Chime Financial (NASDAQ:CHYM) Stock Rating Upgraded by Keefe, Bruyette & Woods

Chime Financial (NASDAQ:CHYM) was upgraded by equities researchers at Keefe, Bruyette & Woods from a “moderate buy” rating to a “strong-buy” rating in a note issued to investors on Thursday,Zacks.com reports.

A number of other equities research analysts have also issued reports on CHYM. JPMorgan Chase & Co. dropped their target price on Chime Financial from $40.00 to $34.00 and set an “overweight” rating on the stock in a research report on Thursday, November 6th. Rothschild & Co Redburn raised shares of Chime Financial to a “hold” rating in a research note on Monday, January 26th. Williams Trading set a $17.00 price objective on shares of Chime Financial in a research report on Monday, November 3rd. Wall Street Zen upgraded shares of Chime Financial from a “sell” rating to a “hold” rating in a report on Sunday, February 15th. Finally, UBS Group raised their target price on shares of Chime Financial from $24.00 to $27.00 and gave the company a “neutral” rating in a research report on Thursday. Two investment analysts have rated the stock with a Strong Buy rating, ten have issued a Buy rating, five have assigned a Hold rating and one has given a Sell rating to the company’s stock. According to MarketBeat.com, the stock presently has an average rating of “Moderate Buy” and a consensus target price of $32.41.

Chime Financial Stock Down 7.7%

CHYM traded down $1.84 during trading on Thursday, hitting $22.13. The company had a trading volume of 6,422,525 shares, compared to its average volume of 3,472,875. The company has a market capitalization of $8.29 billion and a PE ratio of -2.93. Chime Financial has a one year low of $16.17 and a one year high of $44.94. The firm’s 50-day moving average price is $24.36 and its 200 day moving average price is $23.05.

Chime Financial (NASDAQ:CHYM) last released its earnings results on Wednesday, February 25th. The company reported ($0.12) earnings per share (EPS) for the quarter, topping analysts’ consensus estimates of ($0.20) by $0.08. The firm had revenue of $596.36 million during the quarter. Chime Financial had a negative return on equity of 70.35% and a negative net margin of 46.18%.Chime Financial’s revenue for the quarter was up 25.5% on a year-over-year basis. During the same quarter last year, the company posted ($0.30) EPS.

Insider Activity

In other news, CFO Matthew S. Newcomb sold 10,000 shares of Chime Financial stock in a transaction dated Friday, January 9th. The shares were sold at an average price of $28.01, for a total value of $280,100.00. Following the completion of the transaction, the chief financial officer owned 2,240,798 shares of the company’s stock, valued at $62,764,751.98. This trade represents a 0.44% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is available at this link. Also, Director James Feuille sold 176,168 shares of the business’s stock in a transaction dated Thursday, December 11th. The stock was sold at an average price of $27.12, for a total transaction of $4,777,676.16. Following the transaction, the director owned 7,044,936 shares in the company, valued at $191,058,664.32. This represents a 2.44% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. Insiders have sold a total of 256,539 shares of company stock valued at $6,973,943 in the last ninety days.

Hedge Funds Weigh In On Chime Financial

A number of institutional investors have recently bought and sold shares of the business. EverSource Wealth Advisors LLC bought a new position in Chime Financial during the second quarter worth $33,000. Scopus Asset Management L.P. bought a new position in shares of Chime Financial in the second quarter valued at about $34,000. PNC Financial Services Group Inc. acquired a new stake in shares of Chime Financial during the 4th quarter worth about $25,000. Daiwa Securities Group Inc. bought a new stake in shares of Chime Financial during the 2nd quarter worth about $40,000. Finally, Caitong International Asset Management Co. Ltd boosted its holdings in shares of Chime Financial by 686.0% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after buying an additional 1,276 shares during the period.

Chime Financial News Roundup

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Q4 results beat expectations — Chime reported adjusted results that topped EPS and revenue consensus, with revenue up ~25.5% y/y, and management highlighted stronger card spending and higher engagement that supported margin expansion. Chime Q4 Earnings Highlights
• Positive Sentiment: Guidance raised/firm for 2026 — Chime issued FY2026 revenue guidance roughly $2.6–$2.7B and Q1 revenue guidance slightly above consensus (~$627–$637M), signaling continued top-line momentum and supporting upside to estimates. (Company release summarized in news coverage.)
• Positive Sentiment: User growth and product traction — Active members reached ~9.5M and management emphasized customers increasingly treat Chime as their primary financial relationship, helping cross-sell (including earned wage access) and supporting revenue leverage. PYMNTS: Active Members 9.5M
• Positive Sentiment: Analysts respond with higher targets and reiterations — Goldman Sachs reiterated a Buy and raised its path-based upside commentary with a $31 PT, citing expanding margins and new growth drivers; UBS raised its price target to $27 (neutral rating) — both moves lend credibility to the post-earnings upside case. TipRanks/Goldman Benzinga (UBS note)
• Neutral Sentiment: Media coverage and analyst write-ups explained the beat/guidance (MSN, AAII, Zacks) and provided deeper metric comparisons; these help investors interpret sustainability but are informational rather than catalytic. MSN: 2026 revenue outlook Zacks analysis
• Neutral Sentiment: Primary-source materials available — Earnings call transcript and presentation give the full management narrative and KPIs for investors doing deeper diligence. Seeking Alpha transcript Earnings Presentation
• Neutral Sentiment: Executive interviews and color — CEO interviews (e.g., Bloomberg Tech clip) reinforced user-demographic and product narratives but added no new financials. Bloomberg interview
• Neutral Sentiment: Short interest reporting appears inconsistent — recent short-interest data in summaries showed large variance/odd values (zeros/NaN); this reporting anomaly means short-squeeze risk is unclear from available public figures.

Chime Financial Company Profile

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.