Synchrony Financial (NYSE:SYF) Given Average Rating of “Moderate Buy” by Brokerages

Synchrony Financial (NYSE:SYF) has earned a consensus rating of “Moderate Buy” from the twenty-one research firms that are covering the company, Marketbeat reports. Eight analysts have rated the stock with a hold recommendation, twelve have assigned a buy recommendation and one has assigned a strong buy recommendation to the company. The average 1-year price objective among brokers that have issued a report on the stock in the last year is $86.05.

SYF has been the subject of several analyst reports. BTIG Research cut shares of Synchrony Financial from a “buy” rating to a “neutral” rating in a report on Wednesday, April 22nd. Loop Capital initiated coverage on shares of Synchrony Financial in a report on Friday, May 22nd. They set a “hold” rating and a $81.00 price target for the company. Wells Fargo & Company lowered their price target on shares of Synchrony Financial from $100.00 to $95.00 and set an “overweight” rating for the company in a report on Thursday, April 9th. JPMorgan Chase & Co. lowered their price target on shares of Synchrony Financial from $84.00 to $73.00 and set a “neutral” rating for the company in a report on Thursday, April 9th. Finally, Robert W. Baird boosted their price target on shares of Synchrony Financial from $83.00 to $86.00 and gave the stock an “outperform” rating in a report on Wednesday, April 22nd.

Synchrony Financial Trading Up 0.1%

Shares of SYF stock opened at $75.34 on Wednesday. The company has a debt-to-equity ratio of 1.08, a quick ratio of 1.24 and a current ratio of 1.24. The stock has a market capitalization of $25.34 billion, a P/E ratio of 7.79, a price-to-earnings-growth ratio of 0.66 and a beta of 1.33. The company has a 50 day moving average price of $73.34 and a 200 day moving average price of $74.52. Synchrony Financial has a fifty-two week low of $61.48 and a fifty-two week high of $88.77.

Synchrony Financial (NYSE:SYF) last announced its quarterly earnings data on Tuesday, April 21st. The financial services provider reported $2.27 earnings per share for the quarter, beating analysts’ consensus estimates of $2.14 by $0.13. The firm had revenue of $3.70 billion during the quarter, compared to analysts’ expectations of $3.81 billion. Synchrony Financial had a net margin of 15.80% and a return on equity of 23.41%. The business’s quarterly revenue was down 7.4% compared to the same quarter last year. During the same quarter in the previous year, the business posted $1.89 earnings per share. Synchrony Financial has set its FY 2026 guidance at 9.100-9.500 EPS. Equities research analysts predict that Synchrony Financial will post 9.29 EPS for the current fiscal year.

Synchrony Financial declared that its board has approved a stock repurchase program on Tuesday, April 21st that permits the company to buyback $0.00 in shares. This buyback authorization permits the financial services provider to reacquire shares of its stock through open market purchases. Stock buyback programs are often a sign that the company’s leadership believes its stock is undervalued.

Synchrony Financial Dividend Announcement

The company also recently declared a quarterly dividend, which was paid on Friday, May 15th. Shareholders of record on Tuesday, May 5th were issued a dividend of $0.30 per share. This represents a $1.20 annualized dividend and a yield of 1.6%. The ex-dividend date was Tuesday, May 5th. Synchrony Financial’s payout ratio is 12.41%.

Insider Buying and Selling at Synchrony Financial

In other news, insider Jonathan S. Mothner sold 51,258 shares of the business’s stock in a transaction that occurred on Friday, May 15th. The shares were sold at an average price of $71.23, for a total transaction of $3,651,107.34. Following the completion of the sale, the insider owned 132,664 shares in the company, valued at approximately $9,449,656.72. The trade was a 27.87% decrease in their position. The sale was disclosed in a filing with the Securities & Exchange Commission, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 0.36% of the company’s stock.

Institutional Trading of Synchrony Financial

Several institutional investors have recently modified their holdings of SYF. FWL Investment Management LLC purchased a new stake in shares of Synchrony Financial during the 3rd quarter worth approximately $26,000. Fideuram Asset Management Ireland dac purchased a new stake in shares of Synchrony Financial during the 4th quarter worth approximately $29,000. Advisors Asset Management Inc. purchased a new stake in shares of Synchrony Financial during the 4th quarter worth approximately $29,000. Palisade Asset Management LLC purchased a new stake in shares of Synchrony Financial during the 3rd quarter worth approximately $29,000. Finally, Reflection Asset Management purchased a new stake in shares of Synchrony Financial during the 4th quarter worth approximately $31,000. Hedge funds and other institutional investors own 96.48% of the company’s stock.

Synchrony Financial Company Profile

Synchrony Financial (NYSE: SYF) is a consumer financial services company that specializes in providing point-of-sale financing and private-label, co-branded and branded credit card programs. The company serves as a payments and lending partner to retailers, digital merchants and service providers, offering consumer financing solutions designed to drive customer engagement and sales. Synchrony also operates a direct bank that offers deposit products, including savings accounts and certificates of deposit, which support its funding and customer-facing product suite.

Its core product set includes private-label and co-branded credit cards, general-purpose credit cards, installment loan programs and promotional financing options that are integrated into merchants’ checkout experiences.