Head-To-Head Review: Tian Ruixiang (NASDAQ:TIRX) versus AXA (OTCMKTS:AXAHY)

AXA (OTCMKTS:AXAHY) and Tian Ruixiang (NASDAQ:TIRX) are both finance companies, but which is the superior business? We will compare the two businesses based on the strength of their valuation, earnings, risk, analyst recommendations, dividends, institutional ownership and profitability.

Analyst Ratings

This is a breakdown of recent ratings for AXA and Tian Ruixiang, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
AXA	0	0	2	1	3.33
Tian Ruixiang	1	0	0	0	1.00

Insider and Institutional Ownership

0.1% of AXA shares are held by institutional investors. Comparatively, 10.7% of Tian Ruixiang shares are held by institutional investors. 39.6% of Tian Ruixiang shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a stock will outperform the market over the long term.

Valuation and Earnings

This table compares AXA and Tian Ruixiang”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
AXA	$78.03 billion	1.30	$8.53 billion	N/A	N/A
Tian Ruixiang	$3.22 million	0.89	-$3.99 million	N/A	N/A

AXA has higher revenue and earnings than Tian Ruixiang.

Profitability

This table compares AXA and Tian Ruixiang’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
AXA	N/A	N/A	N/A
Tian Ruixiang	N/A	N/A	N/A

Risk and Volatility

AXA has a beta of 0.68, meaning that its stock price is 32% less volatile than the S&P 500. Comparatively, Tian Ruixiang has a beta of 0.82, meaning that its stock price is 18% less volatile than the S&P 500.

Summary

AXA beats Tian Ruixiang on 6 of the 9 factors compared between the two stocks.

About AXA

AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through six segments: France; Europe; AXA XL; Asia, Africa & EME-LATAM; AXA Investment Managers; and Transversal & Other segments It offers life and savings insurance products, such as savings and retirement, other health, and personal protection products. The company also provides property and casualty insurance products, including car, home, and personal or professional liability to individual and business clients; international insurance for large corporate clients in Europe; and marine and aviation insurance services, as well as property and casualty reinsurance products. In addition, it offers asset management services in the areas of various asset classes, including equities, bonds, hedge funds, private equity, and real estate for the group’s insurance companies and their clients, and retail and institutional clients. Further, the company provides motor, household, property and general liability, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for personal/individual and commercial/ group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.

About Tian Ruixiang

Tian Ruixiang Holdings Ltd, together its subsidiaries, operates as an insurance broker in China and the United States. It distributes a range of insurance products, including property and casualty insurance, such as automobile, commercial property, liability, and accidental insurance; and life insurance comprising individual and group life insurances, as well as health and miscellaneous insurance. It serves individual or institutional customers. The company was founded in 2010 and is headquartered in Beijing, China.