Society Pass (NASDAQ:SOPA) versus Qfin (NASDAQ:QFIN) Financial Survey

Society Pass (NASDAQ:SOPA) and Qfin (NASDAQ:QFIN) are both small-cap business services companies, but which is the superior business? We will contrast the two businesses based on the strength of their risk, dividends, earnings, valuation, institutional ownership, profitability and analyst recommendations.

Analyst Ratings

This is a breakdown of recent recommendations and price targets for Society Pass and Qfin, as reported by MarketBeat.com.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Society Pass	1	1	1	1	2.50
Qfin	2	2	1	0	1.80

Society Pass presently has a consensus price target of $22.50, indicating a potential upside of 29,505.26%. Qfin has a consensus price target of $19.91, indicating a potential upside of 29.29%. Given Society Pass’ stronger consensus rating and higher probable upside, equities analysts plainly believe Society Pass is more favorable than Qfin.

Profitability

This table compares Society Pass and Qfin’s net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Society Pass	-145.99%	-343.41%	-39.70%
Qfin	27.48%	20.85%	8.71%

Risk & Volatility

Society Pass has a beta of 1.8, suggesting that its stock price is 80% more volatile than the S&P 500. Comparatively, Qfin has a beta of 0.61, suggesting that its stock price is 39% less volatile than the S&P 500.

Valuation & Earnings

This table compares Society Pass and Qfin”s gross revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Society Pass	$7.23 million	0.08	-$10.23 million	($2.43)	-0.03
Qfin	$2.75 billion	0.68	$856.52 million	$5.46	2.82

Qfin has higher revenue and earnings than Society Pass. Society Pass is trading at a lower price-to-earnings ratio than Qfin, indicating that it is currently the more affordable of the two stocks.

Insider & Institutional Ownership

3.1% of Society Pass shares are owned by institutional investors. Comparatively, 74.8% of Qfin shares are owned by institutional investors. 5.5% of Society Pass shares are owned by company insiders. Comparatively, 17.1% of Qfin shares are owned by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a stock will outperform the market over the long term.

Summary

Qfin beats Society Pass on 10 of the 14 factors compared between the two stocks.

About Society Pass

Society Pass Incorporated acquires and operates fintech and e-commerce platforms and mobile applications for consumers and merchants in Singapore, Vietnam, Indonesia, Philippines, the United States, Malaysia, Hong Kong, and Thailand. It operates through Online Grocery and Food and Groceries Deliveries, Digital marketing, Online ticketing and reservation, Telecommunications Reseller, e-Commerce, and Merchant Point of Sale segments. The company operates Leflair, an online lifestyle platform that offers services and products, such as fashion and accessories, beauty and personal care, and home and lifestyle; an online food delivery service under the Handycart brand name; and an online grocery delivery service under the Pushkart brand name. It also sells hardware and software to merchant; local mobile phone and global internet data plans; and domestic and overseas air ticket, and global hotel reservations, as well as offers digital marketing services. The company was formerly known as Food Society, Inc. and changed its name to Society Pass Incorporated in October 2018. Society Pass Incorporated was incorporated in 2018 and is headquartered in Singapore.

About Qfin

Qifu Technology, Inc., through its subsidiaries, operates credit-tech platform under the 360 Jietiao brand in the People's Republic of China. It provides credit-driven services that matches borrowers with financial institutions to conduct customer acquisition, initial and credit screening, advanced risk assessment, credit assessment, fund matching, and other post-facilitation services; and platform services, including loan facilitation and post-facilitation services to financial institution partners under intelligence credit engine, referral services, and risk management software-as-a-service. The company also offers e-commerce loans, enterprise loans, and invoice loans to SME owners. It serves financial institutions, consumers, and small- and micro-enterprises. The company was formerly known as 360 DigiTech, Inc. and changed its name to Qifu Technology, Inc. in March 2023. The company was founded in 2016 and is headquartered in Shanghai, the People's Republic of China.