BankUnited (NYSE:BKU) Downgraded to “Hold” Rating by Zacks Research

Zacks Research cut shares of BankUnited (NYSE:BKU) from a strong-buy rating to a hold rating in a report published on Tuesday morning,Zacks.com reports. Zacks Research also issued estimates for BankUnited’s Q1 2027 earnings at $1.12 EPS, Q2 2027 earnings at $1.12 EPS, Q3 2027 earnings at $1.17 EPS, Q4 2027 earnings at $1.28 EPS, FY2027 earnings at $4.68 EPS, Q1 2028 earnings at $1.33 EPS and Q2 2028 earnings at $1.36 EPS.

Other analysts have also issued reports about the stock. Cantor Fitzgerald reaffirmed an “overweight” rating and issued a $56.00 price target on shares of BankUnited in a research note on Wednesday, July 15th. Citigroup lowered shares of BankUnited from a “neutral” rating to a “sell” rating and lowered their price objective for the company from $50.00 to $45.00 in a research note on Tuesday, June 30th. Keefe, Bruyette & Woods dropped their target price on BankUnited from $55.00 to $50.00 and set a “market perform” rating on the stock in a report on Thursday, April 23rd. Raymond James Financial reaffirmed an “outperform” rating on shares of BankUnited in a research note on Wednesday, April 22nd. Finally, Weiss Ratings upgraded BankUnited from a “buy (b-)” rating to a “buy (b)” rating in a research report on Friday, May 29th. Seven equities research analysts have rated the stock with a Buy rating, five have issued a Hold rating and two have issued a Sell rating to the stock. According to data from MarketBeat, the stock presently has an average rating of “Hold” and a consensus target price of $52.73.

BankUnited Price Performance

Shares of NYSE BKU opened at $45.99 on Tuesday. The stock has a market cap of $3.34 billion, a P/E ratio of 12.81 and a beta of 1.17. The firm’s 50-day simple moving average is $47.63 and its 200 day simple moving average is $47.03. BankUnited has a fifty-two week low of $34.79 and a fifty-two week high of $52.11. The company has a quick ratio of 0.82, a current ratio of 0.82 and a debt-to-equity ratio of 0.58.

BankUnited (NYSE:BKU) last announced its earnings results on Wednesday, July 22nd. The financial services provider reported $0.97 earnings per share (EPS) for the quarter, missing analysts’ consensus estimates of $1.00 by ($0.03). The company had revenue of $284.57 million during the quarter, compared to the consensus estimate of $290.33 million. BankUnited had a net margin of 14.46% and a return on equity of 9.11%. The business’s quarterly revenue was up 3.9% on a year-over-year basis. During the same quarter in the prior year, the company earned $0.91 EPS. Equities analysts expect that BankUnited will post 4.16 EPS for the current year.

BankUnited Announces Dividend

The firm also recently disclosed a quarterly dividend, which will be paid on Friday, July 31st. Stockholders of record on Friday, July 10th will be paid a $0.33 dividend. The ex-dividend date of this dividend is Friday, July 10th. This represents a $1.32 annualized dividend and a dividend yield of 2.9%. BankUnited’s payout ratio is currently 36.77%.

Insider Buying and Selling

In related news, insider Jay D. Richards sold 4,000 shares of the firm’s stock in a transaction that occurred on Monday, June 15th. The shares were sold at an average price of $48.67, for a total transaction of $194,680.00. Following the completion of the sale, the insider directly owned 40,502 shares in the company, valued at approximately $1,971,232.34. This trade represents a 8.99% decrease in their ownership of the stock. The sale was disclosed in a filing with the SEC, which is available at the SEC website. Also, Director John N. Digiacomo sold 1,000 shares of BankUnited stock in a transaction that occurred on Monday, June 1st. The stock was sold at an average price of $45.97, for a total transaction of $45,970.00. Following the completion of the transaction, the director owned 15,027 shares in the company, valued at approximately $690,791.19. This trade represents a 6.24% decrease in their position. Additional details regarding this sale are available in the official SEC disclosure. 1.00% of the stock is owned by insiders.

Institutional Investors Weigh In On BankUnited

Institutional investors and hedge funds have recently modified their holdings of the stock. Assenagon Asset Management S.A. boosted its stake in shares of BankUnited by 47.2% during the 2nd quarter. Assenagon Asset Management S.A. now owns 254,990 shares of the financial services provider’s stock worth $12,354,000 after acquiring an additional 81,741 shares in the last quarter. GAMMA Investing LLC raised its position in shares of BankUnited by 8.0% during the second quarter. GAMMA Investing LLC now owns 6,620 shares of the financial services provider’s stock worth $321,000 after purchasing an additional 491 shares during the period. Bank of America Corp DE lifted its holdings in shares of BankUnited by 9.0% during the first quarter. Bank of America Corp DE now owns 819,548 shares of the financial services provider’s stock valued at $37,011,000 after purchasing an additional 67,981 shares during the last quarter. Edgestream Partners L.P. purchased a new stake in shares of BankUnited during the first quarter valued at $6,797,000. Finally, Amundi boosted its position in shares of BankUnited by 31.4% in the 1st quarter. Amundi now owns 15,300 shares of the financial services provider’s stock valued at $691,000 after purchasing an additional 3,660 shares during the period. Institutional investors and hedge funds own 99.70% of the company’s stock.

Trending Headlines about BankUnited

Here are the key news stories impacting BankUnited this week:

• Negative Sentiment: BankUnited reported Q2 diluted EPS of $0.97, missing Wall Street estimates, while revenue also came in below expectations. The miss appears to be the main reason shares are falling. BankUnited, Inc. Reports 2Q 2026 Net Income of $71 million, $0.97 Diluted EPS
• Negative Sentiment: Loan growth was muted, with average total loans essentially flat year over year and sequentially, raising concerns about top-line momentum even as the bank improved deposit mix and net interest margin. BankUnited, Inc. (BKU) Q2 2026 Earnings Call Transcript
• Neutral Sentiment: Positives in the quarter included net income of about $71 million, net interest margin improving to 3.06%, and average core deposits rising, which suggest underlying operating trends are stabilizing.
• Neutral Sentiment: Analyst commentary remained mixed: Zacks Research still called BKU a Strong-Buy, but trimmed several future EPS estimates and lowered its FY2027 forecast, reflecting a more cautious earnings outlook.

About BankUnited

BankUnited, Inc is a bank holding company based in Miami Lakes, Florida, operating through its subsidiary BankUnited, National Association. The company provides a broad range of commercial banking products and services, including deposit accounts, commercial lending and treasury management. It serves middle-market and small-business clients, offering tailored financing solutions across a variety of industry sectors.

The bank’s lending portfolio includes commercial and industrial loans, commercial real estate loans and construction financing, as well as residential mortgage lending.