UWM Holdings Corporation (NYSE:UWMC) Receives Average Rating of “Hold” from Analysts

UWM Holdings Corporation (NYSE:UWMC) has earned a consensus rating of “Hold” from the thirteen ratings firms that are currently covering the firm, Marketbeat.com reports. One research analyst has rated the stock with a sell rating, nine have issued a hold rating and three have assigned a buy rating to the company. The average 1-year price target among brokerages that have issued a report on the stock in the last year is $5.84.

UWMC has been the subject of a number of research analyst reports. Zacks Research upgraded UWM from a “strong sell” rating to a “hold” rating in a report on Monday, March 30th. BTIG Research reiterated a “buy” rating and issued a $10.00 price target on shares of UWM in a report on Tuesday, March 10th. Stephens started coverage on UWM in a report on Friday, April 24th. They issued an “equal weight” rating and a $4.00 price target for the company. Weiss Ratings downgraded UWM from a “hold (c-)” rating to a “sell (d+)” rating in a research note on Friday, March 27th. Finally, Argus upgraded UWM to a “hold” rating in a research note on Tuesday, March 31st.

Key Stories Impacting UWM

Here are the key news stories impacting UWM this week:

• Positive Sentiment: Q1 beat: UWM reported $0.09 EPS vs. $0.06 consensus and revenue of $901.4M vs. ~$709.9M expected — a material top‑ and bottom‑line surprise and improvement versus last year that supports near‑term upside and sentiment. UWM Tops Q1 Estimates (Zacks)
• Positive Sentiment: Dividend declared: UWM announced a $0.10 quarterly dividend ($0.40 annualized, ~11.5% yield), which can attract income buyers and help establish a price floor ahead of the June 18 ex‑dividend date. Press Release (PDF)
• Neutral Sentiment: Earnings call/transcript available: Management commentary (origination trends, margins, outlook) is published — useful for judging whether the beat is sustainable or driven by one‑time items. Earnings Call Transcript (Seeking Alpha)
• Neutral Sentiment: Press/analyst notes: Coverage highlights the revenue surprise and profit improvement but so far little change to consensus price targets — the beat may need to be sustained to shift analyst views. Coverage Roundup (Seeking Alpha)
• Negative Sentiment: Insider selling: CEO Mat Ishbia sold 1,003,333 shares at an average $3.66 (filed on May 6) under a pre‑arranged 10b5‑1 plan, reducing his stake materially — some investors interpret large insider sales as a negative signal even when executed under a plan. SEC Form 4
• Negative Sentiment: Options flow: Unusual activity — ~34,068 put contracts traded (≈262% above average) — indicates elevated short‑term bearish bets and could amplify downward moves or volatility. (reported May 6)

UWM Price Performance

Shares of NYSE UWMC opened at $3.36 on Friday. UWM has a twelve month low of $3.27 and a twelve month high of $7.14. The company has a current ratio of 1.52, a quick ratio of 1.52 and a debt-to-equity ratio of 2.64. The company has a market capitalization of $5.38 billion, a price-to-earnings ratio of 12.46 and a beta of 1.78. The business has a 50 day simple moving average of $3.77 and a 200-day simple moving average of $4.73.

UWM (NYSE:UWMC) last issued its quarterly earnings results on Wednesday, May 6th. The company reported $0.09 earnings per share for the quarter, beating analysts’ consensus estimates of $0.06 by $0.03. UWM had a return on equity of 18.89% and a net margin of 1.92%.The business had revenue of $901.43 million during the quarter, compared to the consensus estimate of $709.85 million. As a group, equities research analysts expect that UWM will post 0.41 earnings per share for the current year.

UWM Announces Dividend

The firm also recently declared a quarterly dividend, which will be paid on Thursday, July 9th. Shareholders of record on Thursday, June 18th will be given a dividend of $0.10 per share. This represents a $0.40 dividend on an annualized basis and a yield of 11.9%. The ex-dividend date is Thursday, June 18th. UWM’s payout ratio is 666.67%.

Insider Transactions at UWM

In other UWM news, CEO Ishbia Mat sold 1,003,333 shares of the business’s stock in a transaction on Monday, May 4th. The stock was sold at an average price of $3.57, for a total transaction of $3,581,898.81. Following the completion of the transaction, the chief executive officer owned 2,995,754 shares in the company, valued at approximately $10,694,841.78. The trade was a 25.09% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. In the last ninety days, insiders sold 31,533,789 shares of company stock worth $121,210,934. Insiders own 80.30% of the company’s stock.

Institutional Trading of UWM

Several institutional investors have recently modified their holdings of the company. Dimensional Fund Advisors LP lifted its holdings in shares of UWM by 164.5% in the first quarter. Dimensional Fund Advisors LP now owns 146,824 shares of the company’s stock valued at $532,000 after buying an additional 91,315 shares during the period. Spartan Wealth Advisory Services LLC acquired a new stake in shares of UWM in the first quarter valued at $392,000. 180 Wealth Advisors LLC lifted its holdings in shares of UWM by 87.2% in the first quarter. 180 Wealth Advisors LLC now owns 297,827 shares of the company’s stock valued at $1,078,000 after buying an additional 138,754 shares during the period. Fifth Third Bancorp acquired a new stake in shares of UWM in the first quarter valued at $41,000. Finally, Sequoia Financial Advisors LLC acquired a new stake in shares of UWM in the first quarter valued at $113,000. Institutional investors and hedge funds own 53.59% of the company’s stock.

UWM Company Profile

United Wholesale Mortgage (NYSE: UWMC) is a leading mortgage lender in the United States specializing in the wholesale channel. The company partners with independent mortgage brokers, community banks and credit unions to offer a full suite of residential mortgage products. Through its network of third-party originators, United Wholesale Mortgage underwrites, funds and closes loans, allowing its partners to focus on customer acquisition and service.

The company’s product offerings include conventional fixed- and adjustable-rate mortgages, Federal Housing Administration (FHA) loans, Veterans Affairs (VA) loans, U.S.