SoFi Technologies (NASDAQ:SOFI) EVP Buys $99,650.00 in Stock

SoFi Technologies, Inc. (NASDAQ:SOFI) EVP Eric Schuppenhauer bought 5,000 shares of the company’s stock in a transaction dated Thursday, February 5th. The stock was purchased at an average price of $19.93 per share, for a total transaction of $99,650.00. Following the purchase, the executive vice president owned 228,768 shares of the company’s stock, valued at approximately $4,559,346.24. This represents a 2.23% increase in their position. The transaction was disclosed in a filing with the SEC, which can be accessed through this hyperlink.

SoFi Technologies Stock Down 6.2%

Shares of SOFI traded down $1.29 on Thursday, hitting $19.46. 86,278,491 shares of the stock traded hands, compared to its average volume of 59,165,156. SoFi Technologies, Inc. has a one year low of $8.60 and a one year high of $32.73. The company has a market capitalization of $23.47 billion, a PE ratio of 51.21, a P/E/G ratio of 1.33 and a beta of 2.13. The business has a 50 day simple moving average of $26.56 and a 200 day simple moving average of $26.31. The company has a debt-to-equity ratio of 0.31, a quick ratio of 0.16 and a current ratio of 0.80.

SoFi Technologies (NASDAQ:SOFI) last issued its earnings results on Friday, January 30th. The company reported $0.13 EPS for the quarter, beating the consensus estimate of $0.12 by $0.01. The business had revenue of $1.01 billion for the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a return on equity of 6.48% and a net margin of 13.34%.The company’s revenue was up 39.6% compared to the same quarter last year. During the same period last year, the business posted $0.05 EPS. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. As a group, equities analysts forecast that SoFi Technologies, Inc. will post 0.26 earnings per share for the current fiscal year.

More SoFi Technologies News

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: JPMorgan upgraded SOFI to Overweight, which supports a bullish case from a major bank and can help stabilize sentiment. JPMorgan Upgrade
• Positive Sentiment: Analysis arguing the decline is a correction and presents a buying opportunity cites the company’s growth and expanding margins — a contrarian take that may attract value-seeking investors. Seeking Alpha: Correction Buying Opportunity
• Neutral Sentiment: Zacks reviews the Q4 beat — >$1B revenue, EPS upside and margin expansion — but notes the market’s negative reaction (share drop despite results), highlighting the disconnect between fundamentals and near-term sentiment. Zacks: Q4 Review
• Neutral Sentiment: Coverage pieces positioning SOFI as a fintech to watch note its product breadth (loans, cash management, investing) and innovation narrative — helpful for visibility but not immediate price drivers. Kalkine Media Coverage
• Negative Sentiment: Forbes highlights an 8-day decline and a multi-billion-dollar market-cap drop, underscoring momentum loss and rising investor concern about near-term direction. Forbes: Stock Weakness
• Negative Sentiment: Reports note an analyst downgrade that coincided with intraday share declines, amplifying selling pressure from sentiment-sensitive investors. Analyst Downgrade
• Negative Sentiment: Needham lowered expectations for SOFI’s stock price, adding to the negative analyst narrative and potentially limiting near-term upside until guidance or macro catalysts shift. Needham Lowers Expectations

Analyst Ratings Changes

SOFI has been the subject of a number of research analyst reports. UBS Group set a $24.50 price target on shares of SoFi Technologies in a research note on Monday. Citigroup raised their target price on shares of SoFi Technologies from $28.00 to $37.00 and gave the stock a “buy” rating in a report on Wednesday, October 29th. Weiss Ratings reiterated a “hold (c)” rating on shares of SoFi Technologies in a research note on Thursday, January 22nd. Needham & Company LLC dropped their price target on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating on the stock in a research note on Monday. Finally, The Goldman Sachs Group reduced their price objective on SoFi Technologies from $27.00 to $24.00 and set a “neutral” rating for the company in a research report on Tuesday, January 6th. One equities research analyst has rated the stock with a Strong Buy rating, six have assigned a Buy rating, eleven have assigned a Hold rating and three have assigned a Sell rating to the stock. According to data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus price target of $25.44.

Institutional Inflows and Outflows

Hedge funds have recently made changes to their positions in the stock. Lake Street Private Wealth LLC grew its position in shares of SoFi Technologies by 4.9% during the 4th quarter. Lake Street Private Wealth LLC now owns 8,368 shares of the company’s stock valued at $219,000 after acquiring an additional 390 shares during the period. Xcel Wealth Management LLC raised its holdings in SoFi Technologies by 0.6% in the 3rd quarter. Xcel Wealth Management LLC now owns 70,932 shares of the company’s stock worth $1,874,000 after purchasing an additional 392 shares during the period. Capital Advisors Wealth Management LLC boosted its position in SoFi Technologies by 0.4% during the fourth quarter. Capital Advisors Wealth Management LLC now owns 109,483 shares of the company’s stock worth $2,866,000 after purchasing an additional 401 shares in the last quarter. First Horizon Corp grew its holdings in SoFi Technologies by 14.9% in the fourth quarter. First Horizon Corp now owns 3,116 shares of the company’s stock valued at $82,000 after purchasing an additional 405 shares during the period. Finally, Cigna Investments Inc. New increased its position in shares of SoFi Technologies by 3.8% in the fourth quarter. Cigna Investments Inc. New now owns 11,440 shares of the company’s stock valued at $299,000 after buying an additional 416 shares in the last quarter. 38.43% of the stock is currently owned by institutional investors.

About SoFi Technologies

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.