Encore Capital Group (NASDAQ:ECPG) Issues FY 2026 Earnings Guidance

Encore Capital Group (NASDAQ:ECPG) updated its FY 2026 earnings guidance on Wednesday morning. The company provided earnings per share (EPS) guidance of 13.000-14.000 for the period, compared to the consensus EPS estimate of 13.000. The company issued revenue guidance of -.

Wall Street Analysts Forecast Growth

ECPG has been the topic of a number of analyst reports. Citizens Jmp increased their price objective on Encore Capital Group from $108.00 to $115.00 and gave the company a “market outperform” rating in a report on Wednesday, June 17th. Zacks Research cut shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a research note on Monday, July 6th. Weiss Ratings upgraded shares of Encore Capital Group from a “hold (c)” rating to a “buy (b-)” rating in a research note on Monday. Citigroup reaffirmed a “market outperform” rating on shares of Encore Capital Group in a report on Wednesday, June 17th. Finally, Wall Street Zen cut shares of Encore Capital Group from a “strong-buy” rating to a “hold” rating in a research report on Saturday, May 9th. Five investment analysts have rated the stock with a Buy rating and one has issued a Hold rating to the company. Based on data from MarketBeat.com, the stock has an average rating of “Moderate Buy” and a consensus price target of $89.75.

Encore Capital Group Trading Up 2.7%

NASDAQ:ECPG traded up $2.60 during mid-day trading on Friday, hitting $100.48. The company had a trading volume of 244,254 shares, compared to its average volume of 303,607. The business’s fifty day moving average is $87.88 and its two-hundred day moving average is $76.33. Encore Capital Group has a fifty-two week low of $38.68 and a fifty-two week high of $101.80. The firm has a market cap of $2.15 billion, a P/E ratio of 7.63 and a beta of 1.27. The company has a debt-to-equity ratio of 3.90, a quick ratio of 0.90 and a current ratio of 0.90.

Encore Capital Group (NASDAQ:ECPG) last announced its quarterly earnings results on Wednesday, August 5th. The asset manager reported $2.81 earnings per share (EPS) for the quarter, beating the consensus estimate of $2.67 by $0.14. Encore Capital Group had a net margin of 15.86% and a return on equity of 30.52%. The company had revenue of $491.87 million during the quarter, compared to analyst estimates of $455.10 million. During the same quarter in the previous year, the business earned $2.49 EPS. The firm’s revenue was up 11.3% on a year-over-year basis. Encore Capital Group has set its FY 2026 guidance at 13.000-14.000 EPS. As a group, research analysts expect that Encore Capital Group will post 13.01 earnings per share for the current year.

Insider Activity

In related news, insider John Yung sold 2,000 shares of the stock in a transaction on Wednesday, June 10th. The shares were sold at an average price of $82.08, for a total transaction of $164,160.00. Following the completion of the transaction, the insider owned 64,570 shares in the company, valued at approximately $5,299,905.60. This represents a 3.00% decrease in their ownership of the stock. The sale was disclosed in a document filed with the SEC, which can be accessed through this hyperlink. 3.00% of the stock is owned by corporate insiders.

Trending Headlines about Encore Capital Group

Here are the key news stories impacting Encore Capital Group this week:

• Positive Sentiment: Strong collections and higher guidance: Encore reported second-quarter revenue of $491.9 million, up 11.3% year over year and above the approximately $455.1 million consensus estimate. Record global collections and solid U.S. execution led management to issue fiscal 2026 EPS guidance of $13.00-$14.00, with the midpoint above the prior consensus. ECPG Q2 Earnings Miss Despite Y/Y Revenue Growth & Record Collections
• Positive Sentiment: Truist raises price target: Truist Financial lifted its target for Encore Capital from $105 to $112 and maintained a Buy rating, signaling additional upside based on the company’s collection performance and earnings outlook. Encore Capital Group Price Target Raised to $112 at Truist Financial
• Positive Sentiment: Northland increases several forecasts: Northland Securities raised its fiscal 2026 EPS estimate to $13.50 from $13.00 and increased its Q3 2026 estimate to $3.20 from $3.04. It also made small upward revisions to Q2 and Q3 2027 estimates, suggesting improved expectations for near-term earnings.
• Neutral Sentiment: Valuation remains a focus: Zacks is evaluating whether ECPG is undervalued using value, growth, momentum and earnings-estimate trends, but the article does not provide a decisive rating change. Are Investors Undervaluing Encore Capital Group
• Negative Sentiment: Mixed EPS reaction: Encore’s reported $2.81 quarterly EPS exceeded one consensus measure of $2.67 but fell short of Zacks’ $3.07 estimate. Northland also trimmed its Q4 2027 EPS forecast slightly to $3.96 from $3.97, limiting the otherwise positive impact of the results.

Institutional Investors Weigh In On Encore Capital Group

Hedge funds have recently added to or reduced their stakes in the business. Aristeia Capital L.L.C. bought a new position in shares of Encore Capital Group during the 4th quarter worth approximately $448,000. Amundi acquired a new stake in shares of Encore Capital Group in the 4th quarter worth about $317,000. Mariner LLC bought a new position in shares of Encore Capital Group in the third quarter valued at approximately $340,000. Aquatic Capital Management LLC bought a new position in Encore Capital Group during the 3rd quarter valued at $262,000. Finally, Captrust Financial Advisors lifted its position in shares of Encore Capital Group by 46.7% during the second quarter. Captrust Financial Advisors now owns 11,533 shares of the asset manager’s stock valued at $446,000 after purchasing an additional 3,673 shares in the last quarter.

About Encore Capital Group

Encore Capital Group, Inc is a global specialty finance company that focuses on the purchase and management of nonperforming consumer receivables. Through its subsidiaries, the company acquires charged-off debt portfolios from credit card issuers, banks, and other financial institutions, and seeks to recover outstanding balances through a combination of customer outreach, payment arrangements, and, where appropriate, legal collection efforts. Encore’s business model emphasizes compliance with regulatory and industry standards to ensure ethical and transparent debt-recovery practices.

Headquartered in San Diego, California, Encore operates across North America and Europe.