SoFi Technologies (SOFI) Projected to Post Quarterly Earnings on Wednesday

SoFi Technologies (NASDAQ:SOFI) is expected to be issuing its Q1 2026 results before the market opens on Wednesday, April 29th. Analysts expect the company to announce earnings of $0.12 per share and revenue of $1.0506 billion for the quarter. SoFi Technologies has set its Q1 2026 guidance at 0.120- EPS and its FY 2026 guidance at 0.600- EPS. Individuals may visit the the company’s upcoming Q1 2026 earning results page for the latest details on the call scheduled for Wednesday, April 29, 2026 at 8:00 AM ET.

SoFi Technologies (NASDAQ:SOFI) last issued its quarterly earnings results on Friday, January 30th. The company reported $0.13 earnings per share for the quarter, beating the consensus estimate of $0.12 by $0.01. The company had revenue of $1.01 billion during the quarter, compared to the consensus estimate of $984.75 million. SoFi Technologies had a return on equity of 5.88% and a net margin of 13.34%.SoFi Technologies’s revenue was up 39.6% on a year-over-year basis. During the same period in the previous year, the firm posted $0.05 EPS. On average, analysts expect SoFi Technologies to post $1 EPS for the current fiscal year and $1 EPS for the next fiscal year.

SoFi Technologies Stock Performance

Shares of SOFI opened at $18.44 on Monday. The stock has a fifty day moving average of $17.77 and a two-hundred day moving average of $23.61. The company has a debt-to-equity ratio of 0.17, a quick ratio of 0.18 and a current ratio of 0.78. The company has a market capitalization of $23.52 billion, a PE ratio of 48.53 and a beta of 2.24. SoFi Technologies has a fifty-two week low of $12.05 and a fifty-two week high of $32.73.

SoFi Technologies News Roundup

Here are the key news stories impacting SoFi Technologies this week:

• Positive Sentiment: SoFi launched a fully digital HELOC product, formed a Real Estate Advisory Council and added XRP deposit support — moves that widen lending/deposit products and could boost fee and deposit growth if adoption scales. Read More.
• Positive Sentiment: Market commentary highlights that SoFi continues to capture share in digital lending/finance and that some long-term investors view current weakness as a buying opportunity, supporting episodic buying interest. Read More.
• Neutral Sentiment: Wall Street previews and Q1 outlook pieces signal expected top‑line and metric growth into the March quarter but stop short of a clear consensus beat — next week’s results and management guidance are the likely near‑term catalyst. Read More.
• Neutral Sentiment: Analyst coverage remains mixed: the consensus rating is still around “Hold” with a wide spread of price targets, so upgrades/downgrades or target revisions after earnings could swing sentiment. Read More.
• Negative Sentiment: Truist trimmed its price target to $20 and other firms (Goldman, KBW) have cut targets or lowered guidance — this analyst pullback is a headwind for sentiment and caps upside. Read More.
• Negative Sentiment: An EVP sold ~9,742 shares under a pre-arranged 10b5-1 plan; while planned sales are common, insider selling can add to short‑term pressure when combined with other negatives. Read More.
• Negative Sentiment: Comparisons favoring Palantir over SoFi on AI-driven growth and reporting that some users found limits to the XRP rollout could push rotational flows away from SOFI toward higher‑momentum tech names. Read More. Read More.

Insider Buying and Selling at SoFi Technologies

In other news, CTO Jeremy Rishel sold 94,958 shares of the company’s stock in a transaction on Wednesday, March 18th. The stock was sold at an average price of $17.43, for a total transaction of $1,655,117.94. Following the completion of the sale, the chief technology officer directly owned 839,640 shares in the company, valued at $14,634,925.20. This represents a 10.16% decrease in their position. The transaction was disclosed in a filing with the SEC, which is available at this link. Also, CEO Anthony Noto acquired 28,900 shares of the company’s stock in a transaction dated Tuesday, March 17th. The shares were purchased at an average price of $17.32 per share, with a total value of $500,548.00. Following the completion of the acquisition, the chief executive officer owned 11,704,352 shares in the company, valued at approximately $202,719,376.64. The trade was a 0.25% increase in their ownership of the stock. The SEC filing for this purchase provides additional information. Over the last quarter, insiders acquired 38,900 shares of company stock worth $705,398 and sold 218,422 shares worth $4,105,468. Corporate insiders own 2.60% of the company’s stock.

Institutional Trading of SoFi Technologies

Institutional investors and hedge funds have recently made changes to their positions in the company. Great Valley Advisor Group Inc. boosted its position in SoFi Technologies by 5.0% during the 4th quarter. Great Valley Advisor Group Inc. now owns 14,971 shares of the company’s stock worth $392,000 after purchasing an additional 718 shares during the period. Vident Advisory LLC boosted its position in SoFi Technologies by 3.4% during the 3rd quarter. Vident Advisory LLC now owns 22,594 shares of the company’s stock worth $597,000 after purchasing an additional 751 shares during the period. Smartleaf Asset Management LLC boosted its position in SoFi Technologies by 27.8% during the 4th quarter. Smartleaf Asset Management LLC now owns 3,602 shares of the company’s stock worth $96,000 after purchasing an additional 783 shares during the period. Advisory Services Network LLC boosted its position in SoFi Technologies by 2.4% during the 3rd quarter. Advisory Services Network LLC now owns 34,648 shares of the company’s stock worth $915,000 after purchasing an additional 798 shares during the period. Finally, State of Wyoming boosted its position in SoFi Technologies by 6.3% during the 2nd quarter. State of Wyoming now owns 14,139 shares of the company’s stock worth $257,000 after purchasing an additional 836 shares during the period. 38.43% of the stock is currently owned by institutional investors and hedge funds.

Wall Street Analyst Weigh In

Several research analysts have weighed in on the company. UBS Group set a $24.50 price target on SoFi Technologies in a report on Monday, February 2nd. Bank of America assumed coverage on SoFi Technologies in a report on Tuesday, January 6th. They issued an “underperform” rating and a $20.50 price target for the company. Needham & Company LLC cut their price target on SoFi Technologies from $36.00 to $33.00 and set a “buy” rating for the company in a report on Monday, February 2nd. Wells Fargo & Company cut their price target on SoFi Technologies from $19.00 to $18.00 and set an “equal weight” rating for the company in a report on Thursday, April 9th. Finally, Barclays cut their price target on SoFi Technologies from $28.00 to $18.00 and set an “equal weight” rating for the company in a report on Monday, April 6th. Seven investment analysts have rated the stock with a Buy rating, ten have given a Hold rating and three have assigned a Sell rating to the stock. Based on data from MarketBeat, the stock has an average rating of “Hold” and an average target price of $24.79.

SoFi Technologies Company Profile

SoFi Technologies, Inc (NASDAQ: SOFI) is a diversified financial services company that provides consumer-focused lending, banking, investing and financial technology products. The company’s core offerings include student loan refinancing and private student loans, personal loans, mortgage lending, and credit card products. In addition to credit and lending, SoFi operates consumer-facing deposit and cash management accounts, an investing and trading platform, and an insurance marketplace through partner relationships, all designed to serve individuals seeking an integrated digital financial experience.

SoFi has grown beyond direct-to-consumer lending by building technology and infrastructure capabilities.