Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) Stock Has Consensus Target Price of $12.29 According to Brokerages

Qfin Holdings Inc. – Sponsored ADR (NASDAQ:QFIN) has earned an average rating of “Reduce” from the eight ratings firms that are currently covering the stock, MarketBeat Ratings reports. Four research analysts have rated the stock with a sell rating, three have issued a hold rating and one has assigned a buy rating to the company. The average 12 month target price among brokers that have updated their coverage on the stock in the last year is $12.29.

QFIN has been the topic of a number of recent analyst reports. Citigroup lowered shares of Qfin from a “buy” rating to a “sell” rating and set a $8.00 target price on the stock. in a research note on Wednesday, August 26th. Jefferies Financial Group restated a “buy” rating and set a $15.40 price objective on shares of Qfin in a research note on Wednesday, August 26th. Weiss Ratings downgraded Qfin from a “hold (c-)” rating to a “sell (d+)” rating in a report on Monday, July 13th. Bank of America reaffirmed a “neutral” rating on shares of Qfin in a report on Thursday, September 10th. Finally, JPMorgan Chase & Co. downgraded Qfin from a “neutral” rating to an “underweight” rating and lowered their price target for the company from $13.50 to $9.00 in a report on Wednesday, August 26th.

Key Qfin News

Here are the key news stories impacting Qfin this week:

• Positive Sentiment: QFIN’s reported fundamentals remain a potential support, including positive earnings, a low reported price-to-earnings ratio, a 22.23% net margin, and limited leverage with a debt-to-equity ratio of 0.03.
• Neutral Sentiment: Multiple law firms reminded investors that November 27 or November 30, 2026 deadlines apply for seeking appointment as lead plaintiff in the pending litigation. These announcements largely repeat the same lawsuit information rather than reporting a new company operating development. Rosen class-action deadline notice
• Negative Sentiment: Investors are facing a securities class action covering purchases from March 18 through August 25, 2026. The complaints name Qfin Holdings and certain executives and allege that the company overstated its ability to withstand changes in PRC regulation. The allegations have not been proven, but the litigation creates legal, reputational, and potential financial risks. Levi and Korsinsky lawsuit notice
• Negative Sentiment: A separate market report characterized QFIN’s second-quarter results as weak, adding to concerns about the company’s earnings outlook. The combination of operational worries and regulatory-related litigation is likely contributing to investor caution. Report on Qfin’s weak second-quarter results

Qfin Stock Up 1.4%

Shares of NASDAQ:QFIN opened at $6.55 on Tuesday. The company has a current ratio of 2.17, a quick ratio of 2.17 and a debt-to-equity ratio of 0.03. The company has a fifty day simple moving average of $10.00 and a 200 day simple moving average of $12.51. The firm has a market cap of $797.46 million, a PE ratio of 1.57 and a beta of 0.55. Qfin has a 12-month low of $6.24 and a 12-month high of $30.58.

Qfin (NASDAQ:QFIN) last posted its quarterly earnings results on Friday, August 14th. The company reported $0.55 earnings per share (EPS) for the quarter. The firm had revenue of $524.96 million for the quarter. Qfin had a net margin of 22.23% and a return on equity of 15.23%. On average, equities research analysts anticipate that Qfin will post 2.42 EPS for the current fiscal year.

Qfin Cuts Dividend

The company also recently disclosed a dividend, which was paid on Thursday, October 1st. Investors of record on Wednesday, September 9th were paid a dividend of $0.46 per share. This represents a yield of 1,070.0%. This is a drop from Qfin’s previous dividend of $0.78. The ex-dividend date was Wednesday, September 9th. Qfin’s dividend payout ratio (DPR) is 21.63%.

Insider Buying and Selling

In other Qfin news, Director Andrew Yan sold 330,000 shares of the business’s stock in a transaction on Thursday, September 24th. The shares were sold at an average price of $7.52, for a total transaction of $2,481,600.00. Following the completion of the sale, the director owned 326,700 shares in the company, valued at $2,456,784. The trade was a 50.25% decrease in their ownership of the stock. The transaction was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Insiders have sold a total of 657,550 shares of company stock valued at $4,889,121 over the last three months. Insiders own 17.10% of the company’s stock.

Institutional Inflows and Outflows

A number of large investors have recently modified their holdings of the business. FountainVest China Capital Partners GP3 Ltd. bought a new stake in shares of Qfin during the 2nd quarter valued at about $95,483,341. Triata Capital Ltd lifted its holdings in Qfin by 188.3% in the fourth quarter. Triata Capital Ltd now owns 3,125,331 shares of the company’s stock worth $60,225,000 after acquiring an additional 2,041,351 shares during the last quarter. Bank of America Corp DE lifted its holdings in Qfin by 48.5% in the first quarter. Bank of America Corp DE now owns 1,987,457 shares of the company’s stock worth $25,658,000 after acquiring an additional 649,492 shares during the last quarter. Norges Bank acquired a new position in Qfin in the fourth quarter valued at approximately $30,436,000. Finally, Wellington Management Group LLP boosted its stake in Qfin by 128.0% in the second quarter. Wellington Management Group LLP now owns 1,034,463 shares of the company’s stock valued at $16,355,000 after acquiring an additional 580,772 shares during the period. 74.81% of the stock is currently owned by institutional investors.

Qfin Company Profile

Qifu Technology, Inc, formerly known as 360 DigiTech, Inc and 360 Finance, is a China-based financial technology company. The company operates a technology platform that connects consumers seeking credit with financial institutions and other lending partners.

Qifu provides online consumer finance services, including credit assessment, loan facilitation, risk management, and post-loan servicing. Its technology uses data analysis, artificial intelligence, and automated tools to support borrower acquisition, underwriting, transaction processing, and credit monitoring.