TransUnion (NYSE:TRU) Posts Earnings Results, Beats Estimates By $0.07 EPS

TransUnion (NYSE:TRU) released its earnings results on Tuesday. The business services provider reported $1.23 earnings per share (EPS) for the quarter, topping the consensus estimate of $1.16 by $0.07, FiscalAI reports. TransUnion had a net margin of 14.91% and a return on equity of 16.09%. The company had revenue of $1.31 billion during the quarter, compared to analyst estimates of $1.28 billion. During the same period in the prior year, the firm posted $1.08 EPS. The firm’s quarterly revenue was up 14.9% compared to the same quarter last year. TransUnion updated its Q3 2026 guidance to 1.180-1.210 EPS and its FY 2026 guidance to 4.750-4.830 EPS.

TransUnion Trading Up 0.8%

Shares of TRU stock opened at $77.13 on Tuesday. The company has a market cap of $14.87 billion, a PE ratio of 21.37, a price-to-earnings-growth ratio of 1.37 and a beta of 1.55. TransUnion has a 1 year low of $63.37 and a 1 year high of $99.39. The stock’s 50 day simple moving average is $72.06 and its two-hundred day simple moving average is $73.63. The company has a debt-to-equity ratio of 1.10, a current ratio of 1.93 and a quick ratio of 1.93.

TransUnion Announces Dividend

The business also recently disclosed a quarterly dividend, which was paid on Thursday, June 11th. Shareholders of record on Wednesday, May 27th were given a dividend of $0.125 per share. The ex-dividend date was Wednesday, May 27th. This represents a $0.50 dividend on an annualized basis and a yield of 0.6%. TransUnion’s dividend payout ratio is 13.85%.

Analyst Upgrades and Downgrades

A number of analysts have recently issued reports on TRU shares. Needham & Company LLC reissued a “buy” rating and issued a $95.00 price objective on shares of TransUnion in a research note on Wednesday, April 29th. Mizuho lowered their target price on shares of TransUnion from $88.00 to $77.00 and set a “neutral” rating on the stock in a research note on Thursday, July 2nd. JPMorgan Chase & Co. cut their price target on TransUnion from $95.00 to $90.00 and set an “overweight” rating for the company in a research note on Wednesday, April 29th. Weiss Ratings raised TransUnion from a “hold (c-)” rating to a “hold (c)” rating in a report on Thursday, July 16th. Finally, UBS Group boosted their price objective on TransUnion from $72.00 to $77.00 and gave the company a “neutral” rating in a research report on Thursday, July 2nd. One research analyst has rated the stock with a Strong Buy rating, seven have issued a Buy rating and six have issued a Hold rating to the company. According to MarketBeat, TransUnion presently has an average rating of “Moderate Buy” and a consensus target price of $91.60.

Insider Buying and Selling

In other TransUnion news, EVP Heather J. Russell sold 6,683 shares of TransUnion stock in a transaction on Friday, May 29th. The shares were sold at an average price of $71.87, for a total transaction of $480,307.21. Following the completion of the transaction, the executive vice president directly owned 45,248 shares of the company’s stock, valued at $3,251,973.76. The trade was a 12.87% decrease in their ownership of the stock. The transaction was disclosed in a filing with the Securities & Exchange Commission, which is available through this hyperlink. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Also, CAO Jennifer A. Williams sold 972 shares of TransUnion stock in a transaction on Tuesday, July 7th. The stock was sold at an average price of $80.00, for a total transaction of $77,760.00. Following the transaction, the chief accounting officer directly owned 5,843 shares of the company’s stock, valued at $467,440. The trade was a 14.26% decrease in their ownership of the stock. Additional details regarding this sale are available in the official SEC disclosure. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders have sold a total of 30,155 shares of company stock worth $2,177,102 in the last 90 days. Company insiders own 0.37% of the company’s stock.

Institutional Inflows and Outflows

Hedge funds have recently modified their holdings of the business. Parallel Advisors LLC increased its holdings in TransUnion by 29.5% during the 4th quarter. Parallel Advisors LLC now owns 829 shares of the business services provider’s stock worth $71,000 after purchasing an additional 189 shares during the period. IHT Wealth Management LLC raised its holdings in shares of TransUnion by 7.9% in the fourth quarter. IHT Wealth Management LLC now owns 2,659 shares of the business services provider’s stock valued at $228,000 after acquiring an additional 195 shares in the last quarter. EverSource Wealth Advisors LLC raised its holdings in shares of TransUnion by 59.5% in the second quarter. EverSource Wealth Advisors LLC now owns 528 shares of the business services provider’s stock valued at $46,000 after acquiring an additional 197 shares in the last quarter. Soros Capital Management LLC lifted its stake in TransUnion by 1.2% in the third quarter. Soros Capital Management LLC now owns 18,760 shares of the business services provider’s stock worth $1,572,000 after acquiring an additional 216 shares during the period. Finally, Geneos Wealth Management Inc. grew its holdings in TransUnion by 1,318.2% during the 1st quarter. Geneos Wealth Management Inc. now owns 312 shares of the business services provider’s stock worth $26,000 after acquiring an additional 290 shares in the last quarter.

Key Headlines Impacting TransUnion

Here are the key news stories impacting TransUnion this week:

• Positive Sentiment: Second-quarter results beat expectations. TransUnion reported adjusted EPS of $1.23, versus the $1.16 consensus estimate, while revenue reached $1.31 billion, topping the $1.28 billion forecast. The company also reported a 16.09% return on equity and a 14.91% net margin. TransUnion earnings press release
• Positive Sentiment: TransUnion raised its fiscal 2026 earnings outlook. The company now expects EPS of $4.75 to $4.83, above the $4.67 analyst consensus. Full-year revenue guidance of $5.1 billion to $5.2 billion is broadly in line with expectations, indicating that the earnings upgrade is the main positive surprise. TransUnion Announces Strong Second Quarter 2026 Results
• Positive Sentiment: Alternative credit data remains a growth catalyst. Recent coverage highlights TransUnion’s addition of alternative credit data to mortgage reports, which could broaden its data offerings and support future revenue growth. TransUnion alternative credit data and mortgage reports

TransUnion Company Profile

TransUnion is a global information and insights company that helps businesses and consumers make critical decisions using data and analytics. As one of the three major credit bureaus in the United States, TransUnion collects and aggregates credit information on individuals and businesses, providing credit reports, risk scores and portfolio management tools to financial institutions, lenders, landlords and other decision makers. Its consumer-facing products enable individuals to monitor credit status, detect identity theft and access personalized financial insights.

The company’s offerings span credit risk assessment, identity management, fraud prevention and marketing solutions.