ODDITY Tech (NASDAQ:ODD) vs. Jiayin Group (NASDAQ:JFIN) Head-To-Head Analysis

ODDITY Tech (NASDAQ:ODD) and Jiayin Group (NASDAQ:JFIN) are both small-cap computer and technology companies, but which is the superior investment? We will compare the two businesses based on the strength of their risk, institutional ownership, analyst recommendations, earnings, profitability, dividends and valuation.

Analyst Ratings

This is a breakdown of current ratings and recommmendations for ODDITY Tech and Jiayin Group, as reported by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
ODDITY Tech	4	9	0	0	1.69
Jiayin Group	0	1	0	0	2.00

ODDITY Tech currently has a consensus price target of $25.39, suggesting a potential upside of 106.23%. Given ODDITY Tech’s higher probable upside, equities analysts clearly believe ODDITY Tech is more favorable than Jiayin Group.

Volatility & Risk

ODDITY Tech has a beta of 2.48, suggesting that its share price is 148% more volatile than the S&P 500. Comparatively, Jiayin Group has a beta of 0.83, suggesting that its share price is 17% less volatile than the S&P 500.

Valuation & Earnings

This table compares ODDITY Tech and Jiayin Group”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
ODDITY Tech	$809.84 million	0.88	$110.75 million	$0.79	15.58
Jiayin Group	$889.76 million	0.23	$219.61 million	$4.08	0.98

Jiayin Group has higher revenue and earnings than ODDITY Tech. Jiayin Group is trading at a lower price-to-earnings ratio than ODDITY Tech, indicating that it is currently the more affordable of the two stocks.

Insider and Institutional Ownership

35.9% of ODDITY Tech shares are held by institutional investors. Comparatively, 44.1% of Jiayin Group shares are held by institutional investors. 51.2% of Jiayin Group shares are held by insiders. Strong institutional ownership is an indication that endowments, large money managers and hedge funds believe a company is poised for long-term growth.

Profitability

This table compares ODDITY Tech and Jiayin Group’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
ODDITY Tech	6.97%	15.38%	4.99%
Jiayin Group	24.60%	37.45%	20.10%

Summary

Jiayin Group beats ODDITY Tech on 9 of the 13 factors compared between the two stocks.

About ODDITY Tech

Oddity Tech Ltd. operates as a consumer tech company that builds digital-first brands for the beauty and wellness industries in the United States and internationally. It serves consumers worldwide through its AI-driven online platform, which uses data science, machine learning, and computer vision capabilities to identify consumer needs, and develop solutions in the form of beauty and wellness products. The company sells beauty, hair, and skin products under the IL MAKIAGE and SpoiledChild brands. In addition, it operates ODDITY LABS, a biotechnology center, which develops various ingredients, including novel molecules, probiotics, and peptides for beauty and wellness products. Oddity Tech Ltd. was incorporated in 2013 and is headquartered in Tel Aviv, Israel.

About Jiayin Group

Jiayin Group Inc., together with its subsidiaries, provides online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers referral services for investment products offered by the financial service providers; and technology development and services, as well as guarantee services. The company was founded in 2011 and is headquartered in Shanghai, the People's Republic of China. Jiayin Group Inc. operates as a subsidiary of New Dream Capital Holdings Limited.