Enova International (NYSE:ENVA) Issues FY 2026 Earnings Guidance

Enova International (NYSE:ENVA) updated its FY 2026 earnings guidance on Monday. The company provided earnings per share (EPS) guidance of 16.850-17.500 for the period, compared to the consensus EPS estimate of 17.020. The company issued revenue guidance of $3.8 billion-$3.9 billion, compared to the consensus revenue estimate of $3.9 billion. Enova International also updated its Q3 2026 guidance to 4.370-4.370 EPS.

Enova International Stock Up 1.5%

Shares of ENVA stock traded up $3.27 during trading hours on Monday, hitting $226.75. 192,471 shares of the company’s stock traded hands, compared to its average volume of 305,951. The company has a quick ratio of 18.42, a current ratio of 18.42 and a debt-to-equity ratio of 3.35. The stock’s fifty day simple moving average is $240.92 and its two-hundred day simple moving average is $191.38. Enova International has a 12-month low of $103.02 and a 12-month high of $267.45. The stock has a market cap of $5.65 billion, a price-to-earnings ratio of 16.81 and a beta of 1.21.

Enova International (NYSE:ENVA) last issued its quarterly earnings results on Thursday, July 23rd. The credit services provider reported $4.31 earnings per share for the quarter, beating the consensus estimate of $3.99 by $0.32. The firm had revenue of $928.93 million during the quarter, compared to the consensus estimate of $909.61 million. Enova International had a return on equity of 26.66% and a net margin of 10.31%.The company’s revenue was up 21.6% on a year-over-year basis. During the same period last year, the company earned $3.23 earnings per share. On average, analysts expect that Enova International will post 16.3 EPS for the current year.

Analysts Set New Price Targets

Several research analysts have issued reports on ENVA shares. TD Cowen lifted their target price on shares of Enova International from $250.00 to $257.00 and gave the stock a “buy” rating in a report on Friday, July 24th. Citigroup restated a “market outperform” rating on shares of Enova International in a report on Friday, July 24th. Citizens Jmp upped their price objective on Enova International from $195.00 to $270.00 and gave the company a “market outperform” rating in a research report on Friday, June 26th. Jefferies Financial Group upped their price objective on Enova International from $260.00 to $280.00 and gave the company a “buy” rating in a research report on Wednesday, July 8th. Finally, Weiss Ratings reissued a “buy (b-)” rating on shares of Enova International in a report on Friday, July 17th. One equities research analyst has rated the stock with a Strong Buy rating and eight have assigned a Buy rating to the company. Based on data from MarketBeat.com, the stock presently has a consensus rating of “Buy” and an average target price of $247.83.

Insider Activity

In other news, Chairman David Fisher sold 9,078 shares of the stock in a transaction that occurred on Wednesday, August 26th. The shares were sold at an average price of $239.16, for a total value of $2,171,094.48. Following the transaction, the chairman owned 306,444 shares in the company, valued at $73,289,147.04. This represents a 2.88% decrease in their position. The sale was disclosed in a document filed with the Securities & Exchange Commission, which is available at this link. Also, Director Mark Tebbe sold 20,000 shares of the firm’s stock in a transaction that occurred on Thursday, June 18th. The stock was sold at an average price of $201.37, for a total transaction of $4,027,400.00. Following the completion of the transaction, the director directly owned 50,029 shares in the company, valued at approximately $10,074,339.73. The trade was a 28.56% decrease in their position. The SEC filing for this sale provides additional information. Insiders sold 75,129 shares of company stock valued at $15,753,056 in the last quarter. 8.40% of the stock is currently owned by insiders.

Enova International Company Profile

Enova International, Inc is a financial technology company that provides online financial services to consumers and small businesses. The company uses technology, data analytics and automated decision-making to offer credit products designed for customers who may have limited access to traditional bank financing.

Enova’s consumer finance brands include CashNetUSA and NetCredit, which offer products such as short-term and installment loans, lines of credit and other forms of personal credit, subject to applicable laws and eligibility requirements.