate clients. Through a combination of organic growth and targeted acquisitions, Bank OZK has built a diversified lending portfolio and a strong deposit franchise.

The bank’s core operations focus on commercial real estate lending, including acquisition, development and construction financing.