Robert W. Baird Cuts Fair Isaac (NYSE:FICO) Price Target to $1,070.00

Fair Isaac (NYSE:FICO) had its price target lowered by Robert W. Baird from $1,549.00 to $1,070.00 in a research report sent to investors on Friday, MarketBeat Ratings reports. Robert W. Baird currently has an outperform rating on the technology company’s stock.

Several other research firms have also commented on FICO. Mizuho set a $1,344.00 price objective on shares of Fair Isaac in a research report on Tuesday, September 29th. Susquehanna set a $700.00 target price on shares of Fair Isaac in a report on Wednesday. Jefferies Financial Group restated a “buy” rating on shares of Fair Isaac in a research report on Tuesday, September 29th. The Goldman Sachs Group set a $1,322.00 price target on shares of Fair Isaac in a report on Tuesday, September 29th. Finally, Credit Suisse Group set a $1,150.00 price target on shares of Fair Isaac in a research report on Wednesday. Ten research analysts have rated the stock with a Buy rating, six have issued a Hold rating and one has assigned a Sell rating to the company. According to MarketBeat.com, the company presently has an average rating of “Moderate Buy” and an average price target of $1,210.38.

Fair Isaac Price Performance

NYSE FICO opened at $659.12 on Friday. The business has a 50 day moving average price of $1,022.40 and a 200 day moving average price of $1,100.71. The company has a market capitalization of $14.24 billion, a P/E ratio of 19.04, a PEG ratio of 0.56 and a beta of 1.35. Fair Isaac has a 1-year low of $586.05 and a 1-year high of $1,886.28.

Fair Isaac (NYSE:FICO) last posted its earnings results on Wednesday, July 29th. The technology company reported $12.18 EPS for the quarter, topping analysts’ consensus estimates of $11.76 by $0.42. The company had revenue of $674.19 million for the quarter, compared to the consensus estimate of $679.17 million. Fair Isaac had a negative return on equity of 32.51% and a net margin of 34.05%.Fair Isaac’s quarterly revenue was up 25.7% compared to the same quarter last year. During the same period in the previous year, the business earned $8.57 earnings per share. Fair Isaac has set its FY 2026 guidance at 42.430-42.430 EPS. On average, research analysts expect that Fair Isaac will post 37.2 earnings per share for the current fiscal year.

Insiders Place Their Bets

In related news, Director Eva Manolis sold 967 shares of the business’s stock in a transaction dated Wednesday, July 29th. The shares were sold at an average price of $1,400.00, for a total value of $1,353,800.00. Following the completion of the transaction, the director owned 498 shares of the company’s stock, valued at approximately $697,200. The trade was a 66.01% decrease in their position. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 3.02% of the company’s stock.

Institutional Investors Weigh In On Fair Isaac

Several hedge funds have recently modified their holdings of FICO. Versant Capital Management Inc grew its holdings in shares of Fair Isaac by 52.3% during the third quarter. Versant Capital Management Inc now owns 67 shares of the technology company’s stock worth $40,000 after buying an additional 23 shares in the last quarter. Envestnet Portfolio Solutions Inc. lifted its stake in shares of Fair Isaac by 4.8% during the second quarter. Envestnet Portfolio Solutions Inc. now owns 1,592 shares of the technology company’s stock valued at $1,902,000 after buying an additional 73 shares during the period. Capstone Financial Advisors Inc. purchased a new position in shares of Fair Isaac during the second quarter valued at approximately $208,000. Sequoia Financial Advisors LLC boosted its position in Fair Isaac by 15.4% during the second quarter. Sequoia Financial Advisors LLC now owns 1,089 shares of the technology company’s stock worth $1,301,000 after acquiring an additional 145 shares during the last quarter. Finally, National Pension Service boosted its position in Fair Isaac by 14.0% during the second quarter. National Pension Service now owns 42,022 shares of the technology company’s stock worth $50,207,000 after acquiring an additional 5,147 shares during the last quarter. 85.75% of the stock is owned by institutional investors and hedge funds.

Key Headlines Impacting Fair Isaac

Here are the key news stories impacting Fair Isaac this week:

• Positive Sentiment: Robert W. Baird maintained an “outperform” rating and lowered its price target to $1,070 from $1,549. Although the target cut reflects greater regulatory risk, it still implies substantial potential upside from recent trading levels. Wall Street This Week
• Positive Sentiment: Wells Fargo reiterated its buy rating, while some investors—including Robinhood traders—were reported to be buying FICO during the selloff. These developments may provide short-term support, but do not remove the regulatory overhang. Wells Fargo Buy Rating
• Neutral Sentiment: Fair Isaac’s stock rebounded after an earlier steep selloff, highlighting high volatility and possible bargain hunting rather than a clear change in the company’s fundamentals. Fair Isaac Rebound
• Negative Sentiment: Reports said the FHFA’s proposed two-bureau framework rattled investors and extended FICO’s September decline. A broader scoring system could introduce competition and pressure the company’s exceptionally high fees in the mortgage market. Two-Bureau Proposal
• Negative Sentiment: Bank of America downgraded FICO to neutral and cut its price target, while BMO also reduced its target. The analyst actions reinforce concerns that regulatory changes may permanently impair Fair Isaac’s growth outlook. Bank of America Downgrade
• Negative Sentiment: Coverage also highlighted a potential $0.99 mortgage-score rival, intensifying fears that cheaper alternatives could challenge FICO’s established position. Mortgage Score Rival

About Fair Isaac

Fair Isaac Corporation, known as FICO, develops analytics and software used by businesses to make decisions about credit, risk, fraud, customer engagement and other operational activities. The company is best known for the FICO Score, a credit-risk scoring system used by lenders to help evaluate consumer creditworthiness.

FICO’s offerings include credit scoring solutions, decision-management software, fraud detection and identity verification tools, and analytics platforms. Its products are used by financial institutions, insurers, retailers, telecommunications companies and other organizations to automate decisions, manage risk and improve customer relationships.