Lemonade (NYSE:LMND) Insider John Sheldon Peters Sells 9,000 Shares

Lemonade, Inc. (NYSE:LMND) insider John Sheldon Peters sold 9,000 shares of the stock in a transaction that occurred on Thursday, January 22nd. The shares were sold at an average price of $90.00, for a total transaction of $810,000.00. Following the completion of the sale, the insider directly owned 70,228 shares of the company’s stock, valued at approximately $6,320,520. This trade represents a 11.36% decrease in their position. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is accessible through the SEC website.

John Sheldon Peters also recently made the following trade(s):

• On Tuesday, January 6th, John Sheldon Peters sold 10,000 shares of Lemonade stock. The stock was sold at an average price of $80.00, for a total transaction of $800,000.00.
• On Wednesday, December 10th, John Sheldon Peters sold 3,554 shares of Lemonade stock. The shares were sold at an average price of $81.00, for a total transaction of $287,874.00.
• On Wednesday, December 3rd, John Sheldon Peters sold 2,667 shares of Lemonade stock. The stock was sold at an average price of $72.37, for a total transaction of $193,010.79.
• On Tuesday, December 2nd, John Sheldon Peters sold 2,677 shares of Lemonade stock. The stock was sold at an average price of $72.74, for a total value of $194,724.98.
• On Monday, November 24th, John Sheldon Peters sold 3,798 shares of Lemonade stock. The stock was sold at an average price of $73.25, for a total transaction of $278,203.50.
• On Thursday, November 20th, John Sheldon Peters sold 18,930 shares of Lemonade stock. The shares were sold at an average price of $72.77, for a total value of $1,377,536.10.

Lemonade Trading Down 3.6%

Shares of Lemonade stock traded down $3.47 on Friday, hitting $93.10. The stock had a trading volume of 2,993,307 shares, compared to its average volume of 2,335,250. The company’s 50 day moving average price is $77.37 and its 200 day moving average price is $61.09. The stock has a market cap of $6.96 billion, a price-to-earnings ratio of -38.95 and a beta of 1.98. Lemonade, Inc. has a 52-week low of $24.31 and a 52-week high of $99.90.

Lemonade (NYSE:LMND) last announced its earnings results on Wednesday, November 5th. The company reported ($0.51) earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of ($0.72) by $0.21. Lemonade had a negative net margin of 26.39% and a negative return on equity of 31.86%. The business had revenue of $194.50 million for the quarter, compared to analyst estimates of $185.06 million. During the same period last year, the firm posted ($0.95) earnings per share. The company’s revenue for the quarter was up 42.4% compared to the same quarter last year. Analysts predict that Lemonade, Inc. will post -3.03 EPS for the current fiscal year.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the business. Watershed Private Wealth LLC boosted its stake in Lemonade by 1.7% during the 4th quarter. Watershed Private Wealth LLC now owns 8,310 shares of the company’s stock valued at $592,000 after purchasing an additional 140 shares in the last quarter. Kraematon Investment Advisors Inc. purchased a new stake in shares of Lemonade during the fourth quarter worth $312,000. Leo Wealth LLC acquired a new position in Lemonade in the fourth quarter worth approximately $2,699,000. Fearless Solutions LLC dba Best Invest raised its holdings in shares of Lemonade by 10.5% during the 4th quarter. Fearless Solutions LLC dba Best Invest now owns 4,200 shares of the company’s stock valued at $299,000 after purchasing an additional 400 shares in the last quarter. Finally, Udine Wealth Management Inc. increased its holdings in shares of Lemonade by 2.2% during the 4th quarter. Udine Wealth Management Inc. now owns 33,930 shares of the company’s stock valued at $2,415,000 after acquiring an additional 717 shares during the last quarter. 80.30% of the stock is owned by institutional investors and hedge funds.

Analyst Ratings Changes

Several equities research analysts have recently commented on LMND shares. Piper Sandler decreased their price target on Lemonade from $60.00 to $55.00 and set a “neutral” rating on the stock in a research note on Friday, October 10th. Morgan Stanley set a $85.00 price target on Lemonade and gave the company an “equal weight” rating in a research report on Tuesday, December 16th. Truist Financial began coverage on shares of Lemonade in a research report on Tuesday, January 6th. They set a “buy” rating and a $98.00 target price on the stock. Citigroup restated an “outperform” rating on shares of Lemonade in a research note on Friday, January 16th. Finally, Citizens Jmp boosted their price target on Lemonade from $60.00 to $80.00 and gave the company a “market outperform” rating in a report on Monday, November 24th. Four research analysts have rated the stock with a Buy rating, two have given a Hold rating and three have assigned a Sell rating to the company. Based on data from MarketBeat, Lemonade has a consensus rating of “Hold” and a consensus target price of $71.50.

Lemonade News Roundup

Here are the key news stories impacting Lemonade this week:

• Positive Sentiment: Strategic Tesla partnership — Lemonade announced a technical collaboration to launch “Lemonade Autonomous Car Insurance” that can identify Tesla FSD miles and offer ~50% per‑mile discounts, plus API integration that gives Lemonade direct driving-data pricing power. Market reaction was strong because the deal both validates Lemonade’s data-driven underwriting and could lower customer acquisition costs if scaled. Lemonade’s Tesla Deal Could Rewrite How Auto Insurance Is Priced
• Positive Sentiment: New product for autonomous vehicles — Lemonade rolled out an AI-driven insurance product targeted at autonomous/Tesla FSD users, which media coverage frames as a potential industry disruptor if FSD proves safer than human drivers. This is a secular-growth signal for LMND as it shifts pricing to real‑time behavior. Insurtech Lemonade Unveils AI-Driven Insurance for Autonomous Vehicles
• Positive Sentiment: Analyst/market re-rating — Coverage suggests analysts are resetting targets and investors are repricing Lemonade from a pure-growth story to one with improving unit economics and cash flow, supporting a higher multiple on execution. How Lemonade (LMND) Is Rewriting Its Story As Analyst Targets Reset
• Neutral Sentiment: Unusual options activity — Large call buying occurred recently (roughly 31,222 calls, ~69% above average), indicating speculative or hedged bullish positioning by traders; this can amplify moves but doesn’t guarantee sustained upward momentum.
• Negative Sentiment: Near-term profit‑taking and analyst caution — After a sharp multi-day rally to a 52‑week high, some investors are locking in gains. Zacks notes that recent upward estimate revisions may not sustain further immediate gains, adding caution to momentum traders. Strength Seen in Lemonade (LMND)
• Negative Sentiment: Execution & regulatory risk — Rollout is initially limited (Arizona, Oregon); scaling nationwide requires state approvals and depends on FSD safety metrics. High short interest (~20% of float) raises volatility risk — bad claims or regulatory pushback would quickly reverse sentiment. Lemonade’s Tesla Deal Could Rewrite How Auto Insurance Is Priced

Lemonade Company Profile

Lemonade, Inc (NYSE: LMND) is a New York–based technology-driven insurance carrier that leverages artificial intelligence and behavioral economics to streamline the purchase and management of policies. Founded in 2015, the company offers renters, homeowners, pet, term life and car insurance products tailored for digitally savvy consumers. By automating underwriting and claims processing through chatbots and machine learning, Lemonade aims to deliver a more transparent and user-friendly experience than traditional insurers.

The company’s product suite includes standalone policies for renters and homeowners, customizable pet insurance plans, and term life coverage with simple online applications.