United Bancorporation of Alabama (OTCMKTS:UBAB) Posts Earnings Results, Misses Estimates By $0.14 EPS

United Bancorporation of Alabama (OTCMKTS:UBAB) posted its earnings results on Friday. The company reported $1.15 earnings per share (EPS) for the quarter, missing the consensus estimate of $1.29 by ($0.14), Zacks reports. United Bancorporation of Alabama had a net margin of 22.18% and a return on equity of 14.56%.

United Bancorporation of Alabama Price Performance

Shares of United Bancorporation of Alabama stock traded down $0.67 on Friday, hitting $52.00. The company’s stock had a trading volume of 800 shares, compared to its average volume of 5,533. The company has a market capitalization of $159.12 million, a price-to-earnings ratio of 8.57 and a beta of 0.43. United Bancorporation of Alabama has a 1 year low of $48.10 and a 1 year high of $59.50. The firm has a fifty day moving average price of $53.04 and a 200-day moving average price of $54.33. The company has a debt-to-equity ratio of 0.20, a quick ratio of 0.95 and a current ratio of 0.95.

Analyst Ratings Changes

Separately, Zacks Research upgraded United Bancorporation of Alabama from a “strong sell” rating to a “hold” rating in a research note on Thursday, January 1st. One investment analyst has rated the stock with a Hold rating, Based on data from MarketBeat, the stock has an average rating of “Hold”.

United Bancorporation of Alabama Company Profile

United Bancorporation of Alabama, Inc is a bank holding company headquartered in Mobile, Alabama, operating primarily through its wholly owned subsidiary, United Bank. As a community-oriented financial institution, the company focuses on serving individual consumers, small to mid-sized businesses, and municipal clients across Alabama’s Gulf Coast region. Its branch network and digital platforms provide access to a range of traditional banking services.

The company’s core offerings include demand and savings deposit accounts, money market accounts and certificates of deposit designed for both personal and business customers.