AMERISAFE (NASDAQ:AMSF) Posts Quarterly Earnings Results, Misses Estimates By $0.08 EPS

AMERISAFE (NASDAQ:AMSF) issued its earnings results on Wednesday. The insurance provider reported $0.40 earnings per share (EPS) for the quarter, missing the consensus estimate of $0.48 by ($0.08), FiscalAI reports. The business had revenue of $76.67 million for the quarter, compared to analysts’ expectations of $84.72 million. AMERISAFE had a return on equity of 13.98% and a net margin of 12.10%.

AMERISAFE Stock Down 8.7%

Shares of AMSF opened at $23.09 on Friday. AMERISAFE has a 52-week low of $22.35 and a 52-week high of $42.10. The firm’s fifty day moving average is $25.00 and its two-hundred day moving average is $31.07. The stock has a market cap of $428.00 million, a PE ratio of 10.74 and a beta of 0.24.

AMERISAFE Dividend Announcement

The company also recently disclosed a quarterly dividend, which will be paid on Friday, December 11th. Shareholders of record on Friday, December 4th will be issued a $0.41 dividend. The ex-dividend date is Friday, December 4th. This represents a $1.64 dividend on an annualized basis and a yield of 7.1%. AMERISAFE’s dividend payout ratio (DPR) is presently 76.28%.

Wall Street Analyst Weigh In

Several analysts recently commented on AMSF shares. Zacks Research raised AMERISAFE from a “strong sell” rating to a “hold” rating in a report on Monday, September 28th. Wall Street Zen lowered AMERISAFE from a “hold” rating to a “sell” rating in a research report on Tuesday, October 20th. Citigroup restated a “market outperform” rating on shares of AMERISAFE in a research report on Monday, October 12th. Citizens Jmp dropped their target price on shares of AMERISAFE from $40.00 to $35.00 and set a “market outperform” rating on the stock in a research report on Thursday. Finally, Morgan Stanley set a $40.00 target price on shares of AMERISAFE in a research note on Monday, October 12th. Two research analysts have rated the stock with a Buy rating, two have given a Hold rating and one has issued a Sell rating to the stock. According to data from MarketBeat.com, AMERISAFE has an average rating of “Hold” and an average target price of $34.00.

Key Headlines Impacting AMERISAFE

Here are the key news stories impacting AMERISAFE this week:

• Positive Sentiment: AMERISAFE declared a quarterly dividend of $0.41 per share, or $1.64 annualized, supporting an approximately 7.1% yield. The dividend is payable December 11 to shareholders of record December 4. AMERISAFE dividend announcement
• Positive Sentiment: Operating performance improved, with reported operating profit rising sharply and revenue increasing year over year, suggesting stronger underlying profitability despite weaker reported earnings. AMERISAFE Q3 2026 earnings report
• Neutral Sentiment: Citizens JMP maintained a “market outperform” rating but lowered its price target from $40 to $35, reflecting reduced expectations following the quarterly top- and bottom-line misses. Citizens JMP AMERISAFE price-target update
• Negative Sentiment: Third-quarter adjusted earnings were approximately $0.40 per share, below consensus estimates near $0.47–$0.48 and down from $0.55 a year earlier. Revenue of roughly $76.7 million also missed estimates of approximately $84.7 million. AMERISAFE Q3 earnings and revenue miss
• Negative Sentiment: Commission costs increased even as new-business volumes declined, raising concerns about expense efficiency and premium growth. Net income and operating cash flow also weakened, adding to pressure on the stock. AMERISAFE commission costs and new-business report

About AMERISAFE

AMERISAFE, Inc is a specialty workers’ compensation insurance company serving small and midsized businesses. The company focuses on employers in industries with elevated workplace risks, including construction, trucking, logging, agriculture, manufacturing, and maritime operations.

Through its insurance subsidiaries, AMERISAFE provides workers’ compensation coverage designed to protect businesses from costs associated with workplace injuries and occupational illnesses. Its services also include workplace safety and loss-control support, claims management, medical cost containment, and premium audit services.

Headquartered in DeRidder, Louisiana, AMERISAFE primarily serves employers in the southeastern and south-central United States.