Root Financial Partners LLC Takes $448,000 Position in U.S. Bancorp $USB

Root Financial Partners LLC purchased a new stake in U.S. Bancorp (NYSE:USB) in the third quarter, HoldingsChannel reports. The fund purchased 9,279 shares of the financial services provider’s stock, valued at approximately $448,000.

Other large investors also recently added to or reduced their stakes in the company. IMG Wealth Management Inc. bought a new stake in shares of U.S. Bancorp in the 2nd quarter valued at approximately $25,000. Barnes Dennig Private Wealth Management LLC bought a new position in shares of U.S. Bancorp during the 3rd quarter valued at approximately $26,000. Hillsdale Investment Management Inc. purchased a new stake in U.S. Bancorp during the 2nd quarter valued at $27,000. Pineridge Advisors LLC lifted its position in U.S. Bancorp by 446.2% in the second quarter. Pineridge Advisors LLC now owns 639 shares of the financial services provider’s stock worth $29,000 after buying an additional 522 shares during the last quarter. Finally, Steigerwald Gordon & Koch Inc. purchased a new position in U.S. Bancorp during the third quarter worth $31,000. 77.60% of the stock is owned by institutional investors.

Analyst Upgrades and Downgrades

USB has been the topic of several recent analyst reports. Evercore ISI set a $60.00 target price on shares of U.S. Bancorp in a research note on Tuesday, January 6th. Wolfe Research downgraded shares of U.S. Bancorp from an “outperform” rating to a “peer perform” rating in a report on Wednesday, January 7th. Oppenheimer decreased their price objective on shares of U.S. Bancorp from $66.00 to $64.00 and set an “outperform” rating for the company in a research note on Wednesday, November 19th. Citigroup boosted their target price on U.S. Bancorp from $65.00 to $70.00 and gave the company a “buy” rating in a research report on Friday, October 17th. Finally, DA Davidson upped their target price on U.S. Bancorp from $57.00 to $59.00 and gave the company a “buy” rating in a research note on Friday, October 17th. One investment analyst has rated the stock with a Strong Buy rating, fourteen have issued a Buy rating, six have given a Hold rating and one has issued a Sell rating to the company’s stock. Based on data from MarketBeat, U.S. Bancorp presently has a consensus rating of “Moderate Buy” and a consensus target price of $56.30.

U.S. Bancorp Price Performance

U.S. Bancorp stock opened at $54.36 on Wednesday. The company has a debt-to-equity ratio of 1.10, a current ratio of 0.82 and a quick ratio of 0.82. The stock has a market cap of $84.50 billion, a price-to-earnings ratio of 12.44, a price-to-earnings-growth ratio of 0.94 and a beta of 1.07. The firm has a 50-day moving average of $52.07 and a two-hundred day moving average of $48.94. U.S. Bancorp has a 1 year low of $35.18 and a 1 year high of $56.19.

U.S. Bancorp (NYSE:USB) last issued its earnings results on Tuesday, January 20th. The financial services provider reported $1.26 EPS for the quarter, topping analysts’ consensus estimates of $1.19 by $0.07. The business had revenue of $7.92 billion for the quarter, compared to analyst estimates of $7.31 billion. U.S. Bancorp had a net margin of 16.89% and a return on equity of 13.34%. The company’s quarterly revenue was up 5.1% compared to the same quarter last year. During the same period last year, the company posted $1.07 earnings per share. On average, research analysts forecast that U.S. Bancorp will post 4.38 earnings per share for the current year.

U.S. Bancorp Dividend Announcement

The company also recently announced a quarterly dividend, which was paid on Thursday, January 15th. Shareholders of record on Wednesday, December 31st were given a dividend of $0.52 per share. The ex-dividend date of this dividend was Wednesday, December 31st. This represents a $2.08 dividend on an annualized basis and a yield of 3.8%. U.S. Bancorp’s payout ratio is 47.60%.

Key Stories Impacting U.S. Bancorp

Here are the key news stories impacting U.S. Bancorp this week:

• Positive Sentiment: Q4 beat on core metrics — USB reported GAAP EPS of $1.26 vs. Street ~$1.19 and revenue that topped estimates; management highlighted higher net interest income and rising fee income, supporting margin expansion and stronger profitability. Zacks: Q4 Key Metrics vs Estimates
• Positive Sentiment: Record / near‑record net revenue and strong deposit growth — Management cited record net revenue (~$7.3–7.4B) and growth in deposits and loans as drivers of the quarter’s outperformance. Benzinga: Earnings Potential & Deposits
• Positive Sentiment: Payments transformation and client wins — Management said embedded and interconnected payments capabilities helped win clients and contributed materially to record net revenue, supporting medium‑term growth prospects. PYMNTS: Payments Strategy
• Neutral Sentiment: BTIG acquisition announced — USB plans to acquire BTIG to expand services; strategic upside if integration drives fee revenue, but details and costs will be watched by investors. TipRanks: BTIG Acquisition Mention
• Neutral Sentiment: 2026 guidance roughly in line with expectations — Company issued FY‑2026 revenue guidance near consensus (~$29.8B–$30.4B), which reduces upside surprise potential and shifts focus to execution. Benzinga: Guidance In Line
• Negative Sentiment: Regulatory / policy risk flagged by CEO — Management warned that a proposed credit‑card fee cap could hit clients and card revenue, creating potential regulatory headwinds to future fee income. Yahoo: CEO Warning on Credit Card Cap
• Negative Sentiment: Stock pulled back despite a beat — Investors trimmed the stock after results, likely because guidance was only in line, the BTIG deal adds near‑term uncertainty, and attention to regulatory risk increased trading volatility. MSN: Market Reaction

About U.S. Bancorp

U.S. Bancorp (NYSE: USB) is a bank holding company and the parent of U.S. Bank, a national commercial bank that provides a wide range of banking, investment, mortgage, trust and payment services. The company operates through consumer and business banking, commercial banking, payment services, and wealth management segments. Its product set includes deposit accounts, consumer and commercial lending, mortgage origination and servicing, credit and debit card services, treasury and cash management, merchant processing, and institutional and trust services.

Headquartered in Minneapolis, Minnesota, U.S.