Financial Contrast: Thomasville Bancshares (OTCMKTS:THVB) & FB Bancorp (NASDAQ:FBLA)

Thomasville Bancshares (OTCMKTS:THVB) and FB Bancorp (NASDAQ:FBLA) are both small-cap finance companies, but which is the superior investment? We will compare the two companies based on the strength of their earnings, profitability, dividends, analyst recommendations, valuation, institutional ownership and risk.

Analyst Ratings

This is a summary of recent ratings and price targets for Thomasville Bancshares and FB Bancorp, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Thomasville Bancshares	0	0	0	0	0.00
FB Bancorp	1	0	0	0	1.00

Profitability

This table compares Thomasville Bancshares and FB Bancorp’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Thomasville Bancshares	N/A	N/A	N/A
FB Bancorp	-3.08%	-0.81%	-0.22%

Volatility & Risk

Thomasville Bancshares has a beta of 0.2, indicating that its share price is 80% less volatile than the S&P 500. Comparatively, FB Bancorp has a beta of 0.11, indicating that its share price is 89% less volatile than the S&P 500.

Earnings & Valuation

This table compares Thomasville Bancshares and FB Bancorp”s revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Thomasville Bancshares	$137.59 million	4.55	$44.71 million	$6.85	14.42
FB Bancorp	$85.90 million	3.15	-$6.21 million	$0.15	91.00

Thomasville Bancshares has higher revenue and earnings than FB Bancorp. Thomasville Bancshares is trading at a lower price-to-earnings ratio than FB Bancorp, indicating that it is currently the more affordable of the two stocks.

Summary

Thomasville Bancshares beats FB Bancorp on 8 of the 10 factors compared between the two stocks.

About Thomasville Bancshares

Thomasville Bancshares, Inc. operates as the bank holding company for Thomasville National Bank that provides a range of banking services to individual and corporate customers primarily in Thomas and Glynn counties, Georgia, Leon County, Florida, and the surrounding counties. The company offers checking and savings accounts; money market accounts; and certificates of deposits. It also provides commercial real estate mortgage loans, such as non-farm and non-residential commercial real estate loans, construction loans for commercial businesses, multifamily loans secured by income producing properties, and farmland; and 1-4 family residential loans, including first mortgage liens, junior liens, and home equity lines. In addition, the company offers commercial, financial, and agricultural loans; consumer loans comprising direct consumer instalment loans, overdrafts, and other revolving credit loans and educational loans; and loans to municipalities and development authorities. Further, it provides trust and money management services. The company was incorporated in 1995 and is based in Thomasville, Georgia.

About FB Bancorp

FB Bancorp Inc. operates as a bank holding company for Fidelity Bank. The Company, through its subsidiaries, provides deposit accounts, mortgages, home equity and consumer loans, credit and debit cards, online and mobile banking, investments and other financial services. FB Bancorp Inc. is based in New Orleans.