Horace Mann Educators (NYSE:HMN) Releases Quarterly Earnings Results, Beats Estimates By $0.38 EPS

Horace Mann Educators (NYSE:HMN) issued its quarterly earnings data on Wednesday. The insurance provider reported $1.17 earnings per share for the quarter, beating analysts’ consensus estimates of $0.79 by $0.38, Zacks reports. The business had revenue of $443.50 million during the quarter, compared to analysts’ expectations of $321.70 million. Horace Mann Educators had a return on equity of 14.15% and a net margin of 9.63%.The company’s revenue was up 7.7% on a year-over-year basis. During the same period in the previous year, the firm posted $1.06 earnings per share. Horace Mann Educators updated its FY 2026 guidance to 4.600-4.900 EPS.

Horace Mann Educators Stock Up 4.0%

Shares of NYSE HMN traded up $2.06 during mid-day trading on Thursday, hitting $54.16. The company had a trading volume of 386,880 shares, compared to its average volume of 251,674. The company has a market capitalization of $2.19 billion, a PE ratio of 13.61 and a beta of 0.08. The company has a debt-to-equity ratio of 0.40, a current ratio of 0.08 and a quick ratio of 0.08. Horace Mann Educators has a 1-year low of $41.29 and a 1-year high of $55.56. The business’s 50-day simple moving average is $50.48 and its 200 day simple moving average is $46.23.

Horace Mann Educators Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Tuesday, June 30th. Stockholders of record on Monday, June 15th were given a dividend of $0.36 per share. The ex-dividend date of this dividend was Monday, June 15th. This represents a $1.44 dividend on an annualized basis and a dividend yield of 2.7%. Horace Mann Educators’s dividend payout ratio is currently 36.18%.

Wall Street Analysts Forecast Growth

Separately, Weiss Ratings upgraded Horace Mann Educators from a “buy (b+)” rating to a “buy (a-)” rating in a report on Monday, June 15th. One investment analyst has rated the stock with a Strong Buy rating, Based on data from MarketBeat, the company currently has a consensus rating of “Strong Buy”.

Key Horace Mann Educators News

Here are the key news stories impacting Horace Mann Educators this week:

• Positive Sentiment: Earnings significantly exceeded expectations. Second-quarter earnings were $1.17 per share, up from $1.06 a year earlier and above analyst estimates ranging from $0.67 to $0.79. Revenue rose 7.7% year over year to $443.5 million, also exceeding the estimates cited in the reports. Horace Mann Q2 Earnings Top Estimates
• Positive Sentiment: Full-year guidance was raised or reaffirmed above consensus. HMN projected fiscal 2026 earnings of $4.60 to $4.90 per share, compared with the $4.53 analyst consensus cited in the update. That outlook gives investors more confidence in earnings durability following the quarterly beat. Horace Mann FY 2026 Guidance
• Positive Sentiment: Profitability and shareholder returns remain supportive. The company reported a 14.15% return on equity and a 9.63% net margin. HMN also maintains a quarterly dividend of $0.36, equivalent to $1.44 annually and an approximate 2.8% yield based on the referenced share price.
• Neutral Sentiment: The stock was trading near its 12-month high after the results, with volume above its average. This indicates strong investor interest but may also raise the likelihood of profit-taking after the recent advance.
• Negative Sentiment: CEO insider selling is a modest overhang. CEO Marita Zuraitis sold 7,500 shares for approximately $390,225, reducing her holdings by 2.38%. However, the transaction was conducted under a pre-arranged Rule 10b5-1 plan, making it a weaker negative signal than discretionary selling. Horace Mann CEO Share Sale

Insider Transactions at Horace Mann Educators

In related news, CEO Marita Zuraitis sold 7,500 shares of the business’s stock in a transaction on Monday, August 3rd. The stock was sold at an average price of $52.03, for a total transaction of $390,225.00. Following the completion of the transaction, the chief executive officer directly owned 307,129 shares of the company’s stock, valued at $15,979,921.87. The trade was a 2.38% decrease in their position. The transaction was disclosed in a document filed with the SEC, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders sold 22,514 shares of company stock valued at $1,132,396 in the last ninety days. Company insiders own 3.60% of the company’s stock.

Institutional Investors Weigh In On Horace Mann Educators

A number of hedge funds have recently bought and sold shares of the stock. EverSource Wealth Advisors LLC increased its stake in shares of Horace Mann Educators by 222.3% during the second quarter. EverSource Wealth Advisors LLC now owns 909 shares of the insurance provider’s stock worth $39,000 after buying an additional 627 shares during the period. Kemnay Advisory Services Inc. acquired a new stake in Horace Mann Educators in the fourth quarter valued at approximately $51,000. Los Angeles Capital Management LLC purchased a new position in Horace Mann Educators in the fourth quarter worth approximately $51,000. Osaic Holdings Inc. lifted its stake in Horace Mann Educators by 181.5% in the second quarter. Osaic Holdings Inc. now owns 1,326 shares of the insurance provider’s stock worth $57,000 after acquiring an additional 855 shares during the last quarter. Finally, Quadrant Capital Group LLC grew its holdings in Horace Mann Educators by 10,953.8% during the 4th quarter. Quadrant Capital Group LLC now owns 1,437 shares of the insurance provider’s stock worth $66,000 after acquiring an additional 1,424 shares in the last quarter. Institutional investors and hedge funds own 99.28% of the company’s stock.

About Horace Mann Educators

Horace Mann Educators Corporation, based in Springfield, Illinois, specializes in insurance and retirement solutions tailored to educators and school employees across the United States. Founded in 1945, the company partners with public school districts to deliver property and casualty insurance products—including auto, home and liability coverage—through a network of dedicated local agents. Its targeted approach focuses on understanding the unique needs and schedules of teachers, administrators and other school staff, distinguishing its services within the broader insurance market.

In addition to property and casualty offerings, Horace Mann provides life and disability insurance, annuities and retirement plan products designed to help educators plan for financial security beyond their teaching careers.