HSBC Cuts Capital One Financial (NYSE:COF) Price Target to $226.00

Capital One Financial (NYSE:COF) had its price objective lowered by HSBC from $234.00 to $226.00 in a research report report published on Tuesday morning,MarketScreener reports. The brokerage currently has a hold rating on the financial services provider’s stock.

Other equities analysts also recently issued research reports about the company. Morgan Stanley upped their price objective on Capital One Financial from $280.00 to $300.00 and gave the company an “overweight” rating in a research report on Tuesday. Truist Financial boosted their target price on shares of Capital One Financial from $270.00 to $290.00 and gave the company a “buy” rating in a research note on Friday, December 19th. Barclays raised their price target on shares of Capital One Financial from $271.00 to $294.00 and gave the stock an “overweight” rating in a research note on Tuesday, January 6th. Robert W. Baird boosted their price objective on shares of Capital One Financial from $245.00 to $270.00 and gave the company an “outperform” rating in a research report on Wednesday, October 22nd. Finally, Jefferies Financial Group upped their target price on shares of Capital One Financial from $265.00 to $275.00 and gave the stock a “buy” rating in a research note on Wednesday, December 10th. One analyst has rated the stock with a Strong Buy rating, sixteen have assigned a Buy rating and six have assigned a Hold rating to the stock. According to MarketBeat.com, the company has an average rating of “Moderate Buy” and a consensus target price of $280.00.

Capital One Financial Stock Performance

Shares of NYSE:COF opened at $235.35 on Tuesday. The company has a current ratio of 1.03, a quick ratio of 1.03 and a debt-to-equity ratio of 0.45. Capital One Financial has a 12 month low of $143.22 and a 12 month high of $259.64. The company has a market capitalization of $149.62 billion, a price-to-earnings ratio of 99.30, a PEG ratio of 0.52 and a beta of 1.13. The firm’s 50-day moving average is $233.09 and its 200 day moving average is $223.33.

Capital One Financial (NYSE:COF) last announced its earnings results on Thursday, January 22nd. The financial services provider reported $3.86 earnings per share (EPS) for the quarter, missing the consensus estimate of $4.14 by ($0.28). The business had revenue of $15.62 billion for the quarter, compared to analysts’ expectations of $15.49 billion. Capital One Financial had a net margin of 2.24% and a return on equity of 10.94%. The firm’s quarterly revenue was up 53.3% on a year-over-year basis. During the same quarter last year, the firm earned $2.67 EPS. Research analysts predict that Capital One Financial will post 15.65 EPS for the current year.

Capital One Financial Increases Dividend

The firm also recently declared a quarterly dividend, which was paid on Monday, December 1st. Stockholders of record on Monday, November 17th were given a $0.80 dividend. This represents a $3.20 annualized dividend and a dividend yield of 1.4%. The ex-dividend date of this dividend was Monday, November 17th. This is a boost from Capital One Financial’s previous quarterly dividend of $0.60. Capital One Financial’s dividend payout ratio is currently 135.02%.

Insider Activity

In other Capital One Financial news, insider Lia Dean sold 3,269 shares of the stock in a transaction on Monday, December 1st. The stock was sold at an average price of $218.15, for a total transaction of $713,132.35. Following the sale, the insider owned 69,855 shares of the company’s stock, valued at approximately $15,238,868.25. This trade represents a 4.47% decrease in their position. The sale was disclosed in a legal filing with the Securities & Exchange Commission, which can be accessed through this hyperlink. Also, insider Neal Blinde sold 43,200 shares of Capital One Financial stock in a transaction on Thursday, November 6th. The shares were sold at an average price of $221.83, for a total value of $9,583,056.00. Following the completion of the transaction, the insider owned 73,020 shares in the company, valued at $16,198,026.60. This represents a 37.17% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. In the last quarter, insiders sold 298,895 shares of company stock valued at $67,111,541. 1.26% of the stock is currently owned by corporate insiders.

Institutional Investors Weigh In On Capital One Financial

Institutional investors have recently added to or reduced their stakes in the stock. Tompkins Financial Corp lifted its position in shares of Capital One Financial by 4.3% during the fourth quarter. Tompkins Financial Corp now owns 977 shares of the financial services provider’s stock valued at $237,000 after buying an additional 40 shares during the last quarter. Focus Financial Network Inc. raised its stake in shares of Capital One Financial by 2.8% during the 4th quarter. Focus Financial Network Inc. now owns 1,570 shares of the financial services provider’s stock worth $380,000 after acquiring an additional 43 shares in the last quarter. Mather Group LLC. lifted its position in Capital One Financial by 1.0% during the third quarter. Mather Group LLC. now owns 4,540 shares of the financial services provider’s stock valued at $965,000 after acquiring an additional 47 shares during the last quarter. Stephens Consulting LLC lifted its position in Capital One Financial by 10.3% during the fourth quarter. Stephens Consulting LLC now owns 504 shares of the financial services provider’s stock valued at $122,000 after acquiring an additional 47 shares during the last quarter. Finally, Nicolet Advisory Services LLC boosted its stake in Capital One Financial by 0.7% in the third quarter. Nicolet Advisory Services LLC now owns 7,047 shares of the financial services provider’s stock valued at $1,506,000 after acquiring an additional 48 shares in the last quarter. Institutional investors own 89.84% of the company’s stock.

Key Capital One Financial News

Here are the key news stories impacting Capital One Financial this week:

• Positive Sentiment: Acquisition of Brex for $5.15B — Capital One agreed to acquire Brex in a cash-and-stock deal that gives COF access to Brex’s corporate-card, expense-management and AI-native finance tools; the transaction is expected to close mid-year and frames the move as strategic expansion into higher-growth fintech services. Capital One to Acquire Brex
• Positive Sentiment: Revenue slightly beat estimates — Q4 revenue of $15.62B came in above consensus, signaling continued top-line resilience even as loan/credit dynamics shift; that helped investor focus on growth opportunities rather than the EPS miss. Here’s What Key Metrics Tell Us About Capital One (COF) Q4 Earnings
• Neutral Sentiment: Year‑end credit metrics published — Capital One released detailed credit-quality data for December, which investors will parse for signs of deterioration or improvement; no dramatic surprises were highlighted at first glance. Capital One Reports Year-End 2025 Credit Quality Metrics
• Neutral Sentiment: Depositor lawsuit nearing resolution — Reports say Capital One is closer to settling a depositor suit for roughly $425M, which would remove an overhang but is a one‑time charge rather than an ongoing-business change. Capital One Closer to Ending Depositor Lawsuit With $425M Settlement Deal
• Negative Sentiment: Q4 EPS missed estimates — Adjusted EPS of $3.86 missed consensus (~$4.07/$4.12), which pressured the near‑term earnings narrative and explains some analyst and sell‑side caution. Capital One (COF) Lags Q4 Earnings Estimates
• Negative Sentiment: Analyst target cut — HSBC trimmed its price target to $226, signaling some analyst skepticism on near-term earnings power and valuation after the print. HSBC Lowers Capital One Financial (NYSE:COF) Price Target to $226.00
• Negative Sentiment: Regulatory risk — Continued political discussion of a 10% credit‑card APR cap remains a downside risk for card issuers’ margins; analysts have flagged Capital One as vulnerable if such limits were enacted. Trump’s 10% Credit Card APR Cap Looms Over Capital One Ahead Of Q4

Capital One Financial Company Profile

Capital One Financial Corporation (NYSE: COF) is a diversified bank holding company headquartered in McLean, Virginia. The company’s core businesses include credit card lending, consumer and commercial banking, and auto finance. Capital One issues a wide range of credit card products for consumers and small businesses, and it operates deposit and digital banking services aimed at retail customers and small to midsize enterprises.

Products and services include credit and charge cards, checking and savings accounts (including the online-focused Capital One 360 platform), auto loans, and commercial lending solutions.