Envestnet Asset Management Inc. Sells 99,314 Shares of Mastercard Incorporated $MA

Envestnet Asset Management Inc. decreased its holdings in shares of Mastercard Incorporated (NYSE:MA) by 5.1% in the second quarter, Holdings Channel reports. The firm owned 1,834,080 shares of the credit services provider’s stock after selling 99,314 shares during the quarter. Envestnet Asset Management Inc.’s holdings in Mastercard were worth $941,981,000 at the end of the most recent reporting period.

A number of other institutional investors also recently added to or reduced their stakes in the stock. Norges Bank acquired a new position in shares of Mastercard in the 4th quarter worth approximately $6,705,708,000. Cardano Risk Management B.V. boosted its stake in Mastercard by 861.6% in the 4th quarter. Cardano Risk Management B.V. now owns 4,072,210 shares of the credit services provider’s stock valued at $2,324,743,000 after buying an additional 3,648,748 shares in the last quarter. Fundsmith LLP bought a new stake in Mastercard in the second quarter valued at $639,458,000. Corient Private Wealth LP raised its stake in Mastercard by 147.2% during the second quarter. Corient Private Wealth LP now owns 1,682,183 shares of the credit services provider’s stock worth $863,969,000 after acquiring an additional 1,001,671 shares in the last quarter. Finally, Capital International Investors raised its stake in Mastercard by 4.4% during the fourth quarter. Capital International Investors now owns 17,964,658 shares of the credit services provider’s stock worth $10,256,368,000 after acquiring an additional 759,584 shares in the last quarter. 97.28% of the stock is owned by institutional investors and hedge funds.

Key Mastercard News

Here are the key news stories impacting Mastercard this week:

• Positive Sentiment: Stablecoin settlement goes live: Mastercard and SoFi have begun settling transactions in SoFiUSD across SoFi’s debit and credit card program. The initiative gives Mastercard practical experience with blockchain-based settlement and could expand its role in digital-asset payments. The frequently cited $25 billion figure represents the broader card program and is not necessarily immediate stablecoin transaction volume. Mastercard Goes Live With SoFiUSD Settlement for $25 Billion Card Program
• Positive Sentiment: Expansion of digital-payment infrastructure: Mastercard is adding Stellar support to BVNK’s stablecoin platform and is helping Moov launch a real-time peer-to-peer payment service. These partnerships broaden Mastercard’s network reach and create potential future transaction revenue. Mastercard’s BVNK adds Stellar to stablecoin payments platform
• Positive Sentiment: AI-agent commerce opportunity: Mastercard is working with Alchemy to let developers embed Mastercard-backed virtual cards in shopping agents. If consumers increasingly allow AI tools to complete purchases, Mastercard could preserve its role in authorization and payment processing even as traditional checkout experiences change. Can Mastercard’s Fee Model Survive the Agentic Commerce It’s Building For?
• Positive Sentiment: Capital realization and analyst support: Mastercard reportedly sold its 4.31% Pine Labs stake for approximately ₹933 crore, providing liquidity and potentially reflecting disciplined portfolio management. Separately, analysts maintain an average “Buy” recommendation. Mastercard exits Pine Labs
• Neutral Sentiment: Execution and monetization remain key: AI-agent payments may challenge Mastercard’s traditional fee model if agents negotiate lower-cost payment methods, while the $25 billion stablecoin opportunity is largely a projection rather than near-term revenue.
• Negative Sentiment: Settlement over ATM fees: A reported $167.5 million Visa-Mastercard settlement could result in payments to eligible consumers and adds a legal or reputational overhang, although the financial impact on Mastercard is likely modest relative to its scale. Visa, Mastercard ATM fee settlement

Mastercard Trading Up 0.7%

NYSE:MA traded up $3.92 during trading hours on Wednesday, hitting $559.81. 2,878,903 shares of the stock were exchanged, compared to its average volume of 3,564,181. The company’s 50 day moving average is $568.28 and its two-hundred day moving average is $525.89. Mastercard Incorporated has a twelve month low of $464.52 and a twelve month high of $601.23. The company has a quick ratio of 1.06, a current ratio of 1.06 and a debt-to-equity ratio of 3.96. The company has a market capitalization of $490.40 billion, a P/E ratio of 30.79, a price-to-earnings-growth ratio of 1.62 and a beta of 0.74.

Mastercard (NYSE:MA) last released its earnings results on Thursday, July 30th. The credit services provider reported $5.04 EPS for the quarter, beating the consensus estimate of $4.77 by $0.27. The company had revenue of $9.28 billion during the quarter, compared to analysts’ expectations of $9.08 billion. Mastercard had a return on equity of 239.99% and a net margin of 46.34%.The business’s revenue for the quarter was up 14.1% on a year-over-year basis. During the same period last year, the firm earned $4.15 EPS. On average, sell-side analysts anticipate that Mastercard Incorporated will post 19.9 earnings per share for the current fiscal year.

Insider Transactions at Mastercard

In related news, insider Raj Seshadri sold 4,828 shares of Mastercard stock in a transaction dated Wednesday, July 1st. The stock was sold at an average price of $525.00, for a total value of $2,534,700.00. Following the completion of the sale, the insider directly owned 16,429 shares in the company, valued at $8,625,225. This trade represents a 22.71% decrease in their ownership of the stock. The sale was disclosed in a document filed with the Securities & Exchange Commission, which can be accessed through the SEC website. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, insider Linda Kirkpatrick sold 4,280 shares of the company’s stock in a transaction dated Tuesday, August 4th. The shares were sold at an average price of $570.31, for a total transaction of $2,440,926.80. Following the transaction, the insider owned 31,179 shares in the company, valued at approximately $17,781,695.49. The trade was a 12.07% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold 74,623 shares of company stock worth $42,544,606 in the last ninety days. 0.09% of the stock is currently owned by insiders.

Analyst Ratings Changes

MA has been the topic of several recent analyst reports. Dbs Bank upgraded shares of Mastercard to a “moderate buy” rating in a research note on Friday, August 21st. Robert W. Baird boosted their price target on shares of Mastercard from $660.00 to $680.00 and gave the company an “outperform” rating in a research report on Tuesday, July 7th. Morgan Stanley raised their price objective on shares of Mastercard from $679.00 to $681.00 and gave the stock an “overweight” rating in a report on Friday, July 31st. Clear Str raised Mastercard to a “strong-buy” rating in a report on Thursday, July 16th. Finally, Wolfe Research increased their price target on Mastercard from $680.00 to $740.00 and gave the stock an “outperform” rating in a research report on Tuesday, August 25th. Five research analysts have rated the stock with a Strong Buy rating, twenty-five have given a Buy rating and one has assigned a Sell rating to the company. According to MarketBeat.com, the stock has an average rating of “Buy” and an average target price of $666.64.

Mastercard Company Profile

Mastercard Incorporated (NYSE: MA) is a global technology company that operates a payments network connecting consumers, financial institutions, merchants, governments and businesses. The company facilitates electronic payment transactions, including credit, debit, prepaid and commercial payments, by providing the infrastructure used to authorize, clear and settle transactions.

Mastercard’s products and services include its Mastercard-branded payment cards, digital payment tools, contactless payment technology and payment solutions for businesses and governments.