Midland States Bancorp (MSBI) Projected to Post Earnings on Thursday

Midland States Bancorp (NASDAQ:MSBI) is anticipated to post its Q4 2025 results after the market closes on Thursday, January 22nd. Analysts expect Midland States Bancorp to post earnings of $0.70 per share and revenue of $74.49 million for the quarter. Interested persons are encouraged to explore the company’s upcoming Q4 2025 earning overview page for the latest details on the call scheduled for Thursday, January 22, 2026 at 4:00 PM ET.

Midland States Bancorp (NASDAQ:MSBI) last announced its quarterly earnings results on Thursday, October 30th. The financial services provider reported $0.24 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $0.61 by ($0.37). The firm had revenue of $81.33 million during the quarter, compared to analysts’ expectations of $79.35 million. Midland States Bancorp had a negative net margin of 3.80% and a negative return on equity of 3.63%. On average, analysts expect Midland States Bancorp to post $3 EPS for the current fiscal year and $3 EPS for the next fiscal year.

Midland States Bancorp Trading Down 1.0%

MSBI opened at $22.28 on Wednesday. The company has a quick ratio of 0.84, a current ratio of 0.85 and a debt-to-equity ratio of 0.95. The stock’s fifty day moving average is $19.72 and its two-hundred day moving average is $18.23. The company has a market capitalization of $480.13 million, a P/E ratio of -17.54 and a beta of 0.66. Midland States Bancorp has a 52 week low of $14.24 and a 52 week high of $25.08.

Midland States Bancorp declared that its board has approved a share repurchase plan on Monday, November 3rd that allows the company to buyback $25.00 million in outstanding shares. This buyback authorization allows the financial services provider to buy up to 7.3% of its shares through open market purchases. Shares buyback plans are often a sign that the company’s board believes its stock is undervalued.

Midland States Bancorp Announces Dividend

The company also recently declared a quarterly dividend, which was paid on Friday, November 21st. Stockholders of record on Friday, November 14th were paid a dividend of $0.32 per share. The ex-dividend date was Friday, November 14th. This represents a $1.28 annualized dividend and a dividend yield of 5.7%. Midland States Bancorp’s dividend payout ratio (DPR) is currently -100.79%.

Wall Street Analyst Weigh In

A number of research firms have recently issued reports on MSBI. Weiss Ratings reiterated a “sell (d+)” rating on shares of Midland States Bancorp in a research note on Monday, December 29th. Wall Street Zen lowered Midland States Bancorp from a “hold” rating to a “sell” rating in a report on Saturday, December 6th. Keefe, Bruyette & Woods lifted their price target on Midland States Bancorp from $17.00 to $19.00 and gave the company a “market perform” rating in a report on Monday, December 8th. Zacks Research raised Midland States Bancorp from a “strong sell” rating to a “hold” rating in a research report on Monday, December 22nd. Finally, Piper Sandler raised their price objective on Midland States Bancorp from $18.00 to $19.00 and gave the company a “neutral” rating in a research report on Tuesday, December 2nd. Five analysts have rated the stock with a Hold rating and one has assigned a Sell rating to the company. Based on data from MarketBeat.com, the company has a consensus rating of “Reduce” and a consensus price target of $20.00.

Insider Activity

In related news, insider Daniel Edward Casey purchased 5,000 shares of the firm’s stock in a transaction on Wednesday, December 3rd. The stock was acquired at an average price of $17.89 per share, with a total value of $89,450.00. Following the completion of the acquisition, the insider owned 28,254 shares in the company, valued at approximately $505,464.06. This represents a 21.50% increase in their position. The transaction was disclosed in a document filed with the SEC, which is accessible through this link. Also, EVP Jeremy Andrew Jameson acquired 5,598 shares of the stock in a transaction dated Wednesday, December 3rd. The shares were bought at an average price of $17.69 per share, with a total value of $99,028.62. Following the completion of the purchase, the executive vice president directly owned 63,412 shares of the company’s stock, valued at approximately $1,121,758.28. This trade represents a 9.68% increase in their position. The SEC filing for this purchase provides additional information. In the last 90 days, insiders have bought 11,098 shares of company stock worth $197,324. Corporate insiders own 5.27% of the company’s stock.

Institutional Trading of Midland States Bancorp

A number of institutional investors and hedge funds have recently added to or reduced their stakes in the company. AQR Capital Management LLC increased its holdings in shares of Midland States Bancorp by 38.1% in the second quarter. AQR Capital Management LLC now owns 540,997 shares of the financial services provider’s stock valued at $9,370,000 after purchasing an additional 149,175 shares during the period. Algert Global LLC purchased a new stake in Midland States Bancorp in the third quarter valued at approximately $1,297,000. Numerai GP LLC acquired a new position in Midland States Bancorp in the 3rd quarter worth approximately $814,000. Jump Financial LLC raised its position in Midland States Bancorp by 272.5% during the 2nd quarter. Jump Financial LLC now owns 55,500 shares of the financial services provider’s stock worth $961,000 after buying an additional 40,600 shares during the last quarter. Finally, Qube Research & Technologies Ltd acquired a new stake in Midland States Bancorp during the 2nd quarter valued at approximately $693,000. Institutional investors and hedge funds own 60.93% of the company’s stock.

Midland States Bancorp Company Profile

Midland States Bancorp, Inc is a bank holding company headquartered in Effingham, Illinois, that oversees Midland States Bank, a community-focused financial institution. Through its subsidiary, the company provides a full range of commercial and retail banking services designed to meet the needs of individuals, small and mid-sized businesses, and nonprofit organizations. Its branch network spans key markets in Illinois, Missouri and Florida, where it emphasizes relationship-driven banking and local decision-making.

The company’s offerings include traditional deposit accounts, business and commercial lending, treasury and cash management services, mortgage financing and home equity products.