Jack Henry & Associates (NASDAQ:JKHY) Posts Earnings Results, Beats Expectations By $0.29 EPS

Jack Henry & Associates (NASDAQ:JKHY) issued its quarterly earnings data on Tuesday. The technology company reported $1.72 earnings per share for the quarter, beating analysts’ consensus estimates of $1.43 by $0.29, Zacks reports. The company had revenue of $611.18 million for the quarter, compared to the consensus estimate of $608.46 million. Jack Henry & Associates had a return on equity of 23.11% and a net margin of 19.86%.The firm’s revenue for the quarter was up 7.9% compared to the same quarter last year. During the same quarter last year, the company earned $1.34 earnings per share. Jack Henry & Associates updated its FY 2026 guidance to 6.610-6.720 EPS.

Jack Henry & Associates Stock Performance

Shares of JKHY opened at $166.16 on Wednesday. The company has a debt-to-equity ratio of 0.01, a quick ratio of 1.49 and a current ratio of 1.49. The stock has a 50-day moving average of $183.33 and a two-hundred day moving average of $168.39. The stock has a market cap of $12.03 billion, a P/E ratio of 25.25, a P/E/G ratio of 3.08 and a beta of 0.71. Jack Henry & Associates has a one year low of $144.12 and a one year high of $196.00.

Jack Henry & Associates Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Tuesday, December 23rd. Investors of record on Tuesday, December 2nd were paid a $0.58 dividend. The ex-dividend date was Tuesday, December 2nd. This represents a $2.32 dividend on an annualized basis and a yield of 1.4%. Jack Henry & Associates’s dividend payout ratio (DPR) is 35.26%.

Insider Activity

In related news, Director David B. Foss sold 20,000 shares of Jack Henry & Associates stock in a transaction dated Monday, December 1st. The stock was sold at an average price of $174.92, for a total transaction of $3,498,400.00. Following the completion of the sale, the director owned 128,133 shares of the company’s stock, valued at $22,413,024.36. The trade was a 13.50% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. Also, COO Shanon G. Mclachlan sold 227 shares of the company’s stock in a transaction that occurred on Monday, November 10th. The shares were sold at an average price of $160.83, for a total value of $36,508.41. Following the completion of the sale, the chief operating officer owned 1,420 shares in the company, valued at approximately $228,378.60. This represents a 13.78% decrease in their position. The disclosure for this sale is available in the SEC filing. Company insiders own 0.60% of the company’s stock.

Institutional Trading of Jack Henry & Associates

A number of hedge funds have recently added to or reduced their stakes in JKHY. Advisory Services Network LLC increased its holdings in Jack Henry & Associates by 2.6% in the second quarter. Advisory Services Network LLC now owns 2,745 shares of the technology company’s stock valued at $466,000 after buying an additional 69 shares in the last quarter. Tidal Investments LLC grew its position in shares of Jack Henry & Associates by 0.4% during the 2nd quarter. Tidal Investments LLC now owns 19,435 shares of the technology company’s stock valued at $3,502,000 after acquiring an additional 79 shares during the period. Cresset Asset Management LLC grew its position in shares of Jack Henry & Associates by 4.5% during the 3rd quarter. Cresset Asset Management LLC now owns 2,328 shares of the technology company’s stock valued at $347,000 after acquiring an additional 100 shares during the period. Brown Brothers Harriman & Co. increased its stake in shares of Jack Henry & Associates by 23.4% in the 3rd quarter. Brown Brothers Harriman & Co. now owns 722 shares of the technology company’s stock valued at $108,000 after purchasing an additional 137 shares in the last quarter. Finally, Public Employees Retirement System of Ohio raised its holdings in Jack Henry & Associates by 0.5% in the 3rd quarter. Public Employees Retirement System of Ohio now owns 25,573 shares of the technology company’s stock worth $3,809,000 after purchasing an additional 138 shares during the period. 98.75% of the stock is owned by hedge funds and other institutional investors.

Analyst Upgrades and Downgrades

A number of research analysts have recently issued reports on the stock. UBS Group lifted their price objective on shares of Jack Henry & Associates from $175.00 to $195.00 and gave the stock a “neutral” rating in a research report on Thursday, January 8th. Keefe, Bruyette & Woods raised shares of Jack Henry & Associates from a “market perform” rating to an “outperform” rating and lifted their price target for the stock from $170.00 to $215.00 in a report on Monday, December 8th. Compass Point raised Jack Henry & Associates from a “neutral” rating to a “buy” rating and upped their price target for the stock from $179.00 to $187.00 in a research report on Thursday, November 6th. Wolfe Research set a $220.00 price objective on Jack Henry & Associates and gave the stock an “outperform” rating in a research report on Thursday, January 8th. Finally, Royal Bank Of Canada upgraded Jack Henry & Associates from a “sector perform” rating to an “outperform” rating and boosted their target price for the stock from $185.00 to $210.00 in a research note on Tuesday, December 16th. One investment analyst has rated the stock with a Strong Buy rating, six have issued a Buy rating and six have given a Hold rating to the company’s stock. According to MarketBeat.com, the stock currently has an average rating of “Moderate Buy” and an average target price of $199.73.

Key Headlines Impacting Jack Henry & Associates

Here are the key news stories impacting Jack Henry & Associates this week:

• Positive Sentiment: Q2 earnings beat — GAAP diluted EPS of $1.72, well above consensus and up ~28% year-over-year, reflecting margin improvement. JKHY Q2 earnings beat
• Positive Sentiment: Raised FY2026 EPS guidance — management set a full‑year EPS range of 6.610–6.720, above the prior street consensus, which supports a better-than-expected outlook for profitability. Press release: FY2026 guidance
• Neutral Sentiment: Strong operating cash flow and margin expansion — operating cash and operating income rose materially year-over-year, showing cash conversion and operating leverage that support longer-term valuation. Operating metrics and cash flow
• Neutral Sentiment: Demand backdrop is positive — Reuters notes stronger demand for banking technology drove profit improvement, a tailwind for recurring software and services revenue. Reuters: strong bank tech demand
• Negative Sentiment: Insider sales and institutional trimming — recent filings show insiders sold shares and several large institutions materially reduced positions, which can amplify selling pressure. Insider & institutional activity
• Negative Sentiment: Slight revenue/mix softness in some prints — third‑party summaries show revenue was roughly flat-to-slightly below some consensus figures, which may have disappointed investors focused on top-line beat size. Revenue vs. consensus

Jack Henry & Associates Company Profile

Jack Henry & Associates, Inc is a leading provider of technology solutions and payment processing services for the financial services industry. Founded in 1976 and headquartered in Monett, Missouri, the company develops and supports a comprehensive suite of software and services designed to help banks, credit unions and other financial institutions streamline operations, improve customer engagement and manage risk.

The company’s core processing platforms deliver end-to-end account processing, general ledger, deposit operations and loan servicing functionality.