Allstate (NYSE:ALL) Posts Earnings Results, Beats Expectations By $5.59 EPS

Allstate (NYSE:ALL) posted its earnings results on Wednesday. The insurance provider reported $14.31 earnings per share for the quarter, beating the consensus estimate of $8.72 by $5.59, FiscalAI reports. The business had revenue of $14.57 billion during the quarter, compared to the consensus estimate of $17.23 billion. Allstate had a return on equity of 41.84% and a net margin of 15.19%.The business’s quarterly revenue was up 5.1% on a year-over-year basis. During the same period in the previous year, the business earned $7.67 EPS.

Allstate Price Performance

Shares of NYSE:ALL traded down $2.62 on Friday, reaching $212.57. 366,066 shares of the company were exchanged, compared to its average volume of 1,850,760. The company has a 50-day moving average of $204.00 and a 200-day moving average of $203.69. The company has a current ratio of 0.43, a quick ratio of 0.43 and a debt-to-equity ratio of 0.32. The firm has a market cap of $55.62 billion, a price-to-earnings ratio of 5.57, a price-to-earnings-growth ratio of 0.45 and a beta of 0.23. Allstate has a 1-year low of $176.00 and a 1-year high of $216.75.

Allstate Increases Dividend

The firm also recently announced a quarterly dividend, which will be paid on Wednesday, April 1st. Shareholders of record on Monday, March 2nd will be issued a $1.08 dividend. This represents a $4.32 dividend on an annualized basis and a yield of 2.0%. This is an increase from Allstate’s previous quarterly dividend of $1.00. The ex-dividend date of this dividend is Monday, March 2nd. Allstate’s dividend payout ratio is 12.95%.

Insider Transactions at Allstate

In related news, insider Suren Gupta sold 21,871 shares of the firm’s stock in a transaction that occurred on Friday, November 21st. The stock was sold at an average price of $215.21, for a total value of $4,706,857.91. Following the completion of the transaction, the insider directly owned 100,646 shares of the company’s stock, valued at $21,660,025.66. This trade represents a 17.85% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available at this hyperlink. Insiders have sold 48,400 shares of company stock valued at $10,313,256 over the last three months. Company insiders own 1.70% of the company’s stock.

Institutional Trading of Allstate

Large investors have recently bought and sold shares of the company. Brighton Jones LLC boosted its position in shares of Allstate by 60.2% in the 4th quarter. Brighton Jones LLC now owns 6,500 shares of the insurance provider’s stock worth $1,253,000 after buying an additional 2,443 shares in the last quarter. Revolve Wealth Partners LLC purchased a new position in Allstate during the 4th quarter valued at about $231,000. Modern Wealth Management LLC acquired a new position in Allstate during the second quarter worth about $255,000. Nicolet Advisory Services LLC purchased a new stake in shares of Allstate in the third quarter valued at about $250,000. Finally, Diversify Advisory Services LLC purchased a new stake in shares of Allstate in the second quarter valued at about $248,000. Institutional investors and hedge funds own 76.47% of the company’s stock.

Analyst Ratings Changes

A number of equities research analysts have weighed in on the company. Morgan Stanley reiterated an “equal weight” rating and issued a $215.00 price objective (down previously from $245.00) on shares of Allstate in a research note on Tuesday, December 16th. Weiss Ratings reiterated a “buy (b)” rating on shares of Allstate in a research report on Wednesday, January 21st. TD Cowen cut shares of Allstate from a “buy” rating to a “hold” rating in a research note on Monday, January 12th. Zacks Research downgraded shares of Allstate from a “strong-buy” rating to a “hold” rating in a research report on Friday, December 19th. Finally, Wall Street Zen cut shares of Allstate from a “strong-buy” rating to a “buy” rating in a report on Saturday, November 8th. Three equities research analysts have rated the stock with a Strong Buy rating, eight have assigned a Buy rating, eight have assigned a Hold rating and one has given a Sell rating to the company. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus price target of $237.50.

Key Stories Impacting Allstate

Here are the key news stories impacting Allstate this week:

• Positive Sentiment: Q4 earnings sharply beat expectations — Allstate reported $14.31 EPS (vs. ~ $8.7 consensus) and net income roughly doubled to ~$3.8B, driven by property-liability strength, lower catastrophe losses and higher earned premiums; the results underpin the stock move. Allstate revenues increase 5.1% in Q4’25 with net income reaching $3.8bn
• Positive Sentiment: Management announced a $4 billion share buyback program and an 8% quarterly dividend increase (to $1.08), a direct boost to shareholder returns and EPS support. Allstate signals $4B share buyback and 8% dividend hike amid transformative growth and cost controls
• Positive Sentiment: JPMorgan upgraded Allstate to “overweight” and raised its price target to $263 (from $260), signaling institutional confidence and a sizeable upside vs. recent levels. JPMorgan Chase & Co. Issues Positive Forecast for Allstate (NYSE:ALL) Stock Price
• Neutral Sentiment: Allstate highlighted customer value actions (lowered prices for ~7.8M customers in 2025) and reported modest revenue growth (+5.1% YoY) — positive for retention and top-line mix but less immediately EPS-accretive. Allstate Enhances Customer Value, Lowers Prices for 7.8 Million Customers in 2025
• Neutral Sentiment: Allstate extended a sponsorship (Allstate Sugar Bowl) and had other non-operating positive PR items; these are brand/marketing positives but unlikely to move fundamentals materially. Allstate Sugar Bowl Signs Multiyear Taymar Extension
• Negative Sentiment: Revenue missed some street expectations (reported $14.57B vs. consensus ~ $17.2B), which investors may see as a caution on top-line momentum even though EPS beat — a risk to sustaining the current profit run-rate. Allstate Q4 2025 Press Release / Slide Deck
• Neutral Sentiment: Cantor Fitzgerald reaffirmed a “neutral” rating with a $220 target, which may cap some near-term upside despite the JPMorgan call. Allstate (NYSE:ALL) Receives “Neutral” Rating from Cantor Fitzgerald

About Allstate

Allstate Corporation is a publicly traded insurance company headquartered in Northbrook, Illinois, and is one of the largest personal lines property and casualty insurers in the United States. Founded in 1931 as a subsidiary of Sears, Roebuck and Co, Allstate has grown into a diversified insurer that serves millions of consumers and businesses through a mix of distribution channels and product offerings.

The company underwrites a broad range of insurance products, with primary emphasis on auto and homeowners coverage.