Credit Acceptance (NASDAQ:CACC) versus Navient Co. SR NT 6% 121543 (NASDAQ:JSM) Financial Survey

Credit Acceptance (NASDAQ:CACC) and Navient Co. SR NT 6% 121543 (NASDAQ:JSM) are both finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, dividends, analyst recommendations, earnings, risk, profitability and valuation.

Institutional and Insider Ownership

81.7% of Credit Acceptance shares are owned by institutional investors. 6.1% of Credit Acceptance shares are owned by company insiders. Strong institutional ownership is an indication that large money managers, hedge funds and endowments believe a company will outperform the market over the long term.

Profitability

This table compares Credit Acceptance and Navient Co. SR NT 6% 121543’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Credit Acceptance	21.54%	31.67%	5.68%
Navient Co. SR NT 6% 121543	N/A	N/A	N/A

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Credit Acceptance and Navient Co. SR NT 6% 121543, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Credit Acceptance	0	3	1	0	2.25
Navient Co. SR NT 6% 121543	0	0	0	0	0.00

Credit Acceptance presently has a consensus target price of $570.00, indicating a potential downside of 4.18%. Given Credit Acceptance’s stronger consensus rating and higher possible upside, equities analysts plainly believe Credit Acceptance is more favorable than Navient Co. SR NT 6% 121543.

Earnings and Valuation

This table compares Credit Acceptance and Navient Co. SR NT 6% 121543″s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Credit Acceptance	$2.32 billion	2.69	$423.90 million	$45.48	13.08
Navient Co. SR NT 6% 121543	N/A	N/A	N/A	N/A	N/A

Credit Acceptance has higher revenue and earnings than Navient Co. SR NT 6% 121543.

Summary

Credit Acceptance beats Navient Co. SR NT 6% 121543 on 9 of the 9 factors compared between the two stocks.

About Credit Acceptance

Credit Acceptance Corporation engages in the provision of financing programs, and related products and services in the United States. The company advances money to automobile dealers in exchange for the right to service the underlying consumer loans; and buys the consumer loans from the dealers and keeps the amount collected from the consumers. It is also involved in the business of reinsuring coverage under vehicle service contracts sold to consumers by dealers on vehicles financed by the company. The company serves independent and franchised automobile dealers. Credit Acceptance Corporation was incorporated in 1972 and is headquartered in Southfield, Michigan.

About Navient Co. SR NT 6% 121543

as the nation’s leading loan management, servicing and asset recovery company, navient (nasdaq:navi) helps customers navigate the path to financial success. servicing more than $300 billion in student loans, the company supports the educational and economic achievements of more than 12 million americans. a growing number of government and higher education clients rely on navient for proven solutions to meet their financial goals. learn more at navient.com.