Affirm (AFRM) Projected to Post Quarterly Earnings on Thursday

Affirm (NASDAQ:AFRM) is expected to be issuing its Q3 2026 results after the market closes on Thursday, May 7th. Analysts expect the company to announce earnings of $0.17 per share and revenue of $995.13 million for the quarter. Parties are encouraged to explore the company’s upcoming Q3 2026 earning overview page for the latest details on the call scheduled for Thursday, May 7, 2026 at 5:00 PM ET.

Affirm (NASDAQ:AFRM) last released its quarterly earnings results on Thursday, February 5th. The company reported $0.37 earnings per share for the quarter, beating the consensus estimate of $0.28 by $0.09. The firm had revenue of $1.12 billion for the quarter, compared to analysts’ expectations of $1.06 billion. Affirm had a net margin of 7.60% and a return on equity of 8.83%. The business’s revenue was up 29.6% on a year-over-year basis. During the same period in the prior year, the firm earned $0.23 EPS. On average, analysts expect Affirm to post $1 EPS for the current fiscal year and $2 EPS for the next fiscal year.

Affirm Stock Performance

Affirm stock traded down $0.27 during trading hours on Tuesday, hitting $66.81. The company had a trading volume of 3,462,683 shares, compared to its average volume of 6,080,553. The firm has a market cap of $22.26 billion, a PE ratio of 82.48, a PEG ratio of 4.72 and a beta of 3.72. The company has a debt-to-equity ratio of 2.58, a current ratio of 11.41 and a quick ratio of 11.41. Affirm has a one year low of $42.10 and a one year high of $100.00. The firm has a 50-day moving average of $51.59 and a 200 day moving average of $63.23.

Wall Street Analysts Forecast Growth

AFRM has been the topic of several research analyst reports. Royal Bank Of Canada lowered their price target on shares of Affirm from $87.00 to $77.00 and set a “sector perform” rating on the stock in a report on Friday, February 6th. Stephens decreased their target price on shares of Affirm from $75.00 to $65.00 and set an “equal weight” rating on the stock in a research report on Friday, February 6th. Susquehanna restated a “positive” rating and set a $100.00 target price on shares of Affirm in a research report on Friday, February 6th. Oppenheimer decreased their target price on shares of Affirm from $95.00 to $83.00 and set an “outperform” rating on the stock in a research report on Friday, February 6th. Finally, Zacks Research lowered shares of Affirm from a “strong-buy” rating to a “hold” rating in a research report on Wednesday, April 29th. One investment analyst has rated the stock with a Strong Buy rating, nineteen have issued a Buy rating and nine have given a Hold rating to the company’s stock. According to MarketBeat, Affirm has an average rating of “Moderate Buy” and an average target price of $83.76.

Insider Activity

In related news, Director Noel Bertram Watson sold 2,000 shares of the stock in a transaction that occurred on Tuesday, April 14th. The shares were sold at an average price of $55.00, for a total transaction of $110,000.00. Following the sale, the director owned 38,076 shares in the company, valued at approximately $2,094,180. This trade represents a 4.99% decrease in their position. The transaction was disclosed in a legal filing with the SEC, which is accessible through this link. The transaction was executed under a pre-arranged Rule 10b5-1 trading plan. Corporate insiders own 11.01% of the company’s stock.

Institutional Trading of Affirm

Several large investors have recently made changes to their positions in the company. Invesco Ltd. lifted its stake in Affirm by 294.2% in the 3rd quarter. Invesco Ltd. now owns 4,333,691 shares of the company’s stock valued at $316,706,000 after purchasing an additional 3,234,260 shares during the last quarter. Atreides Management LP lifted its stake in Affirm by 543.3% in the 2nd quarter. Atreides Management LP now owns 1,977,882 shares of the company’s stock valued at $136,751,000 after purchasing an additional 1,670,429 shares during the last quarter. State Street Corp lifted its stake in Affirm by 26.7% in the 3rd quarter. State Street Corp now owns 5,641,965 shares of the company’s stock valued at $412,315,000 after purchasing an additional 1,187,665 shares during the last quarter. Price T Rowe Associates Inc. MD lifted its stake in Affirm by 154.2% in the 4th quarter. Price T Rowe Associates Inc. MD now owns 1,697,500 shares of the company’s stock valued at $126,346,000 after purchasing an additional 1,029,646 shares during the last quarter. Finally, Alliancebernstein L.P. lifted its stake in Affirm by 333.5% in the 3rd quarter. Alliancebernstein L.P. now owns 1,166,370 shares of the company’s stock valued at $85,238,000 after purchasing an additional 897,340 shares during the last quarter. Institutional investors and hedge funds own 69.29% of the company’s stock.

Affirm Company Profile

Affirm Holdings, Inc is a financial technology company that provides point-of-sale consumer lending and payments solutions for online and in-store purchases. Its core product is a buy-now-pay-later (BNPL) platform that enables consumers to split purchases into fixed, transparent installment loans with no hidden fees. Affirm offers a range of financing options through merchant integrations, a consumer-facing mobile app and virtual card capabilities, and tools for merchants to offer alternative payment methods at checkout.