First Commonwealth Financial (FCF) to Release Quarterly Earnings on Tuesday

First Commonwealth Financial (NYSE:FCF) is projected to announce its Q4 2025 results after the market closes on Tuesday, January 27th. Analysts expect the company to announce earnings of $0.41 per share and revenue of $135.6250 million for the quarter. Individuals may visit the the company’s upcoming Q4 2025 earning results page for the latest details on the call scheduled for Wednesday, January 28, 2026 at 2:00 PM ET.

First Commonwealth Financial (NYSE:FCF) last issued its quarterly earnings results on Tuesday, October 28th. The bank reported $0.39 EPS for the quarter, missing analysts’ consensus estimates of $0.41 by ($0.02). The business had revenue of $135.98 million for the quarter, compared to analyst estimates of $136.30 million. First Commonwealth Financial had a return on equity of 10.12% and a net margin of 20.00%.During the same quarter last year, the firm posted $0.31 EPS. On average, analysts expect First Commonwealth Financial to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

First Commonwealth Financial Stock Performance

NYSE FCF opened at $17.45 on Monday. The company has a market capitalization of $1.81 billion, a price-to-earnings ratio of 12.65 and a beta of 0.79. The company has a quick ratio of 0.94, a current ratio of 0.94 and a debt-to-equity ratio of 0.17. First Commonwealth Financial has a twelve month low of $13.54 and a twelve month high of $18.42. The stock has a fifty day simple moving average of $16.91 and a 200 day simple moving average of $16.80.

First Commonwealth Financial declared that its Board of Directors has initiated a share buyback program on Monday, December 1st that authorizes the company to buyback $25.00 million in shares. This buyback authorization authorizes the bank to purchase up to 1.5% of its stock through open market purchases. Stock buyback programs are usually a sign that the company’s board of directors believes its shares are undervalued.

First Commonwealth Financial Announces Dividend

The business also recently declared a quarterly dividend, which was paid on Friday, November 21st. Stockholders of record on Friday, November 7th were paid a $0.135 dividend. The ex-dividend date of this dividend was Friday, November 7th. This represents a $0.54 annualized dividend and a dividend yield of 3.1%. First Commonwealth Financial’s dividend payout ratio is presently 39.13%.

Analysts Set New Price Targets

Several analysts recently commented on FCF shares. Raymond James Financial set a $20.00 target price on First Commonwealth Financial and gave the company an “outperform” rating in a report on Wednesday, January 7th. Weiss Ratings restated a “buy (b-)” rating on shares of First Commonwealth Financial in a research report on Thursday. Zacks Research lowered shares of First Commonwealth Financial from a “strong-buy” rating to a “hold” rating in a research note on Tuesday, September 30th. Piper Sandler began coverage on shares of First Commonwealth Financial in a research note on Wednesday, December 17th. They set an “overweight” rating and a $21.00 target price for the company. Finally, DA Davidson lowered shares of First Commonwealth Financial from a “strong-buy” rating to a “hold” rating in a report on Monday, October 20th. Five research analysts have rated the stock with a Buy rating and three have assigned a Hold rating to the stock. According to data from MarketBeat.com, the company currently has an average rating of “Moderate Buy” and an average price target of $19.92.

Insider Buying and Selling at First Commonwealth Financial

In other news, CFO James R. Reske sold 2,072 shares of the firm’s stock in a transaction dated Monday, January 5th. The stock was sold at an average price of $16.74, for a total value of $34,685.28. Following the completion of the sale, the chief financial officer directly owned 80,311 shares in the company, valued at $1,344,406.14. This trade represents a 2.52% decrease in their position. The sale was disclosed in a filing with the SEC, which is available at this link. Also, EVP Michael P. Mccuen bought 3,090 shares of the firm’s stock in a transaction that occurred on Friday, November 21st. The stock was purchased at an average cost of $16.19 per share, with a total value of $50,027.10. Following the completion of the transaction, the executive vice president directly owned 62,111 shares in the company, valued at $1,005,577.09. This represents a 5.24% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Over the last three months, insiders have sold 5,555 shares of company stock worth $90,752. 2.17% of the stock is owned by insiders.

Institutional Investors Weigh In On First Commonwealth Financial

A number of hedge funds have recently added to or reduced their stakes in FCF. EverSource Wealth Advisors LLC raised its position in shares of First Commonwealth Financial by 2,250.5% during the second quarter. EverSource Wealth Advisors LLC now owns 2,609 shares of the bank’s stock worth $42,000 after purchasing an additional 2,498 shares during the period. iSAM Funds UK Ltd acquired a new position in First Commonwealth Financial during the third quarter worth $85,000. BNP Paribas Financial Markets raised its holdings in First Commonwealth Financial by 46.9% during the second quarter. BNP Paribas Financial Markets now owns 10,480 shares of the bank’s stock worth $170,000 after buying an additional 3,344 shares during the last quarter. CIBC Bancorp USA Inc. bought a new position in shares of First Commonwealth Financial in the third quarter valued at $190,000. Finally, Creative Planning acquired a new position in shares of First Commonwealth Financial during the third quarter valued at about $196,000. Institutional investors and hedge funds own 72.58% of the company’s stock.

First Commonwealth Financial Company Profile

First Commonwealth Financial Corporation, headquartered in Indiana, Pennsylvania, is a bank holding company whose primary subsidiary is First Commonwealth Bank. Established in 1889 as Indiana National Bank, the company has grown through a combination of organic expansion and strategic acquisitions to build a diversified platform of commercial banking, retail banking and wealth management services.

First Commonwealth offers a comprehensive suite of financial products, including deposit accounts, personal and business lending solutions, mortgage origination and servicing, treasury management, and trust and investment services.