PayPal (NASDAQ:PYPL) Price Target Lowered to $46.00 at JPMorgan Chase & Co.

PayPal (NASDAQ:PYPL) had its price objective cut by equities research analysts at JPMorgan Chase & Co. from $70.00 to $46.00 in a report released on Wednesday,Benzinga reports. The brokerage presently has a “neutral” rating on the credit services provider’s stock. JPMorgan Chase & Co.‘s price target suggests a potential upside of 11.36% from the company’s current price.

A number of other brokerages have also weighed in on PYPL. Rothschild & Co Redburn lowered PayPal from a “neutral” rating to a “sell” rating and set a $50.00 price objective on the stock. in a research report on Wednesday, January 28th. TD Cowen restated a “hold” rating on shares of PayPal in a report on Tuesday. Wells Fargo & Company lowered their target price on shares of PayPal from $67.00 to $48.00 and set an “equal weight” rating for the company in a research note on Wednesday. Jefferies Financial Group reiterated a “hold” rating on shares of PayPal in a report on Wednesday, January 7th. Finally, Truist Financial set a $58.00 target price on PayPal in a report on Tuesday, January 20th. Ten analysts have rated the stock with a Buy rating, thirty have issued a Hold rating and five have issued a Sell rating to the company. Based on data from MarketBeat.com, the company presently has a consensus rating of “Hold” and a consensus target price of $64.38.

PayPal Price Performance

Shares of NASDAQ PYPL traded down $0.39 during trading hours on Wednesday, hitting $41.31. 27,063,462 shares of the stock were exchanged, compared to its average volume of 21,853,777. The company’s fifty day simple moving average is $58.48 and its two-hundred day simple moving average is $65.01. The company has a market cap of $38.65 billion, a PE ratio of 8.30, a price-to-earnings-growth ratio of 0.65 and a beta of 1.43. PayPal has a 1-year low of $39.96 and a 1-year high of $79.74. The company has a debt-to-equity ratio of 0.56, a quick ratio of 1.34 and a current ratio of 1.34.

PayPal (NASDAQ:PYPL) last announced its quarterly earnings data on Tuesday, February 3rd. The credit services provider reported $1.23 earnings per share for the quarter, missing the consensus estimate of $1.29 by ($0.06). The business had revenue of $8.68 billion for the quarter, compared to the consensus estimate of $8.82 billion. PayPal had a return on equity of 25.64% and a net margin of 14.96%.PayPal’s quarterly revenue was up 4.0% compared to the same quarter last year. During the same quarter in the prior year, the company earned $1.19 earnings per share. On average, sell-side analysts predict that PayPal will post 5.03 EPS for the current year.

Insider Transactions at PayPal

In other news, insider Suzan Kereere sold 4,162 shares of the stock in a transaction that occurred on Wednesday, November 19th. The stock was sold at an average price of $59.84, for a total value of $249,054.08. Following the completion of the sale, the insider directly owned 30,983 shares of the company’s stock, valued at $1,854,022.72. This represents a 11.84% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, EVP Aaron Webster sold 9,282 shares of PayPal stock in a transaction on Monday, November 10th. The stock was sold at an average price of $66.29, for a total transaction of $615,303.78. Following the transaction, the executive vice president directly owned 35,699 shares in the company, valued at $2,366,486.71. This represents a 20.64% decrease in their ownership of the stock. The SEC filing for this sale provides additional information. 0.08% of the stock is currently owned by insiders.

Institutional Investors Weigh In On PayPal

Large investors have recently modified their holdings of the stock. Hilltop National Bank purchased a new position in PayPal in the 2nd quarter valued at approximately $27,000. MUFG Securities EMEA plc grew its position in shares of PayPal by 100.4% in the second quarter. MUFG Securities EMEA plc now owns 385 shares of the credit services provider’s stock valued at $29,000 after purchasing an additional 87,524 shares in the last quarter. Kelleher Financial Advisors bought a new stake in shares of PayPal during the 3rd quarter valued at $30,000. Cloud Capital Management LLC purchased a new stake in PayPal during the 3rd quarter worth about $30,000. Finally, VSM Wealth Advisory LLC bought a new position in PayPal in the 2nd quarter worth about $36,000. Hedge funds and other institutional investors own 68.32% of the company’s stock.

Trending Headlines about PayPal

Here are the key news stories impacting PayPal this week:

• Positive Sentiment: Experienced CEO hire could improve execution long-term; Lores has run HP and has been PayPal’s board chair. PayPal replaces CEO Alex Chriss with HP’s Enrique Lores
• Neutral Sentiment: PayPal reported modest top-line growth in Q4 (revenue up vs. year-ago) and continues returning capital (recent small dividend announcement), which supports baseline cash generation but doesn’t erase strategic questions. PayPal Reports Fourth Quarter and Full Year 2025 Results (press release/slide deck)
• Negative Sentiment: Q4 adjusted EPS missed estimates ($1.23 vs. ~$1.29 consensus) and revenue missed/was light; the company issued a weaker 2026 profit outlook — the immediate catalyst for the sell-off. PayPal Q4 earnings and call highlights
• Negative Sentiment: Multiple analysts cut ratings and price targets (including a Morgan Stanley sell and other downgrades), signaling lowered expectations and adding selling pressure. Underweight on PayPal: Morgan Stanley reiterates Sell
• Negative Sentiment: Strategic headwinds — branded checkout growth is decelerating, transactions per account softened and competitors are gaining — raising doubts about where PayPal’s next growth engine will come from. PayPal Shares Sink Amid Online Branded Checkout Headwinds
• Negative Sentiment: Shareholder lawsuits / securities fraud investigations were announced quickly after the leadership change, adding legal and execution risk. Securities Fraud Investigation Into PayPal Announced

About PayPal

PayPal Holdings, Inc operates a global digital payments platform that enables consumers and merchants to send and receive payments online, on mobile devices and at the point of sale. The company provides a broad set of payment solutions, including a digital wallet, merchant payment processing, checkout services, invoicing and fraud-management tools. PayPal’s platform is designed to support e-commerce, in-person retail and person-to-person transfers, targeting both individual consumers and businesses of varying sizes.

Key products and services in PayPal’s portfolio include the PayPal wallet and checkout ecosystem, the Venmo peer-to-peer mobile app, Braintree’s developer-focused payment gateway, Xoom for international money transfers, and PayPal Credit and buy-now-pay-later options.