Head to Head Survey: Waterdrop (NYSE:WDH) vs. Ageas (OTCMKTS:AGESY)

Waterdrop (NYSE:WDH) and Ageas (OTCMKTS:AGESY) are both finance companies, but which is the better investment? We will contrast the two businesses based on the strength of their earnings, profitability, dividends, risk, valuation, analyst recommendations and institutional ownership.

Analyst Ratings

This is a summary of recent ratings and price targets for Waterdrop and Ageas, as provided by MarketBeat.

	Sell Ratings	Hold Ratings	Buy Ratings	Strong Buy Ratings	Rating Score
Waterdrop	0	2	0	0	2.00
Ageas	0	1	1	0	2.50

Waterdrop presently has a consensus target price of $2.00, suggesting a potential upside of 8.99%. Given Waterdrop’s higher possible upside, equities analysts clearly believe Waterdrop is more favorable than Ageas.

Valuation & Earnings

This table compares Waterdrop and Ageas”s revenue, earnings per share (EPS) and valuation.

	Gross Revenue	Price/Sales Ratio	Net Income	Earnings Per Share	Price/Earnings Ratio
Waterdrop	$3.25 billion	0.20	$50.35 million	$0.19	9.66
Ageas	$14.68 billion	0.98	$1.21 billion	N/A	N/A

Ageas has higher revenue and earnings than Waterdrop.

Insider & Institutional Ownership

2.0% of Waterdrop shares are held by institutional investors. 24.6% of Waterdrop shares are held by company insiders. Strong institutional ownership is an indication that hedge funds, endowments and large money managers believe a company will outperform the market over the long term.

Dividends

Waterdrop pays an annual dividend of $0.04 per share and has a dividend yield of 2.2%. Ageas pays an annual dividend of $2.81 per share and has a dividend yield of 3.7%. Waterdrop pays out 21.1% of its earnings in the form of a dividend.

Volatility and Risk

Waterdrop has a beta of -0.26, indicating that its stock price is 126% less volatile than the S&P 500. Comparatively, Ageas has a beta of 0.42, indicating that its stock price is 58% less volatile than the S&P 500.

Profitability

This table compares Waterdrop and Ageas’ net margins, return on equity and return on assets.

	Net Margins	Return on Equity	Return on Assets
Waterdrop	15.58%	9.99%	7.57%
Ageas	N/A	N/A	N/A

Summary

Ageas beats Waterdrop on 8 of the 14 factors compared between the two stocks.

About Waterdrop

Waterdrop Inc., through its subsidiaries, provides online insurance brokerage services to match and connect users with related insurance products underwritten by insurance companies in the People's Republic of China. The company offers short-term health and long-term health and life insurance products and services. It also operates a medical crowdfunding platform. Waterdrop Inc. was founded in 2016 and is headquartered in Beijing, the People's Republic of China.

About Ageas

ageas SA/NV, together with its subsidiaries, engages in insurance business. It operates in five segments: Belgium, Europe, Asia, Reinsurance, and General Account. The company offers property, casualty, and life insurance products, as well as pension products; and reinsurance products. It provides life insurance products include risks related to the life and death of individuals; and non-life insurance products comprise accident and health, motor, fire, and other property insurance products, as well as insurance services for other damages to property. The company serves private individuals, as well as small, medium-sized, and large companies through independent brokers and the bank channels. ageas SA/NV was founded in 1824 and is headquartered in Brussels, Belgium.