Chime Financial (NASDAQ:CHYM) Price Target Raised to $27.00 at UBS Group

Chime Financial (NASDAQ:CHYM) had its price objective raised by UBS Group from $24.00 to $27.00 in a research note released on Thursday,Benzinga reports. They currently have a neutral rating on the stock.

Other research analysts also recently issued reports about the stock. B. Riley Financial assumed coverage on shares of Chime Financial in a research report on Thursday, December 11th. They set a “buy” rating and a $35.00 price objective on the stock. Canaccord Genuity Group reissued a “buy” rating and set a $40.00 target price on shares of Chime Financial in a research note on Thursday, October 30th. Rothschild & Co Redburn upgraded shares of Chime Financial to a “hold” rating in a report on Monday, January 26th. JPMorgan Chase & Co. cut their price objective on Chime Financial from $40.00 to $34.00 and set an “overweight” rating for the company in a report on Thursday, November 6th. Finally, Piper Sandler reduced their price objective on Chime Financial from $35.00 to $30.00 and set an “overweight” rating for the company in a research report on Thursday, November 6th. One analyst has rated the stock with a Strong Buy rating, eleven have issued a Buy rating, five have assigned a Hold rating and one has assigned a Sell rating to the company’s stock. According to MarketBeat, Chime Financial currently has an average rating of “Moderate Buy” and an average target price of $32.41.

Chime Financial Trading Up 13.5%

Shares of Chime Financial stock opened at $23.97 on Thursday. The stock has a 50-day moving average price of $24.43 and a 200 day moving average price of $23.11. The company has a market cap of $8.98 billion and a P/E ratio of -3.17. Chime Financial has a 1 year low of $16.17 and a 1 year high of $44.94.

Chime Financial (NASDAQ:CHYM) last released its earnings results on Wednesday, February 25th. The company reported ($0.12) earnings per share for the quarter, beating the consensus estimate of ($0.20) by $0.08. The company had revenue of $596.36 million for the quarter. Chime Financial had a negative return on equity of 70.35% and a negative net margin of 46.18%.The company’s revenue was up 25.5% compared to the same quarter last year. During the same period last year, the firm earned ($0.30) EPS.

Insider Buying and Selling

In other news, Director James Feuille sold 7,229 shares of the stock in a transaction dated Tuesday, December 16th. The stock was sold at an average price of $24.82, for a total transaction of $179,423.78. Following the transaction, the director owned 7,037,707 shares of the company’s stock, valued at approximately $174,675,887.74. This represents a 0.10% decrease in their position. The sale was disclosed in a legal filing with the SEC, which is accessible through this link. Also, General Counsel Adam B. Frankel sold 4,382 shares of the business’s stock in a transaction that occurred on Thursday, January 8th. The stock was sold at an average price of $27.29, for a total value of $119,584.78. Following the completion of the sale, the general counsel owned 209,500 shares of the company’s stock, valued at approximately $5,717,255. This trade represents a 2.05% decrease in their ownership of the stock. The disclosure for this sale is available in the SEC filing. In the last 90 days, insiders have sold 256,539 shares of company stock worth $6,973,943.

Institutional Inflows and Outflows

A number of hedge funds and other institutional investors have recently bought and sold shares of CHYM. PNC Financial Services Group Inc. acquired a new position in Chime Financial during the 4th quarter worth $25,000. EverSource Wealth Advisors LLC bought a new position in shares of Chime Financial in the second quarter worth about $33,000. Scopus Asset Management L.P. bought a new position in shares of Chime Financial in the second quarter worth about $34,000. Caitong International Asset Management Co. Ltd lifted its position in shares of Chime Financial by 686.0% during the 4th quarter. Caitong International Asset Management Co. Ltd now owns 1,462 shares of the company’s stock worth $37,000 after purchasing an additional 1,276 shares during the last quarter. Finally, Daiwa Securities Group Inc. bought a new stake in Chime Financial during the 2nd quarter valued at approximately $40,000.

Trending Headlines about Chime Financial

Here are the key news stories impacting Chime Financial this week:

• Positive Sentiment: Q4 beat — Chime reported EPS of ($0.12) versus a consensus of ($0.20) and revenue of $596.4M, with revenue up ~25.5% year‑over‑year; the beat helped lift investor sentiment. Earnings Release & Call
• Positive Sentiment: Guidance above estimates — Chime issued FY‑2026 revenue guidance of roughly $2.6B–$2.7B and Q1 revenue guidance of ~$627M–$637M, both slightly ahead of consensus, supporting upside to near‑term growth expectations. Reuters: Guidance Story
• Positive Sentiment: User growth & engagement — Chime said active members reached ~9.5M and highlighted higher card spend and increased use of the platform as customers’ primary financial relationship, which supports revenue mix and monetization prospects. PYMNTS: Active Members
• Positive Sentiment: Analyst lift — UBS raised its price target from $24 to $27 (neutral rating), signaling modest analyst confidence in upside to the stock based on the results/guidance. Benzinga: UBS PT
• Neutral Sentiment: Management commentary & coverage — CEO interviews (Bloomberg Tech) and the earnings call presentation reinforced demand themes; useful for investor color but not new financial proof. YouTube: Bloomberg Tech Interview
• Neutral Sentiment: Documentation available — Full earnings call transcript, slide deck and analyst write‑ups (Seeking Alpha, Zacks) provide detail for modeling and due diligence. Seeking Alpha: Transcript Zacks: Metrics
• Negative Sentiment: Profitability remains a concern — Chime still shows negative net margin (~‑46%) and negative return on equity; investors should weigh growth against continued losses and cash burn risks. MarketBeat: Financials
• Neutral Sentiment: Short interest data flagged in reporting appears inconsistent (zeros/NaN) and should be treated as unreliable until cleaned — not currently a clear catalyst.

About Chime Financial

Chime Financial is a U.S.-based financial technology company offering mobile-first banking services designed to reduce fees and simplify everyday transactions. Founded in 2013 and headquartered in San Francisco, Chime operates a digital bank platform that provides customers with a checking account, a savings account, and a debit card without monthly maintenance fees, overdraft charges, or foreign transaction fees. The company’s platform is accessible via its mobile app, enabling users to manage their finances, track spending, and access customer support from their smartphones.

At the core of Chime’s service offering is its fee-free spending account, which includes early access to direct deposit funds—up to two days before scheduled payday—and instant transaction alerts.