Zacks Research Downgrades Live Oak Bancshares (NYSE:LOB) to Strong Sell

Posted by Paula Ricardo on Feb 18th, 2026

Live Oak Bancshares (NYSE:LOB – Get Free Report) was downgraded by Zacks Research from a “hold” rating to a “strong sell” rating in a report issued on Monday,Zacks.com reports.

Several other equities analysts have also recently issued reports on the stock. Weiss Ratings reiterated a “hold (c)” rating on shares of Live Oak Bancshares in a research note on Thursday, January 22nd. Wall Street Zen raised shares of Live Oak Bancshares from a “sell” rating to a “hold” rating in a report on Sunday, November 23rd. One research analyst has rated the stock with a Strong Buy rating, two have assigned a Hold rating and one has given a Sell rating to the company. According to MarketBeat, the stock presently has an average rating of “Hold”.

Read Our Latest Stock Analysis on LOB

Live Oak Bancshares Price Performance

Shares of Live Oak Bancshares stock opened at $40.81 on Monday. The stock has a market cap of $1.87 billion, a PE ratio of 18.38 and a beta of 2.00. The firm has a fifty day moving average price of $37.63 and a 200 day moving average price of $35.41. Live Oak Bancshares has a 1 year low of $22.68 and a 1 year high of $42.89.

Live Oak Bancshares (NYSE:LOB – Get Free Report) last announced its quarterly earnings results on Wednesday, January 21st. The company reported $0.95 earnings per share for the quarter, topping the consensus estimate of $0.56 by $0.39. The company had revenue of $161.86 million for the quarter. Live Oak Bancshares had a return on equity of 9.91% and a net margin of 10.09%.

Live Oak Bancshares Company Profile

(Get Free Report)

Live Oak Bancshares, Inc is a bank holding company headquartered in Wilmington, North Carolina, and operates through its subsidiary Live Oak Banking Company. Founded in 2008, the company leverages a branchless, technology-driven platform to deliver specialty lending and deposit products across the United States. Live Oak Bancshares completed its initial public offering in February 2018 and trades on the NYSE under the ticker symbol LOB.

The company’s primary focus is on originating and servicing commercial loans for small businesses in select industry verticals.