W.R. Berkley (NYSE:WRB) vs. RSA Insurance Group (OTCMKTS:RSAIF) Head to Head Review

W.R. Berkley (NYSE:WRB) and RSA Insurance Group (OTCMKTS:RSAIF) are both finance companies, but which is the superior business? We will contrast the two businesses based on the strength of their profitability, risk, earnings, dividends, valuation, analyst recommendations and institutional ownership.

Profitability

This table compares W.R. Berkley and RSA Insurance Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
W.R. Berkley	12.94%	19.44%	4.28%
RSA Insurance Group	N/A	N/A	N/A

Earnings & Valuation

This table compares W.R. Berkley and RSA Insurance Group”s gross revenue, earnings per share and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
W.R. Berkley	$14.92 billion	1.68	$1.78 billion	$4.87	13.89
RSA Insurance Group	N/A	N/A	N/A	N/A	N/A

W.R. Berkley has higher revenue and earnings than RSA Insurance Group.

Insider & Institutional Ownership

68.8% of W.R. Berkley shares are owned by institutional investors. 25.1% of W.R. Berkley shares are owned by company insiders. Strong institutional ownership is an indication that endowments, hedge funds and large money managers believe a stock is poised for long-term growth.

Analyst Ratings

This is a summary of recent recommendations and price targets for W.R. Berkley and RSA Insurance Group, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
W.R. Berkley	6	9	3	0	1.83
RSA Insurance Group	0	0	0	0	0.00

W.R. Berkley presently has a consensus target price of $70.94, suggesting a potential upside of 4.89%. Given W.R. Berkley’s stronger consensus rating and higher possible upside, research analysts clearly believe W.R. Berkley is more favorable than RSA Insurance Group.

Summary

W.R. Berkley beats RSA Insurance Group on 9 of the 9 factors compared between the two stocks.

About W.R. Berkley

W. R. Berkley Corporation, an insurance holding company, operates as a commercial lines writers worldwide. It operates in two segments, Insurance and Reinsurance & Monoline Excess. The Insurance segment underwrites commercial insurance business, including excess and surplus lines, admitted lines, and specialty personal lines. This segment also provides accident and health insurance and reinsurance products; insurance for commercial risks; casualty and specialty environmental products; specialized insurance coverages for fine arts and jewelry exposures; excess liability and inland marine coverage for small to medium-sized insureds; and commercial general liability, umbrella, professional liability, directors and officers, commercial property, and surety products, as well as products for technology, and life sciences and travel industries. In addition, this segment offers cyber risk solutions; crime and fidelity insurance products; medical professional coverages; workers' compensation insurance products; general insurance; personal lines insurance solutions, including home, condo/co-op, auto, and collectibles; automobile, law enforcement, public officials and educator's legal, and employment practices liability, as well as incidental medical and property and crime insurance products; at-risk and alternative risk insurance program management services; professional liability; energy and marine risks; and provides insurance products to the Lloyd's marketplace. The Reinsurance & Monoline Excess segment provides treaty and facultative reinsurance solutions; property and casualty reinsurance; facultative reinsurance products include automatic, semi-automatic and individual risk assumed reinsurance; and turnkey products such as cyber, employment practices liability insurance, liquor liability insurance and violent events. The company was founded in 1967 and is headquartered in Greenwich, Connecticut.

About RSA Insurance Group

RSA Insurance Group plc provides personal and commercial general insurance products. It operates through Scandinavia, Canada, and UK & International segments. The company offers a range of personal insurance products, including home, car, pet, and travel insurance products directly to individuals and families, as well as through brokers and agents. It also provides commercial insurance products, such as property, vehicle and fleet, professional liability, and indemnity and travel insurance, as well as marine, renewable energy, construction and engineering, and rail insurance for small to medium sized enterprises, multinational companies, and sole traders. The company was formerly known as Royal & Sun Alliance Insurance Group plc and changed its name to RSA Insurance Group plc in May 2008. RSA Insurance Group plc was founded in 1706 and is headquartered in London, the United Kingdom.