Visa Inc. $V is Sterling Investment Management LLC’s 8th Largest Position

Sterling Investment Management LLC raised its holdings in shares of Visa Inc. (NYSE:V) by 43.7% in the 4th quarter, according to the company in its most recent disclosure with the Securities & Exchange Commission. The firm owned 17,832 shares of the credit-card processor’s stock after buying an additional 5,421 shares during the period. Visa comprises approximately 3.5% of Sterling Investment Management LLC’s portfolio, making the stock its 8th largest position. Sterling Investment Management LLC’s holdings in Visa were worth $6,254,000 as of its most recent SEC filing.

Several other institutional investors have also added to or reduced their stakes in V. Sonoma Allocations LLC purchased a new position in shares of Visa in the 3rd quarter valued at $710,000. Invariant Investment Management purchased a new position in shares of Visa in the 4th quarter valued at $969,000. Vanguard Group Inc. increased its holdings in shares of Visa by 0.7% in the 4th quarter. Vanguard Group Inc. now owns 160,975,832 shares of the credit-card processor’s stock valued at $56,455,834,000 after acquiring an additional 1,054,343 shares during the period. Loring Wolcott & Coolidge Fiduciary Advisors LLP MA increased its holdings in shares of Visa by 2.6% in the 3rd quarter. Loring Wolcott & Coolidge Fiduciary Advisors LLP MA now owns 574,043 shares of the credit-card processor’s stock valued at $198,596,000 after acquiring an additional 14,581 shares during the period. Finally, Federated Hermes Inc. increased its holdings in shares of Visa by 24.1% in the 3rd quarter. Federated Hermes Inc. now owns 823,262 shares of the credit-card processor’s stock valued at $281,045,000 after acquiring an additional 159,906 shares during the period. 82.15% of the stock is currently owned by hedge funds and other institutional investors.

Key Headlines Impacting Visa

Here are the key news stories impacting Visa this week:

• Positive Sentiment: Visa announced a global, multi‑year partnership with Electronic Arts to build in‑game experiences and rewards with EA SPORTS — a move that extends Visa’s payments footprint into gaming and consumer engagement, potentially opening new transaction volume and marketing channels. Read More.
• Positive Sentiment: Visa is expanding its Agentic Ready AI‑commerce program across APAC and LATAM and added five blockchains to its stablecoin settlement pilot, broadening agent‑initiated commerce and multi‑chain settlement capabilities — strategic moves into next‑gen payment rails and AI‑driven transactions. Read More.
• Positive Sentiment: Visa launched Visa Destinations in Asia Pacific (Thailand first, Singapore to follow), expanding experience‑led travel offers that can drive cross‑border and premium spend by cardholders. This supports higher TPV potential in resilient travel markets. Read More.
• Positive Sentiment: Analyses and features (e.g., WSJ) note Visa’s consistent adaptation — turning AI and stablecoins from threats into opportunities — which reinforces confidence in Visa’s durable business model and margin profile. Read More.
• Neutral Sentiment: Consumer coverage lists Visa business cards among top offers — helpful for brand/consumer visibility but not a material near‑term earnings driver. Read More.
• Neutral Sentiment: Industry reporting on payment networks’ preparations for agentic commerce explains the technical progress but doesn’t change near‑term financials; it supports the strategic narrative around Visa’s AI efforts. Read More.
• Neutral Sentiment: Comparisons to peers (e.g., WEX vs. V) and weekly market wrap pieces place Visa in context for value investors but offer mixed buy/sell signals depending on valuation views. Read More.
• Negative Sentiment: Stablecoin startup Rain — which previously worked with Visa — is now partnering with Mastercard to issue cards for institutional customers, signaling competitive moves in the stablecoin‑card space that could pressure some prospective Visa relationships. Read More.

Insider Transactions at Visa

In other Visa news, Director Lloyd Carney sold 650 shares of Visa stock in a transaction dated Wednesday, March 11th. The stock was sold at an average price of $309.62, for a total transaction of $201,253.00. Following the completion of the sale, the director owned 2,679 shares of the company’s stock, valued at approximately $829,471.98. The trade was a 19.53% decrease in their position. The sale was disclosed in a legal filing with the SEC, which can be accessed through this link. Also, CEO Ryan Mcinerney sold 31,455 shares of Visa stock in a transaction dated Wednesday, April 29th. The stock was sold at an average price of $340.14, for a total value of $10,699,103.70. Following the sale, the chief executive officer directly owned 15,174 shares of the company’s stock, valued at approximately $5,161,284.36. This represents a 67.46% decrease in their position. The SEC filing for this sale provides additional information. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Insiders own 0.12% of the company’s stock.

Visa Stock Performance

Shares of V opened at $326.46 on Tuesday. The stock has a 50-day moving average of $310.11 and a two-hundred day moving average of $327.15. Visa Inc. has a one year low of $293.89 and a one year high of $375.51. The company has a debt-to-equity ratio of 0.64, a quick ratio of 1.09 and a current ratio of 1.09. The stock has a market cap of $592.57 billion, a P/E ratio of 28.44, a P/E/G ratio of 1.82 and a beta of 0.78.

Visa (NYSE:V) last issued its quarterly earnings results on Tuesday, April 28th. The credit-card processor reported $3.31 EPS for the quarter, topping analysts’ consensus estimates of $3.10 by $0.21. Visa had a return on equity of 65.00% and a net margin of 51.68%.The company had revenue of $11.23 billion during the quarter, compared to analysts’ expectations of $10.75 billion. During the same quarter in the previous year, the firm posted $2.76 EPS. The firm’s revenue was up 17.1% compared to the same quarter last year. As a group, research analysts predict that Visa Inc. will post 12.98 EPS for the current year.

Visa announced that its Board of Directors has approved a share buyback program on Tuesday, April 28th that permits the company to buyback $20.00 billion in shares. This buyback authorization permits the credit-card processor to reacquire up to 3.6% of its shares through open market purchases. Shares buyback programs are often an indication that the company’s board believes its stock is undervalued.

Visa Announces Dividend

The company also recently declared a quarterly dividend, which will be paid on Monday, June 1st. Shareholders of record on Tuesday, May 12th will be given a dividend of $0.67 per share. The ex-dividend date of this dividend is Tuesday, May 12th. This represents a $2.68 dividend on an annualized basis and a yield of 0.8%. Visa’s payout ratio is currently 23.34%.

Wall Street Analysts Forecast Growth

A number of brokerages have recently issued reports on V. Weiss Ratings downgraded Visa from a “buy (b-)” rating to a “hold (c+)” rating in a report on Thursday, April 16th. Cantor Fitzgerald reiterated an “overweight” rating and issued a $400.00 price target on shares of Visa in a report on Wednesday, April 29th. Truist Financial dropped their target price on Visa from $372.00 to $361.00 and set a “buy” rating on the stock in a research note on Friday, April 24th. BMO Capital Markets assumed coverage on Visa in a research note on Tuesday, April 21st. They set an “outperform” rating and a $365.00 target price on the stock. Finally, Morgan Stanley restated an “overweight” rating and set a $415.00 target price on shares of Visa in a research note on Wednesday, April 29th. Six equities research analysts have rated the stock with a Strong Buy rating, eighteen have issued a Buy rating and three have given a Hold rating to the company’s stock. According to data from MarketBeat, Visa currently has a consensus rating of “Buy” and a consensus price target of $387.25.

Visa Company Profile

Visa Inc is a global payments technology company that facilitates electronic funds transfers and digital commerce by connecting consumers, merchants, financial institutions and governments. The firm operates one of the world’s largest payment networks, providing processing, authorization, clearing and settlement services for credit, debit and prepaid card transactions. Visa’s network-based model enables partner banks and other issuers to offer branded payment products while Visa focuses on the infrastructure, standards and technologies that move money securely and efficiently around the world.

Visa’s product and service portfolio includes card-based payment products for consumers and businesses, real-time push-payment capabilities, tokenization and authentication services, fraud and risk-management tools, data analytics and APIs for fintech and merchant integration.